Equity
€14.4m ▲ 9.0%
VOS TOOLS has made a profit in every financial year since 2008.
VOS TOOLS
Lifetime
18 annual accounts with figures on one time axis, 42 filings since 1984peak €2.8m (2017)
-not published
peak €1.2m (2019)
€1.2m▲ 75.1%
peak €14.4m (2025)
€14.4m▲ 9.0%
€2.6m▼ 12.0%
peak 31.3 FTE (2025)
31.3 FTE▲ 4.3%
Board3 names since 2021
3 directorsVos,Constantinus Alphonsus Maria and 2 others
Documentsfilings and deeds
31-08-202631 days late
2025financial year
Result from €677,936 to €1.2mInvestments €1.8mCash from €2.0m to €589,714
Key points
from the 2025 annual accountsResult
€1.2m ▲ 75.1%
The result rose in 2025 from €677,936 to €1.2m.
Investments
€65,352 0.3 × depreciation
Green is investment, beige is depreciation.
Staff
38 employees on 31-12-2025
In 2025, 15 people joined and 14 left. On top of that, 0.8 agency workers worked there on average.
Filings
42 annual accounts since 1984
Seven of the last ten came late. The 2021 accounts came latest: 73 days after the end of the period.
Position in the sector
€1.2m
Higher net result than 95% of companies in retail trade. Sector median €39,880 · 5,067 companies.
Checked score
92
Excellent
Financially stronger than 68% of small companies in retail trade (NACE 47)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.4% across 3,697 companies (NACE 47, small).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.2%▲ +0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.3%▲ +0.1 percentage points vs 07-2025highest value
09-2025: 0.1%▼ -0.2 percentage points vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.2%▲ +0.1 percentage points vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 7.47, cash €589,714, halved
lowers risk
Founded in 1983
Profit of €1.2m (financial year 2025)
Equity €14.4m (84.7% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, small). It does better than 95% of them on solvency, 72% on liquidity, 48% on profitability and 58% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 20,137 companies had the same profile as VOS TOOLS has now. Each dot stands for 51 companies, two years later.
95.1%
were still trading
4.7%
stopped another way
0.2%
went bankrupt
That fits the bankruptcy probability of VOS TOOLS itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 20,137 companies, not a prediction for VOS TOOLS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,300,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 7.47 (7.55 in 2024), above the usual 1.5. Short-term debt is 9.2% and cash 3.5% of total assets. 15.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 31 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
31 days late
2024
on the day
2023
1 day late
2022
7 days late
2021
73 days late
2020
4 days late
2019
66 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 26 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 7 August (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
New establishment in Beveren-Kruibeke-Zwijndrecht
Vos Tools Verrebroek, Aven Ackers 15D
3 directors reappointed
Vos, Constantinus Alphonsus Maria; Vos, Franciscus Ludovicus Maria and Vos, Marc Andreas Maria · “Groothandel en kleinhandel in beroepskledij en persoonlijke beschermingsmiddelen,koord- en…” (deed in Dutch) · Name clause: VOS TOOLS · General meeting of 30-11-2023 · Gazette deed
First establishment
VOS TOOLS BVBA, Heiken 17, Brecht
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VOS TOOLS Brecht | €15.3m | 4.3% | 84.7% | 31.3 |
| ARMA Messancy | €13.5m | 7.3% | 89.0% | 30 |
| ANDENNE BRICOLAGE Antwerp | €15.3m | 5.1% | 78.3% | 32 |
| BOUWMAR Antwerp | €10.6m | -0.9% | 83.9% | 31.7 |
| VAN DER SCHUEREN - LION Geraardsbergen | €17.6m | 11.9% | 82.5% | 26.3 |
| ETABLISSEMENTS MARCEL DAVID La Hulpe | €29.6m | 6.7% | 84.8% | 32.2 |
| C.B. BOUWMARKTEN Antwerp | €13.0m | 0.0% | 92.7% | 32.2 |
Grey: the largest companies of the sector (retail trade (NACE 47)), without their names. Blue: the sector peers from the table.
These companies have the same main activity as VOS TOOLS: retail sale of hardware, building materials, paint and glass (general range) (NACE 47521). They are comparable in size and age: total assets between €11m and €27m, founded between 1981 and 1991.
Official details
Source: KBO- Status
- Active since 23-12-1983Normal situation
- Activity
- Retail sale of hardware, building materials, paint and glass (general range)NACE 47521and 1 other
- Joint committees
- 149.04Metal trade
- 200Auxiliary committee for white-collar workers · annual accounts 2025
- Establishment units
- 2.023.617.3642960 Brecht, since 01-01-1984
- 2.385.211.1929130 Beveren-Kruibeke-Zwijndrecht, since 01-02-2026
- Financial year end
- 31 December
- Peppol
- Reachable
Annual accounts 2025
- €17.0m▲ 5.1%
- Employeeson 31-12-2025
- 38▲ 2.7%
- Filing
- Filed on 31-08-2026
Companies linked to VOS TOOLS
Subsidiaries and holdings
- ASAMCO1.89%
Insights on VOS TOOLS
VOS TOOLS has been active since 1983 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €14.4m and a net result of €1.2m.
Equity has been growing by about 7.7% per year since 2018. Its solvency ranks better than 92% of 5,068 sector peers (NACE 47, financial year 2025).
The computed 12-month bankruptcy probability is 0.2% (very low).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VOS TOOLS
- What is the company number of VOS TOOLS?
- The company number of VOS TOOLS is 0425.009.557. The VAT number is the same number with BE in front: BE 0425.009.557.
- Where is VOS TOOLS based?
- The registered office is at Heiken 17, 2960 Brecht.Company details
- What does VOS TOOLS do?
- According to the KBO register, the main activity is retail sale of hardware, building materials, paint and glass (general range) (NACE 47521).
- What is the legal form of VOS TOOLS?
- VOS TOOLS is a private limited company (BV).
- When was VOS TOOLS founded?
- VOS TOOLS was founded on 23-12-1983.
- Is VOS TOOLS still active?
- Yes, VOS TOOLS is an active enterprise in the KBO register.
- How many employees does VOS TOOLS have?
- VOS TOOLS had an average of 31.3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does VOS TOOLS fall under?
- In its 2025 annual accounts, VOS TOOLS states joint committees 149.04 (Metal trade) and 200 (Auxiliary committee for white-collar workers).
- What is the turnover of VOS TOOLS?
- The turnover of VOS TOOLS was €15.3m in financial year 2025, according to the filed annual accounts.
- Is VOS TOOLS profitable?
- In financial year 2025, VOS TOOLS made a profit of €1.2m.
- Where can I find the annual accounts of VOS TOOLS?
- VOS TOOLS filed 42 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of VOS TOOLS due?
- VOS TOOLS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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