VAN.CO
ActiveVAN.CO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €963k and a net result of €92k. Equity remains stable across the filed fiscal years (±2.5% per year). Its solvency ranks better than 57% of 2273 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability49▲+14
Solvency75▲+1
Growth58=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity short (current ratio 0.98 against 0.88 in 2024; short-term debt: 49.7% and cash: 0% of total assets), and 49.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.3%
Return on assets
4.8%
Age of the figures
9 mo
neutral · A punctual record breaks
This company filed 6 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
1 d early
2023
7 d early
2022
17 d early
2021
76 d early
2020
46 d early
2019
22 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€963k▲ 10.5%
2024 · €871k
2018: €1.07M
2019: €1.06M
2020: €978k
2021: €903k
2022: €902k
2023: €889k
2024: €871k
2018 → 2025
Total assets
€1.92M▲ 6.7%
2024 · €1.79M
2018: €2.00M
2019: €1.91M
2020: €1.85M
2021: €1.79M
2022: €1.80M
2023: €1.79M
2024: €1.79M
2018 → 2025
Net result
€92k
2024 · €-18k
2018: €-69k
2019: €-15k
2020: €-78k
2021: €-75k
2022: €-1k
2023: €-13k
2024: €-18k
2018 → 2025
Working capital
€-22k▲ 80.5%
2024 · €-114k
2018: €-34k
2019: €-10k
2020: €-53k
2021: €-77k
2022: €-83k
2023: €-96k
2024: €-114k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€903k-€902k▼ 0.1%€889k▼ 1.4%€871k▼ 2.1%€963k▲ 10.5%
Operating result€-74k-€-578▲ 99.2%€-13k▼ 2,074%€-18k▼ 43.5%€92k
Net result€-75k-€-1k▲ 98.4%€-13k▼ 977%€-18k▼ 43.7%€92k
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €92k after a loss of €18k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.92M
Fixed assets
€985k=
Current assets
€930k▲ 14.9%
Equity and liabilities €1.92M
Equity
€963k▲ 10.5%
Debt
€952k▲ 3.1%
The debt ratio falls from 51.5% to 49.7%. Equity and debt are higher.
Key figures and ratios
Solvency
50.3%▲
2024 · 48.5%
Current ratio
0.98▲
2024 · 0.88
Quick ratio
0.98▲
2024 · 0.88
Debt / equity
0.99▼
2024 · 1.06
ROE
9.5%▲
2024 · -2.1%
ROA
4.8%▲
2024 · -1.0%
Debt
€952k▲
2024 · €924k
Debt ≤ 1 year
€952k▲
2024 · €924k
Income taxes
€132▼
2024 · €160
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.79M€1.92M▲
Fixed assets21/28€985k€985k=
Tangible fixed assets22/27€984k€984k=
Land and buildings22€984k€984k=
Financial fixed assets28€750€750=
Current assets29/58€810k€930k▲
Amounts receivable within one year40/41€808k€929k▲
Trade receivables40€806k€926k▲
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€1k€923▼
Equity and liabilities
Total equity and liabilities10/49€1.79M€1.92M▲
Equity10/15€871k€963k▲
Contributions10/11€154k€154k=
Capital10€154k€154k=
Issued capital100€154k€154k=
Reserves13€1.29M€1.29M=
Non-distributable reserves130/1€15k€15k=
Legal reserve130€15k€15k=
Distributable reserves133€1.27M€1.27M=
Profit (loss) carried forward14€-573k€-481k▲
Amounts payable17/49€924k€952k▲
Amounts payable within one year42/48€924k€952k▲
Trade debts44€16k€32k▲
Suppliers440/4€16k€32k▲
Other amounts payable47/48€907k€920k▲
Income statement
Code20242025
Other operating charges640/8€4k€2k▼
Gross operating margin9900€-14k€94k▲
Operating profit (loss)9901€-18k€92k▲
Financial income75/76B€1-
Recurring financial income75€1-
Financial charges65/66B€222€274▲
Recurring financial charges65€222€274▲
Profit (loss) for the period before taxes9903€-18k€92k▲
Income taxes67/77€160€132▼
Profit (loss) for the period9904€-18k€92k▲
Profit (loss) for the period to be appropriated9905€-18k€92k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-573k€-481k▲
Profit (loss) brought forward from the previous period14P€-554k€-573k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 26 days late
2025
31-12
Financial
Back to profitnet €92k
Net result €92k after 7 loss-making years.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
14-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-05
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
15-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-78k
Net result drops to €-78k, the lowest in the series; recovery starts the following year.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 31 days late
2017
01-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 1 day late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kruisem · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kasteelstraat(KRU) 279770 KruisemGround area
2,631 m²
Building footprint
386 m²
Volume, LiDAR
2,270 m³
2 parcels, Flanders · tallest building 9.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
VANCO NV
since 19932.060.359.380
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 45017B0081/00F000 | Flanders | 1,779 m² | 1 · 204 m² | 9.9 m · 2 fl. |
| 44062A0074/00T000 | Flanders | 851 m² | 1 · 182 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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OOST INVEST
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VALSAN
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PAND-IM 11/13
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Of 11,225 companies in sector 82100 we hold annual accounts for 3,511. 1,552 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded17-12-1992
Fiscal year end31-12
Activities, NACEBEL
82100Office administrative and support services
82110Office administrative, office support and other business support activities
Sources
Crossroads Bank for EnterprisesNational Bank · 33 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.