VAN DER SCHUEREN - LION
ActiveSummary
VAN DER SCHUEREN - LION has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €14.26M and a net result of €1.89M. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 92% of 145 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2026
80
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2025
Profitability79▼-1
Solvency100=
Growth72▲+1
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.1M at 30 days acceptable
Liquidity ample (current ratio 5.21 against 5.29 in 2025; short-term debt: 17.2% and cash: 8.3% of total assets), and 17.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2026Solvency, return and age of the figures
Solvency
82.5%
Return on assets
10.9%
Age of the figures
8 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 31-01-2026 was due by 31-08-2026 and was filed on 20-08-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
11 d early
2025
10 d early
2024
138 d late
2023
6 d early
2022
27 d late
2021
on the day
2020
60 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-01-2027 and is due by 31-08-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-01-2027 close31-08-2027 deadline
Financials · fiscal year 2026, full schema
Turnover
€17.65M▲ 9.0%
2025 · €16.20M
2023: €14.06M
2024: €15.38M
2025: €16.20M
2023 → 2026
EBIT margin
11.9%▼ 0.4pp
2025 · 12.3%
2023: 15.8%
2024: 14.7%
2025: 12.3%
2023 → 2026
Net result
€1.89M▲ 9.6%
2025 · €1.72M
2019: €535k
2020: €655k
2021: €1.42M
2022: €1.72M
2023: €1.86M
2024: €1.80M
2025: €1.72M
2019 → 2026
Working capital
€12.53M▲ 10.7%
2025 · €11.33M
2019: €5.60M
2020: €6.15M
2021: €7.20M
2022: €8.60M
2023: €10.43M
2024: €11.10M
2025: €11.33M
2019 → 2026
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20222023202420252026Trend
Turnover€14.06M€15.38M▲ 9.4%€16.20M▲ 5.3%€17.65M▲ 9.0%
Equity€9.24M-€10.63M▲ 15.1%€11.96M▲ 12.5%€13.06M▲ 9.2%€14.26M▲ 9.2%
Operating result€2.14M-€2.22M▲ 4.0%€2.26M▲ 1.4%€1.99M▼ 11.8%€2.09M▲ 5.2%
Net result€1.72M-€1.86M▲ 8.6%€1.80M▼ 3.2%€1.72M▼ 4.4%€1.89M▲ 9.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2026; 2026 is 5% above 2025.
Balance-sheet composition
2026 in colour, 2025 as the grey bar beneath
Assets €17.29M
Fixed assets
€1.77M ▲ 0.8%
Current assets
€15.51M ▲ 11.0%
Equity and liabilities €17.29M
Equity
€14.26M ▲ 9.2%
Provisions
€50k
Debt
€2.98M ▲ 11.5%
Debt's share of the balance-sheet total rises from 17.0% to 17.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€2.24M▲
2025 · €2.23M
Cash flow
€2.03M▲
2025 · €1.96M
Current ratio
5.21▼
2025 · 5.29
Quick ratio
2.72▲
2025 · 2.58
Debt to equity
0.21▲
2025 · 0.20
ROE
13.2%▲
2025 · 13.2%
ROA
10.9%▼
2025 · 11.0%
Interest coverage
27.47▼
2025 · 27.66
Debt ≤ 1 year
€2.98M▲
2025 · €2.64M
Debt > 1 year
€0▼
2025 · €27k
Income taxes
€408k▲
2025 · €370k
Staff costs
€1.32M▲
2025 · €1.22M
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2026 against 2025 · 85 lines
Balance sheet
Code20252026
Assets
Total assets20/58€15.73M€17.29M▲
Fixed assets21/28€1.76M€1.77M▲
Tangible fixed assets22/27€1.76M€1.77M▲
Land and buildings22€1.16M€1.17M▲
Plant, machinery and equipment23€118k€120k▲
Furniture and vehicles24€101k€142k▲
Other tangible fixed assets26€384k€338k▼
Financial fixed assets28€496€496=
Other financial fixed assets284/8€496€496=
Shares284€496€496=
Current assets29/58€13.97M€15.51M▲
Stocks and contracts in progress3€7.16M€7.42M▲
Stocks30/36€7.16M€7.42M▲
Goods purchased for resale34€7.16M€7.42M▲
Amounts receivable within one year40/41€4.11M€5.66M▲
Trade receivables40€129k€158k▲
Other amounts receivable41€3.98M€5.50M▲
Current investments50/53€751k€948k▲
Other investments51/53€751k€948k▲
Cash at bank and in hand54/58€1.90M€1.43M▼
Deferred charges and accrued income490/1€55k€60k▲
Equity and liabilities
Total equity and liabilities10/49€15.73M€17.29M▲
Equity10/15€13.06M€14.26M▲
Contributions10/11€131k€131k=
Capital10€131k€131k=
Issued capital100€131k€131k=
Reserves13€4.42M€4.84M▲
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Tax-exempt reserves132€2.34M€1.43M▼
Distributable reserves133€2.07M€3.40M▲
Profit (loss) carried forward14€8.50M€9.28M▲
Provisions and deferred taxes16-€50k
Provisions for liabilities and charges160/5-€50k
Other liabilities and charges164/5-€50k
Amounts payable17/49€2.67M€2.98M▲
Amounts payable after more than one year17€27k€0▼
Financial debts170/4€27k€0▼
Credit institutions173€27k€0▼
Amounts payable within one year42/48€2.64M€2.98M▲
Current portion of amounts payable after more than one year42€29k€27k▼
Trade debts44€364k€592k▲
Suppliers440/4€364k€592k▲
Taxes, remuneration and social security45€206k€254k▲
Taxes450/3€9k€36k▲
Remuneration and social security454/9€197k€218k▲
Other amounts payable47/48€2.04M€2.10M▲
Accrued charges and deferred income492/3€746€0▼
Income statement
Code20252026
Operating income70/76A€16.23M€17.68M▲
Turnover70€16.20M€17.65M▲
Other operating income74€29k€32k▲
Operating charges60/66A€14.24M€15.59M▲
Goods for resale, raw materials and consumables60€11.25M€12.23M▲
Purchases600/8€11.49M€12.50M▲
Change in stocks: decrease (increase)609€-240k€-265k▼
Services and other goods61€1.51M€1.78M▲
Remuneration, social security and pensions62€1.22M€1.32M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€240k€146k▼
Provisions for liabilities and charges: additions (uses and reversals)635/8-€50k
Other operating charges640/8€22k€23k▲
Non-recurring operating charges66A-€39k
Operating profit (loss)9901€1.99M€2.09M▲
Financial income75/76B€207k€312k▲
Recurring financial income75€207k€312k▲
Income from financial fixed assets750€104k€142k▲
Income from current assets751€0-
Other financial income752/9€103k€170k▲
Financial charges65/66B€102k€106k▲
Recurring financial charges65€102k€106k▲
Debt charges650€81k€81k▲
Other financial charges652/9€22k€25k▲
Profit (loss) for the period before taxes9903€2.09M€2.30M▲
Income taxes67/77€370k€408k▲
Taxes670/3€370k€408k▲
Profit (loss) for the period9904€1.72M€1.89M▲
Transfer from tax-exempt reserves789€526k€1.33M▲
Transfer to tax-exempt reserves689€589k€421k▼
Profit (loss) for the period to be appropriated9905€1.66M€2.80M▲
Appropriation of the result
Profit (loss) to be appropriated9906€9.66M€11.30M▲
Profit (loss) brought forward from the previous period14P€8.00M€8.50M▲
Transfer to equity691/2€526k€1.33M▲
To the legal reserve6920€526k€1.33M▲
Profit to be distributed694/7€628k€689k▲
Directors or managers695€628k€689k▲
Social balance
Average headcount (FTE)908727.026.3▼
The notes to these accounts (66 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2027, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2026 · full schema
31-01
Financial
Highest result since 2019net €1.89M ▲9.6%
Net result €1.89M, the highest in the series.
2025
21-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
16-01
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 138 days late
2023
25-08
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
31-01
Financial
Equity above €10MEq €10.63M ▲15.1%
5 profitable years in a row build equity to €10.63M.
2022
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 27 days late
2021
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 60 days late
2019
26-09
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 26 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
02-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
10 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Geraardsbergen · 2 establishment units since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Aalstsesteenweg(Ide) 2559506 GeraardsbergenGround area
1.9 ha
Building footprint
5,881 m²
Volume, LiDAR
29,272 m³
2 parcels, Flanders · tallest building 9.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
VAN DER SCHUEREN - LION
since 19892.042.626.691
VAN DER SCHUEREN - LION
since 20202.301.763.676
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41067B0943/00A003 | Flanders | 1.4 ha | 1 · 3,628 m² | 9.5 m · 2 fl. |
| 41065B0358/00P000 | Flanders | 5,171 m² | 1 · 2,253 m² | 7.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHerzele2.301.763.676
Dual-learning approval
5 endedAanvuller (so)
Kassier (so)
Magazijnmedewerker (so)
Verkoper (so)
Winkelbediende (so)
Similar companies · same sector, comparable size
VOS TOOLS
BE 0425.009.557
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CARROTEC
BE 0408.330.111
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ETABLISSEMENTS MARCEL DAVID
BE 0434.818.831
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Etablissements Lazzari
BE 0404.424.771
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BG RETAIL
BE 0412.562.873
Antwerpen · Eq €12.49M
Of 1,719 companies in sector 47521 we hold annual accounts for 1,288. 281 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded25-01-1989
Fiscal year end31-01
Activities, NACEBEL 2025
47521Retail sale of hardware, building materials, paint and glass (general range)
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.