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ARTE SJOK

Active
Private limited companyfounded 2001active for 25 yearsKattenberg 48A, 2140 Antwerpen, BelgiumKBO/BCE: BE 0475.344.441
Summary

ARTE SJOK has been active since 2001 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €168,878 and a net result of -€12,625. Equity is growing by about 15% per year across the filed financial years. Its solvency ranks better than 48% of 21,074 sector peers (NACE 62, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Risk analysisFollow ReportCompare
ARTE SJOKActiveChecked score 92/100
Risk analysis ReportCompare

Overview

Activity
Computer programming
NACE 62100
1 site
Size
€291,426total assets 2025
Equity
€168,878
Loss
-€12,625
Turnover not published (micro format)
Financial health
92 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Structure
2025 accounts 8 days early1 of 3 deeds summarised
Why 92raises riskLoss of €12,625, the second in a row (financial year 2025)lowers riskLiquidity: current ratio 2.11, cash €104,630Size: total assets €291,426Sector: Computer programming, consultancy and related activities (NACE 62)Show the evidence

Checked score

Score 2025
92 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 39% of its sector peers (NACE 62, micro)
Every signal that counts is listed under Signals.
Financial strength · tick = 2024
Average
Solvency 83-1
equity 57.9% of total assets
Liquidity 75-4
short-term debt 42.1% · cash 35.9%
Profitability 23-30
return on assets -4.3%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (25,886 companies, NACE 62, micro)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● unchanged vs 11-2024 01-2025: 0.1%● unchanged vs 12-2024highest value 02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025lowest value 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026
Credit of up to €15,000 on 30-day terms is acceptable
Liquidity ample (current ratio 2.11, compared with 2.13 in 2024, above the usual 1.5; short-term debt: 42.1% and cash: 35.9% of total assets), and 42.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 62, micro): better than 50% on solvency, 58% on liquidity, 15% on profitability and 33% on growth.

The bankruptcy probability was computed on 26-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.11, cash €104,630
NBB · annual accounts
lowers risk · Size: total assets €291,426
Companies of this size fail less often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
lowers risk · Sector: Computer programming, consultancy and related activities (NACE 62)
KBO
raises risk · Loss of €12,625, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
19202122232425
2019 to 2025 · latest year -€12,625
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 23-01-2026, 8 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
8 days early
2024
7 days early
2023
on the day
2022
4 days early
2021
4 days early
2020
2 days early
2019
1 day early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 4 days before the deadline; the sector median (NACE 62) for financial year 2024 is 9 days before the deadline, and 33% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 27 January (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end27-10-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Weakest financial yearnet -€12,625
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Among the weakest 9% on net resultsector median €28,670 · 21,081 companies -€12,625 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Caution: 2 loss-making years in a rowloss financial year 2025 -€12,625 View

By topic

Financials

Financial year
2025
Total assets
€291,426
Loss
-€12,625
Solvency
57.9%
Total assets▼ 5.7%
Net result
20192025
Go to Financials

Timeline

Events
29
Since
2003
Next accounts
by 31-01-2027
  1. 31-01-2024Annual accounts filed
  2. 16-11-2023Resignation: Rafaël De Weerdt (statutory director)
  3. 30-06-2023Equity above €150,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Computer programmingNACE 62100
Founded
19-07-2001
Year ends
30-06
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
12
Annual meeting
Last Friday of December at 18:00
Purpose
“Ontwerp en productie van websites; Uitbating van een kantoor voor mechanografische…” (deed in Dutch)
Go to Articles of association

Key facts about ARTE SJOK

What is the company number of ARTE SJOK?
0475.344.441. In Belgium the VAT number is the company number with BE in front: BE 0475.344.441.
Where is ARTE SJOK based?
The registered office is at Kattenberg 48A, 2140 Antwerpen.Company details
What does ARTE SJOK do?
According to the KBO register, the main activity is computer programming (NACE 62100).
What is the legal form of ARTE SJOK?
Private limited company (BV).
When was ARTE SJOK founded?
On 19-07-2001.
Is ARTE SJOK still active?
Yes, ARTE SJOK is an active enterprise in the KBO register.
What is the turnover of ARTE SJOK?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.Financials
Is ARTE SJOK profitable?
In financial year 2025, ARTE SJOK made a loss of €12,625.
Where can I find the annual accounts of ARTE SJOK?
ARTE SJOK filed 24 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ARTE SJOK due?
By 31-01-2027, for financial year 2026.Timeline

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