Insurance, reinsurance and pension funding, except compulsory social security
No starter in the past twelve months. No bankruptcy in the past five years.
18 companies file their annual accounts outside the standard format, for example in a sector format. Their figures and staff are missing from the employment, the medians and the largest employers.
Show the 18 companies
- ACM Belgium Life
- AFI ESCA
- Cardif Assurance Vie
- CIGNA LIFE INSURANCE COMPANY OF EUROPE
- CONTASSUR - CONTIBEL ASSURANCES VIE - CONTIBEL LEVENSVERZEKERINGEN
- CPH Life
- Curalia
- ERGO INSURANCE
- FM Insurance Europe S.A.
- Monument Assurance Belgium
- NN INSURANCE BELGIUM
- PATRONALE LIFE
- PRIVATE INSURER
- SECUREX LEVEN
- THE ONELIFE COMPANY SA
- Tokio Marine Europe
- UTMOST LUXEMBOURG S.A
- VITIS LIFE SA
Spread across the country
by region and province · 61 of 63 enterprises with a registered office on file · a sole trader has no published seat- Flanders
- Brussels
- Wallonia
- Abroad
The balance sheets of division 65 on the map, by municipality and down to the address
Largest employers
NACE 65111 as first main activity · staff from the latest accounts- 1 JACQUES MEUWESE ET KRISS GULBISUccle 22.9 FTEfinancial year 2025
- 2 HUPEFleurus 19.3 FTEfinancial year 2025
- 3 Vanbreda WindeySint-Niklaas 8.0 FTEfinancial year 2025
- 4 DEHON & AssociésUccle 7.7 FTEfinancial year 2025
- 5 BCD INSURANCEGistel 6.5 FTEfinancial year 2025
Joint committees
from the latest accounts of 6 companies- 307 Insurance brokers and agencies 5
- 323 Building management, estate agents and domestic staff 1
Source: the annual accounts at the National Bank. One filing can name more than one committee.
Division 65: Insurance and pension funding
Related activities
3 other activities| Activity | Registrations | Starters, 12 months | Bankruptcies, 12 months | FTE |
|---|---|---|---|---|
| Insurance, reinsurance and pension funding, except compulsory social security65122 | 120 | 1 | 0 | 213 |
| Insurance, reinsurance and pension funding, except compulsory social security65121 | 118 | 4 | 1 | 277 |
| Insurance, reinsurance and pension funding, except compulsory social security65112 | 94 | 0 | 0 | 97 |
Filed accounts of the division
NACE division 65 · financial year 2025 · 177 filed annual accounts| Per financial year | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 |
|---|---|---|---|---|---|---|---|---|
| Median solvency | - | - | 32.6% | 34.3% | 41.6% | 40.4% | 42.0% | 46.6% |
| Median net result | - | - | €21,261 | €27,211 | €34,626 | €41,807 | €47,220 | €45,104 |
| Filed late | 30.0% | 39.7% | 34.6% | 35.3% | 29.3% | 27.5% | 27.6% | - |
Hold your customer's or competitor's figures against them in the Sector benchmark
Bankruptcies per year in division 65
| Per year | 2015 | 2018 | 2019 | 2020 | 2023 | 2024 | 2025 | 2026 |
|---|---|---|---|---|---|---|---|---|
| Bankruptcies | 4 | 1 | 3 | 1 | 1 | 1 | 1 | 1 |
| Jobs lost | 6 | 1 | 6 | 1 | 2 | 2 | 1 | 1 |
2026 through July. Every bankruptcy, also of companies that have since left the register. Source: Statbel (Directorate-General Statistics), NACE classification of 2008.
Staff cost per FTE in NACE division 65
47 employers| Size | Median | Middle half | Employers |
|---|---|---|---|
| fewer than 10 FTE | €68,300 | €60,100 to €85,200 | 36 |
Employers with the highest staff cost per FTE in this division All sectors by staff cost In the Analysis workbench
Foreign control in NACE division 65
414 registered companiesMain parent countries: Germany (6), Luxembourg (3) and France (2).Show on the map by municipality
Subsidies in this sector
per register · legal entities with an enterprise number- Flemish subsidies €1.7m awarded
- Federal transfers 29,057 amount as published
- EU budget €165.5m attributed share
- EU research €3.0m EU contribution
Insights on Insurance, reinsurance and pension funding, except compulsory social security
Inflow and structure. Brussels holds 32.7% of the seats, against 12.5% in Belgium. Half of the companies are younger than 15.6 years, against 8.1 years in Belgium. 3.2% of the companies are sole traders, against 41.6% in Belgium.
Staff and filing. 27.9% of the financial year 2024 accounts were filed late, against 38.4% in Belgium. The 5 largest employers hold 64 of the 78 FTE: 82.6%.
The comparison with Belgium as a whole and with the other divisions is as of 08-11-2026 05:30.
Method and sources
Every company registered today counts under its main activities in the KBO. Establishment units do not count. Staff counts once, under the employer's first main activity, from its latest accounts and only where it fits the staff costs. The count follows the NACE 2025 classification, the version in which code 65111 exists.
The bankruptcies over five years count only companies still registered today, because the activity of a company that left the register is not kept. So they are fewer than the bankruptcies of those years, and the figure is not a probability for the future. Over twelve months the count is nearly complete, because a bankrupt company stays registered while its bankruptcy runs. A company with more than one main activity counts in each of those sectors.
The comparison with Belgium as a whole and with the other NACE divisions rests on an overview of every division, counted again each night. Each division is counted in the version of the NACE classification in which it exists. A standing such as "more than in 80%" compares with the other divisions that have the figure. A division's bankruptcy probability is the median over its companies with a score. Belgium here counts the 1,276,474 companies with a main activity, because only those belong to a division. The other 699,509 registrations publish no activity.
For NACE 65111, 26 annual accounts of financial year 2025 were filed. That is too few for a median, which needs at least 30.