Equity
€529,821 ▲ 4.9%
SERVI-CODE has made a profit without a break since 2021.
SERVI-CODE
Lifetime
19 annual accounts with figures on one time axis, 31 filings since 1995peak €168,310 (2021)
€90,937▼ 0.6%
lowest -€50,985 (2012)
€24,860▼ 4.6%
peak €638,840 (2007)
€529,821▲ 4.9%
€770,436▼ 12.5%
peak 2 FTE (2018)
-not published
Board4 names since 2020
3 directorsEddy Devos and 2 others
Documentsfilings and deeds
02-02-20262 days late
2025financial year
Cash from €18,069 to €34,717
Key points
from the 2025 annual accountsChecked score
92
Excellent
Financially stronger than 33% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.2%▲ +0.1 percentage points vs 01-2025highest value
03-2025: 0.1%▼ -0.1 percentage points vs 02-2025
04-2025: 0.1%● unchanged vs 03-2025
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025
02-2026: 0.2%▲ +0.1 percentage points vs 01-2026
03-2026: < 0.1%▼ -0.2 percentage points vs 02-2026
04-2026: < 0.1%● unchanged vs 03-2026
05-2026: < 0.1%● unchanged vs 04-2026
06-2026: < 0.1%● unchanged vs 05-2026lowest value
07-2026: < 0.1%● unchanged vs 06-2026lowest value
08-2026: < 0.1%● unchanged vs 07-2026
09-2026: < 0.1%● unchanged vs 08-2026
10-2026: 0.1%▲ +0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 0.35, cash €34,717
lowers risk
Size: total assets €1.3m
Figures for financial year 2025 (filed on 02-02-2026)
Sector: Office administrative, office support and other business support activities (NACE 82)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 44% of them on solvency, 16% on liquidity, 24% on profitability and 49% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Credit verdict
Credit of up to €45,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.35 (0.4 in 2024), below 1. Short-term debt is 48.1% and cash 2.7% of total assets. 59.3% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises risk
raises risk · 2025 accounts filed 2 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
2 days late
2024
27 days late
2023
2 days late
2022
7 days early
2021
3 days early
2020
4 days late
2019
13 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 5 days after the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 2 February (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end09-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0452441850
Purpose change · Amendment of the articles
“L'acquisition de participations, sous quelque forme que ce soit, dans toutes sortes de personnes morales et…” (deed in French) · General meeting of 26-09-2023 · Gazette deed
New managing director
Jean-Guillaume Devos appointed, Champy-Code SA resigned · Permanent representative: Jean-Guillaume Devos · Director discharge: Champy-Code SA · General meeting of 03-12-2021 · Gazette deed
3 directors reappointed
SA Champy-Code (managing director), Eddy Devos (managing director) and Lucette Collet · Permanent representative: Jean-Guillaume Devos · General meeting of 04-12-2020 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SERVI-CODE Tournai | €1.3m | €90,937 | 40.7% | - |
| OVILEC Couvin | €1.1m | €85,269 | 75.7% | - |
| ENIDAN Evergem | €1.5m | €99,821 | 17.9% | - |
| VLAM CO Lanaken | €1.0m | €77,378 | 21.5% | - |
| INFI - SOINS Le Roeulx | €0.9m | €79,692 | 68.6% | - |
| PIRET IMMO GESTION Charleroi | €1.3m | €76,393 | 65.9% | - |
| Deskers Beloeil | €0.8m | €76,291 | 55.2% | - |
These companies have the same main activity as SERVI-CODE: office administrative and support services (NACE 82100). They are comparable in size and age: total assets between €839,000 and €1.5m, founded between 1992 and 2002.
Official details
Source: KBO- Status
- Active since 21-03-1994Normal situation
- Activity
- Office administrative and support servicesNACE 82100
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 30-06-2022
- Establishment unit
- 2.066.822.1547500 Tournai, since 17-05-1994
- Financial year end
- 30 June
- Peppol
- Reachable since 21-10-2026
Insights on SERVI-CODE
SERVI-CODE has existed since 1994. The gross margin grew from €59,933 in 2007 to €90,937 in 2025.
The gross margin has fallen every year since 2021.
In January 2022, the Official Gazette published the appointment of Jean-Guillaume Devos as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SERVI-CODE
- What is the company number of SERVI-CODE?
- The company number of SERVI-CODE is 0452.441.850. The VAT number is the same number with BE in front: BE 0452.441.850.
- Where is SERVI-CODE based?
- The registered office is at Quai des Vicinaux 30, 7500 Tournai.Company details
- What does SERVI-CODE do?
- According to the KBO register, the main activity is office administrative and support services (NACE 82100).
- What is the legal form of SERVI-CODE?
- SERVI-CODE is a public limited company (NV).
- When was SERVI-CODE founded?
- SERVI-CODE was founded on 21-03-1994.
- Is SERVI-CODE still active?
- Yes, SERVI-CODE is an active enterprise in the KBO register.
- How many employees does SERVI-CODE have?
- SERVI-CODE had an average of 0.5 full-time equivalents in financial year 2022, according to the filed annual accounts.Financials
- Which joint committee does SERVI-CODE fall under?
- In its 30-06-2022 annual accounts, SERVI-CODE states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of SERVI-CODE?
- The turnover in financial year 2025 is ≈ €180,000. This figure is estimated from the gross margin of €90,937 and 51 comparable companies (NACE 82). It probably lies between €150,000 and €250,000.
- Is SERVI-CODE profitable?
- In financial year 2025, SERVI-CODE made a profit of €24,860.
- Where can I find the annual accounts of SERVI-CODE?
- SERVI-CODE filed 31 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SERVI-CODE due?
- SERVI-CODE must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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