Financials
- Financial year
- 2025
- Total assets
- €2.0m
- Profit
- €50,327
- Solvency
- 39.8%
Summary
Vanbreda Windey is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €809,335 and a net result of €50,327. Equity is growing by about 12% per year across the filed financial years. Its solvency ranks better than 50% of 49 sector peers (NACE 65, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.
Overview
Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65111Agents and brokers in banking services NACE 66191
9th largest employer in Sint-Niklaas, Finance and insurance sector1 site
Size
€2.0mtotal assets 2025
- Staff
- 8 FTE
- Equity
- €809,335
- Profit
- €50,327
Turnover not published (abbreviated or micro format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
- Parent
- Vanbreda Waasland · 100%
- Board
- 5 members
- MATTHYNSSENS Pedro Ludovicus HonoréChair
- JOOSTEN Pascal Michel AlinManaging director
Auditor: BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISESAccounts 94 days early1 of 7 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months
This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.
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Signals
1 signal.
neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-04-2026, 94 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
94 days early
2024
64 days late
2023
68 days late
2022
53 days late
2021
120 days late
2020
109 days late
2019
35 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 51 days after the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 3 October (4 of the last 5 filed years within 56 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
15-10-2026 today31-12-2026 year end31-07-2027 deadline
- Resignations: WINDEY Xavier Willy Renée, WINDEY…Appointments: MATTHYNSSENS Pedro Ludovicus Honoré…
- Annual accounts filedfinancial year 2025 · abbreviated…
- Annual accounts filedfinancial year 2024 · abbreviated…
Key points
- Caution: Result fell in 2025from €149,055 to €50,327 ▼ 66.2% View
- Board changedlatest change 13-05-2026 · 5 in office 5 joined · 4 left View
- Positive: 9th largest employer in Sint-Niklaas, Finance and insurance sectorin the Checked rankings No. 9 View
- Positive: 8 profitable years in a rowprofit 2025: €50,327 8 years View
- Controlled by Vanbreda Waasland 100% View
By topic
Board & ownership
- Board
- 5 members
- Parent
- Vanbreda Waasland · 100%
- Auditor
- BDO BEDRIJFSREVISOREN-BDO REVISEURS D'ENTREPRISES
- MATTHYNSSENS Pedro Ludovicus HonoréChair
- DIERCKX Koen Auqust JozefDirector
- JOOSTEN Pascal Michel AlinManaging director
- C-WinsureManaging director
- X-WinManaging director
Timeline
- Events
- 17
- Since
- 2014
- Next accounts
- by 31-07-2027
- 07-10-2024Annual accounts filed
- 22-09-2023Annual accounts filed
- 31-12-2022Highest result from 2018 to 2025
Company details
- Sites
- 1
- Legal form
- Public limited company
- Activity
- Insurance, reinsurance and pension funding, except compulsory social…NACE 65111
- Founded
- 30-11-2012
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 40
- Who signs
- Two directors jointly
- Annual meeting
- First Thursday of March at 10:00
- Purpose
- “Optreden als tussenpersoon in bank- en beleggingsdiensten; Optreden als tussenpersoon voor…” (deed in Dutch)
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