VanB
ActiveSummary
VanB has been active since 2016 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168,924 and a net result of -€38,617. Equity is growing by about 17% per year across the filed financial years. Its solvency ranks better than 37% of 21,080 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
- Equity
- €168,924
- Loss
- -€38,617
Why 92raises riskLoss of €38,617 (financial year 2025)lowers riskLiquidity: current ratio 1.80, cash €353,296Sector: Computer programming, consultancy and related activities (NACE 62)Size: total assets €379,531Show the evidence
Checked score
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 39% on solvency, 55% on liquidity, 13% on profitability and 25% on growth.
The bankruptcy probability was computed on 28-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
This company filed its last 7 accounts on average 50 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.
Searched, nothing found (2)
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€38,617
- Annual accounts filedfinancial year 2024 · micro…
Financials · financial year 2025, micro format
2021 to 2025, 5 financial years 2018 to 2025, 8 financial years
The operating result turns negative in 2025: a loss of €38,378 after €23,931 in 2024, the lowest result in the available series.
What the company sold each financial year and what was left of it. A loss stands below the zero line.
What the company owns (total assets), how much of it is its own (equity) and how much it owes.
Short-term assets minus short-term debts. Above zero the company can pay its bills in the short term.
How much of each euro of turnover is left from operations (EBIT margin) and what the assets earn (return on assets).
The share of the company financed with its own means. The higher it is, the better it absorbs a shock.
Short-term assets per euro of short-term debt. Above 1 the short-term debts are covered.
Use the arrow keys on the chart for the figures per year.
Sector: the middle half of NACE 62, Computer programming, consultancy and related activities: a quarter of companies sit below it, a quarter above. Each year compared with accounts in the same format, and only where there are at least 30. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).
Peer companies
Historical observationOf the 4,805 companies that looked in July 2024 the way this one looks now, 2.0% went bankrupt within 24 months and 88.2% are still going.
- Micro
- 10 to 20 years old
- solvency 30% or more
- a loss of 10% of the balance sheet or more
A further 0.1% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a lower bankruptcy probability: 0.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 4,805 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | - | - | €441 | €497 | €497 | €56 | - | - |
| Other operating charges640/8 | - | - | - | €348 | €348 | €491 | €444 | €52 | ▼ 88.2% |
| Gross operating margin9900 | €57,716 | €64,610 | €62,885 | €52,878 | €66,961 | €70,574 | €24,431 | -€38,326 | - |
| Operating profit (loss)9901 | €57,369 | €64,262 | €62,538 | €52,089 | €66,117 | €69,585 | €23,931 | -€38,378 | - |
| Financial income75/76B | - | - | - | €0 | €0 | - | - | - | - |
| Recurring financial income75 | - | - | - | €0 | €0 | - | - | - | - |
| Financial charges65/66B | - | - | - | €1,037 | €1,362 | €1,611 | €2,551 | €238 | ▼ 90.7% |
| Recurring financial charges65 | €549 | €427 | €800 | €1,037 | €1,362 | €1,611 | €2,551 | €238 | ▼ 90.7% |
| Profit (loss) for the period before taxes9903 | €56,820 | €63,835 | €61,738 | €51,052 | €64,754 | €67,974 | €21,380 | -€38,617 | - |
| Income taxes67/77 | €15,691 | €17,558 | €16,719 | €16,126 | €20,532 | €17,295 | €5,837 | - | - |
| Profit (loss) for the period9904 | €41,128 | €46,277 | €45,019 | €34,927 | €44,222 | €50,679 | €15,542 | -€38,617 | - |
| Profit (loss) for the period to be appropriated9905 | €41,128 | €46,277 | €45,019 | €34,927 | €44,222 | €50,679 | €15,542 | -€38,617 | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Assets | |||||||||
| Total assets20/58 | €142,215 | €195,930 | €247,341 | €282,707 | €338,426 | €389,639 | €407,564 | €379,531 | ▼ 6.9% |
| Fixed assets21/28 | - | - | - | €1,050 | €553 | €56 | - | - | - |
| Tangible fixed assets22/27 | - | - | - | €1,050 | €553 | €56 | - | - | - |
| Plant, machinery and equipment23 | - | - | - | €1,050 | €553 | €56 | - | - | - |
| Current assets29/58 | €142,215 | €195,930 | €247,341 | €281,657 | €337,873 | €389,583 | €407,564 | €379,531 | ▼ 6.9% |
| Amounts receivable within one year40/41 | €309 | €9,675 | €11,849 | - | €21,496 | €10,258 | - | €26,236 | - |
| Trade receivables40 | - | - | - | - | €21,496 | €10,258 | - | - | - |
| Other amounts receivable41 | - | - | - | - | - | - | - | €26,236 | - |
| Cash at bank and in hand54/58 | €141,906 | €186,254 | €234,836 | €280,962 | €315,682 | €378,637 | €396,775 | €353,296 | ▼ 11.0% |
| Deferred charges and accrued income490/1 | - | - | - | €695 | €695 | €688 | €10,788 | - | - |
| Equity and liabilities | |||||||||
| Total equity and liabilities10/49 | €142,215 | €195,930 | €247,341 | €282,707 | €338,426 | €389,639 | €407,564 | €379,531 | ▼ 6.9% |
| Equity10/15 | €128,374 | €174,651 | €219,670 | €254,596 | €298,819 | €344,998 | €207,540 | €168,924 | ▼ 18.6% |
| Contributions10/11 | €19,000 | €19,000 | - | €19,000 | €19,000 | €19,000 | €19,000 | €19,000 | = |
| Reserves13 | €108,900 | €154,900 | €198,900 | €232,900 | €276,900 | €322,900 | €185,400 | €185,400 | = |
| Non-distributable reserves130/1 | - | - | - | €1,900 | €1,900 | - | - | - | - |
| Reserves not available under the articles1311 | - | - | - | €1,900 | €1,900 | - | - | - | - |
| Distributable reserves133 | - | - | - | €231,000 | €275,000 | €322,900 | €185,400 | €185,400 | = |
| Profit (loss) carried forward14 | €474 | €751 | €1,770 | €2,696 | €2,919 | €3,098 | €3,140 | -€35,477 | - |
| Amounts payable17/49 | €13,841 | €21,279 | €27,671 | €28,111 | €39,607 | €44,641 | €200,023 | €210,608 | ▲ 5.3% |
| Amounts payable within one year42/48 | €13,406 | €20,852 | €26,583 | €27,262 | €38,597 | €43,189 | €197,677 | €210,608 | ▲ 6.5% |
| Trade debts44 | €820 | €20 | €81 | €21 | €24 | - | €26 | €636 | ▲ 25× |
| Suppliers440/4 | - | - | - | €21 | €24 | - | €26 | €636 | ▲ 25× |
| Taxes, remuneration and social security45 | - | - | - | €2,437 | €13,119 | €12,463 | €11,886 | €1,920 | ▼ 83.8% |
| Taxes450/3 | - | - | - | €517 | €13,119 | €10,543 | €4,206 | - | - |
| Remuneration and social security454/9 | - | - | - | €1,920 | - | €1,920 | €7,680 | €1,920 | ▼ 75.0% |
| Other amounts payable47/48 | - | - | - | €24,803 | €25,454 | €30,725 | €185,765 | €208,052 | ▲ 12.0% |
| Accrued charges and deferred income492/3 | - | - | - | €849 | €1,011 | €1,453 | €2,346 | - | - |
| Line | 2018 | 2019 | 2020 | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €41,128 | €46,277 | €45,019 | €34,927 | €44,222 | €50,679 | €15,542 | -€38,617 | - |
| + Depreciation and write-downs630 | - | - | - | €441 | €497 | €497 | €56 | - | - |
| Operating cash flow (approximation) | €41,128 | €46,277 | €45,019 | €35,368 | €44,719 | €51,176 | €15,598 | -€38,617 | - |
| Investment in fixed assets (approximation) | - | - | - | - | €0 | €0 | - | - | - |
| Change in cash | - | €44,348 | €48,582 | €46,125 | €34,720 | €62,955 | €18,138 | -€43,479 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Filings with the National Bank (9)
| Financial year | Type | Filed | Reference |
|---|---|---|---|
| 31-12-2025 | micro format | 29-05-2026 | 2026-00137716 |
| 31-12-2024 | micro format | 08-05-2025 | 2025-00091560 |
| 31-12-2023 | micro format | 07-05-2024 | 2024-00085011 |
| 31-12-2022 | micro format | 05-05-2023 | 2023-00082429 |
| 31-12-2021 | micro format | 25-05-2022 | 2022-20036032 |
| 31-12-2020 | micro format | 09-08-2021 | 2021-47500349 |
| 31-12-2019 | micro format | 27-08-2020 | 2020-46100190 |
| 31-12-2018 | micro format | 29-08-2019 | 2019-58700493 |
| 31-12-2017 | micro format | 27-08-2018 | 2018-51100138 |
Similar companies · same sector, comparable size
Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.
Directors
Not every act has been read: a resignation may still be missing
Mandate history
- Board
- began earlier
| Name | Functions and periods |
|---|---|
| VAN BENTHEM Harmen |
|
Owners and capital
Capital and shareholders
- 20-09-2023 Converted to unavailable equity · €20,900
Group and network
Connections & network
1 current directorThe network starts from this company’s directors. Other companies they run appear here as nodes.
History
Acts, filings and financial milestones
20-09
Gazette deed
Resignation: VAN BENTHEM Harmen (manager)Appointment: VAN BENTHEM Harmen (director) · Director discharge · Capital conversion10 facts ▸
- General meeting, “geldig samengesteld, enige aandeelhouder en bestuurder aanwezig” (deed in Dutch)
- Director resignation, VAN BENTHEM Harmen (manager)
- Director appointment, VAN BENTHEM Harmen (director)
- Director discharge, VAN BENTHEM Harmen (ontslagnemende zaakvoerder)
- Capital conversion, “statutair onbeschikbare eigen vermogensrekening” (deed in Dutch)
- Reserve release, “opheffing, middelen beschikbaar voor uitkering” (deed in Dutch)
- Amendment of the articles (2 times)
- Capital
- Other provision, “datum waarop WVV op vennootschap van toepassing wordt, statutair beschikbare eigen vermogensrekening” (deed in Dutch)
- Registered office clause, “1160 Oudergem,Paul Delforgegaarde 8” (deed in Dutch)
About the unread acts
Of the 3 Belgian Official Gazette deeds we know for this company, 1 has been read. The other 2 have not been read yet: what they contain is neither established nor disproved here.
Register details
No listing in the Peppol Directory under this enterprise or VAT number. That proves nothing: being listed there is voluntary.
What can you do?
Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.
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If you follow this company, Checked tells you the day it appears in the Peppol register.
Register as of 28 October 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.
Environmental permits: No permit applications found in Flanders. Brussels and Wallonia do not publish the applicant.
Sites & property
1 establishment unit
1 parcel
| Cadastral parcel | Region | Area | Buildings | Height / floors |
|---|---|---|---|---|
| 21332B0464/00W013 | Brussels | 170 m² | 1 · 83 m² | 10.2 m · 3 |
How the parcels are linked
Articles of association
What the company does
- PurposeThe activities the company may carry out under its articles.
- “De ontwikkeling van software en het verlenen van diensten en adviezen in de meest ruime zin van het woord,onder meer op het vlak van…” (deed in Dutch)
3 activities (deed in Dutch)
- De ontwikkeling van software en het verlenen van diensten en adviezen in de meest ruime zin van het woord,onder meer op het vlak van financiën,administratie,management,bedrijfsorganisatie,automatisatie,promotie en informatica.
- De vennootschap mag zich onder meer borg stellen en alle persoonlijke en zakelijke zekerheden stellen in het voordeel van al dan niet verbonden personen.
- De vennootschap zal alle roerende,onroerende,financiële,industriële en handelsverrichtingen mogen doen die verband hebben,die gelijkaardig,overeenkomstig,nuttig of samenhangend zijn met haar doel;zij zal insgelijks,rechtstreeks of onrechtstreeks mogen deelnemen in alle ondernemingen en vennootschappen,door aankoop,inschrijving,inbreng,fusie,financiering of door gelijk welke vorm van handels-of financieringsparticipatie,met het inzicht de verwezenlijking van haar maatschappelijk doel uit te breiden,te bevorderen of te vergemakkelijken.
- DurationHow long the company exists; usually unlimited, so until it is dissolved.
- Unlimited
- Name clauseThe name the company operates under according to its articles.
- VanB
- Registered office clauseThe region of the registered office; it decides among other things the language of official documents.
- “Tweetalig gebied Brussel Hoofdstad, administratieve zetels,agentschappen,werkhuizen,stapelplaatsen en bijkantoren in België of buitenland…” (deed in Dutch)
Who represents it, and how
- Who signsWho may bind the company towards others, for example by signing a contract.
- Each director alone
- Board ruleHow the board is made up, meets and takes decisions.
- “Één of meer, natuurlijke personen of rechtspersonen,al dan niet aandeelhouder” (deed in Dutch)
Capital, shares and profit
- Kind of sharesWhich classes of shares exist and what rights each class carries.
- “Op naam, register van aandelen op naam” (deed in Dutch)
- Transfer restrictionWhether shareholders may sell their shares freely or need approval first.
- “Zonder goedkeuring, zonder goedkeuring” (deed in Dutch)
- Share issue ruleHow and by whom new shares can be issued.
- “Inbreng in geld met uitgifte nieuwe aandelen-recht van voorkeur, per e-mail,voor personen zonder e-mail per gewone post,dezelfde dag als…” (deed in Dutch)
Meetings and financial year
- Annual meetingWhen the shareholders meet each year, among other things to approve the annual accounts.
- 5 May at 20:00
Oversight and winding up
- Dissolution ruleWhen and by whom the company can be dissolved.
- “Zoals inzake statutenwijziging, algemene vergadering” (deed in Dutch)“Vormen vereist voor statutenwijziging, op elk moment” (deed in Dutch)
- Liquidation ruleHow assets are shared after dissolution: creditors first, then shareholders.
- One provision in the deed