IMMO GEREM
ActiveIMMO GEREM has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.17M and a net result of €-4k. Equity remains stable across the filed fiscal years (±1.4% per year). Its solvency ranks better than 69% of 2269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability29▼-6
Solvency88=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €75k at 30 days acceptable
Liquidity ample (current ratio 3.01 against 2.91 in 2024; short-term debt: 1.7% and cash: 0.1% of total assets), and 36.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 24-10-2025, 7 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
7 d early
2024
9 d early
2023
6 d early
2022
21 d late
2020
9 d late
2019
15 d early
2018
33 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close19-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€1.17M▼ 0.3%
2024 · €1.17M
2019: €1.08M
2020: €1.09M
2022: €1.10M
2023: €1.15M
2024: €1.17M
2019 → 2025
Total assets
€1.84M▼ 0.2%
2024 · €1.84M
2019: €1.93M
2020: €1.91M
2022: €1.90M
2023: €1.88M
2024: €1.84M
2019 → 2025
Net result
€-4k
2024 · €16k
2019: €-95k
2020: €6k
2022: €11k
2023: €54k
2024: €16k
2019 → 2025
Working capital
€65k▼ 3.7%
2024 · €67k
2019: €137k
2020: €166k
2022: €127k
2023: €104k
2024: €67k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202022202320242025Trend
Equity€1.09M-€1.10M▲ 0.9%€1.15M▲ 5.0%€1.17M▲ 1.4%€1.17M▼ 0.3%
Operating result€36k-€34k▼ 6.4%€82k▲ 142%€58k▼ 29.5%€30k▼ 48.6%
Net result€6k-€11k▲ 65.8%€54k▲ 408%€16k▼ 70.1%€-4k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 49% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.84M
Fixed assets
€1.74M▲ 0.1%
Current assets
€97k▼ 5.3%
Equity and liabilities €1.84M
Equity
€1.17M▼ 0.3%
Provisions
€37k
Debt
€635k▼ 5.6%
The debt ratio falls from 36.5% to 34.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€40k▼
2024 · €71k
Cash flow
€7k▼
2024 · €30k
Solvency
63.4%▼
2024 · 63.5%
Current ratio
3.01▲
2024 · 2.91
Quick ratio
3.01▲
2024 · 2.91
Debt / equity
0.54▼
2024 · 0.58
ROE
-0.3%▼
2024 · 1.4%
ROA
-0.2%▼
2024 · 0.9%
Interest coverage
1.21▼
2024 · 1.82
Debt
€635k▼
2024 · €673k
Debt ≤ 1 year
€32k▼
2024 · €35k
Debt > 1 year
€602k▼
2024 · €638k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.84M€1.84M▼
Fixed assets21/28€1.74M€1.74M▲
Tangible fixed assets22/27€1.74M€1.74M▲
Land and buildings22€1.74M€1.73M▼
Plant, machinery and equipment23€0€2k▲
Furniture and vehicles24€4k€10k▲
Current assets29/58€102k€97k▼
Amounts receivable after more than one year29€83k€68k▼
Other amounts receivable291€83k€68k▼
Amounts receivable within one year40/41€17k€28k▲
Trade receivables40€17k€24k▲
Other amounts receivable41-€4k
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€1.84M€1.84M▼
Equity10/15€1.17M€1.17M▼
Contributions10/11€62k€62k=
Capital10€62k€62k=
Issued capital100€62k€62k=
Revaluation surpluses12€1.01M€1.01M=
Reserves13€32k€32k=
Non-distributable reserves130/1€6k€6k=
Legal reserve130€6k€6k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€65k€62k▼
Provisions and deferred taxes16-€37k
Provisions for liabilities and charges160/5-€37k
Other liabilities and charges164/5-€37k
Amounts payable17/49€673k€635k▼
Amounts payable after more than one year17€638k€602k▼
Financial debts170/4€638k€602k▼
Amounts payable within one year42/48€35k€32k▼
Current portion of amounts payable after more than one year42€23k€23k▲
Trade debts44€4k€2k▼
Suppliers440/4€4k€2k▼
Taxes, remuneration and social security45€6k€4k▼
Taxes450/3€6k€4k▼
Other amounts payable47/48€3k€3k▼
Accrued charges and deferred income492/3-€400
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€11k▼
Other operating charges640/8€5k€6k▲
Non-recurring operating charges66A-€37k
Gross operating margin9900€76k€83k▲
Operating profit (loss)9901€58k€30k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€39k€33k▼
Recurring financial charges65€39k€33k▼
Profit (loss) for the period before taxes9903€19k€-4k▼
Income taxes67/77€3k-
Profit (loss) for the period9904€16k€-4k▼
Profit (loss) for the period to be appropriated9905€16k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€82k€62k▼
Profit (loss) brought forward from the previous period14P€65k€65k=
Transfer to equity691/2€16k-
To other reserves6921€16k-
The notes to these accounts (16 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
24-10
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2024
22-10
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2023
25-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
31-03
Financial
Highest result since 2019net €54k ▲408%
Operating result €82k, net result €54k, both a record.
2022
21-11
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 21 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 9 days late
31-03
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
31-03
Financial
Liquidity doublescurrent ratio 10.39
Current ratio from 4.60 to 10.39; short-term debt falls from €38k to €18k.
2019
16-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2018
28-09
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2017
25-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2016
30-09
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2015
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herent · 1 establishment unit since 2007
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 4A3020 HerentGround area
983 m²
Building footprint
339 m²
Volume, LiDAR
1,882 m³
Parcel 24111A0206/00W007, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
IMMO GEREM
since 20072.168.997.006
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24111A0206/00W007 | Flanders | 983 m² | 1 · 339 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
CHAARCON
BE 0452.571.712
Kortrijk · Eq €1.16M
SINCKVAL
BE 0871.452.255
Antwerpen · Eq €1.16M
EPSYMED
BE 0430.054.052
Ukkel · Eq €1.16M
G & NL
BE 0436.500.691
Zwalm · Eq €1.18M
KWANTEN & MEEUWISSEN
BE 0449.846.606
Hamont-Achel · Eq €1.15M
Of 11,221 companies in sector 82100 we hold annual accounts for 3,511. 1,423 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded27-11-1992
Fiscal year end31-03
Activities, NACEBEL
82100Office administrative and support services
82190Office administrative, office support and other business support activities
68110Buying and selling of own real estate
68310Real estate agency activities
68311Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.