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BCD INSURANCE

Active Risk: not assessed
Private limited companyfounded 2019active for 7 yearsOostendse Baan 8, 8470 Gistel, BelgiumKBO/BCE: BE 0733.861.913
Summary

BCD INSURANCE is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €936,353 and a net result of €212,656. Equity is growing by about 65% per year across the filed financial years. Its solvency ranks better than 43% of 51 sector peers (NACE 65, financial year 2025). The company has been active since 2019 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
Insurance, reinsurance and pension funding, except compulsory social security
NACE 65111Insurance agents and brokers NACE 66220
#5 company by total assets in Gistel, Finance and insurance sector1 site
Size
€2.5mtotal assets 2025
Staff
6.5 FTE
Equity
€936,353
Profit
€212,656
Turnover not published (abbreviated format)
Financial health
Financial institution: outside the modelBankruptcy probability: sector outside the model
Structure
Largest shareholder
KANT. VANBAVINCKHOVE · 25%
Accounts 32 days early0 of 5 deeds read
SignalsneutralLatest accounts filed on timeShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Bankruptcy probability, 12 months

This is a financial institution (bank, insurer or financial holding). A bank balance sheet works differently from that of an ordinary trading or manufacturing company. We therefore show no bankruptcy probability rather than a misleading figure.

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Signals

1 signal.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 6 filings
Deviation from the deadline
2025
32 days early
2024
21 days early
2023
36 days early
2022
3 days early
2021
2 days early
2020
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 16 days before the deadline; the sector median (NACE 65) for financial year 2024 is 29 days before the deadline, and 28% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
09-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · abbreviated…
  2. Annual accounts filedfinancial year 2024 · abbreviated…
  3. Highest result from 2020 to 2025net €221,860 ▲12.5%

Key points

  • Positive: Company by total assets in Gistel, Finance and…in the Checked rankings #5 View
  • Positive: Always filed on timeaccounts within the deadline every year 6 years View
  • Positive: 6 profitable years in a rowprofit 2025: €212,656 6 years View
  • Positive: Equity rose in 2025from €723,696 to €936,353 ▲ 29.4% View

By topic

Financials

Financial year
2025
Total assets
€2.5m
Profit
€212,656
Solvency
37.2%
Total assets▲ 8.5%
Net result
20202025
Go to Financials

Timeline

Events
10
Since
2021
Next accounts
by 31-07-2027
  1. 25-06-2024Annual accounts filed
  2. 31-12-2023Equity above €500,000
  3. 28-07-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Insurance, reinsurance and pension funding, except compulsory social…NACE 65111
Founded
10-09-2019
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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