VAMAR

Active

Private limited companyfounded 20233 yrs activeRinglaan 46, 1853 Grimbergen, BelgiumKBO/BCE: BE 1000.124.834

Summary

The computed 12-month bankruptcy probability of VAMAR is 2.2% (moderate). The 2026 annual accounts show equity of €28k and a net result of €25k. Its solvency ranks better than 81% of 74 sector peers (fiscal year 2026). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2026

75 / 100

Excellent

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2025

Profitability81▼-19

Solvency100=

Growth78

Track record94

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €2k at 30 days acceptable

Liquidity ample (current ratio 4.81; short-term debt: 19.9% and cash: 24.1% of total assets), and 19.9% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 41

Relative position

BE, all sectors

reference

Sector 41

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2026

Solvency, return and age of the figures

Solvency

80.1%

Return on assets

72.5%

Age of the figures

6 mo

Latest accounts filed on time

The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 11-09-2026, 50 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2026

50 d early

2025

37 d early

← before the deadline after the deadline →

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

24-09-2026 today31-03-2027 close31-10-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2026, micro schema

Turnover

€545k

EBIT margin

5.9%

Net result

€25k▲ 1,436%

2025 · €2k

2025: €2k

2025 → 2026

Working capital

€26k▲ 900%

2025 · €3k

2025: €3k

2025 → 2026

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20252026Trend

Turnover€545k

Equity€3k-€28k▲ 954%

Operating result€2k-€32k▲ 1,351%

Net result€2k-€25k▲ 1,436%

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result rises in 2026; 2026 is 1,351% above 2025.

Balance-sheet composition

2026 in colour, 2025 as the grey bar beneath

Assets €35k

95.9%

Fixed assets €1k

Current assets €33k

Equity and liabilities €35k

80.1%

19.9%

Equity €28k ▲ 954%

Debt €7k ▲ 1,399%

Debt's share of the balance-sheet total rises from 14.9% to 19.9%. Equity and debt are higher.

Key figures and ratios

2026 value · change against 2025

EBITDA

€32k

Cash flow

€25k

Current ratio

4.81

Debt to equity

0.25

ROE

90.5%

ROA

72.5%

Interest coverage

58.44

Debt ≤ 1 year

€7k▲

2025 · €462

Income taxes

€6k▲

2025 · €410

Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Filed annual accounts As filed with the NBB · 2026 against 2025 · 35 lines

Balance sheet Code20252026

Assets

Total assets20/58€3k€35k▲

Fixed assets21/28-€1k

Tangible fixed assets22/27-€1k

Plant, machinery and equipment23-€1k

Current assets29/58€3k€33k▲

Amounts receivable within one year40/41€2k€23k▲

Trade receivables40€667€21k▲

Other amounts receivable41€916€2k▲

Cash at bank and in hand54/58€1k€8k▲

Deferred charges and accrued income490/1€132€2k▲

Equity and liabilities

Total equity and liabilities10/49€3k€35k▲

Equity10/15€3k€28k▲

Contributions10/11€1k€1k=

Profit (loss) carried forward14€2k€27k▲

Amounts payable17/49€462€7k▲

Amounts payable within one year42/48€462€7k▲

Trade debts44€52€626▲

Suppliers440/4€52€626▲

Taxes, remuneration and social security45€410€6k▲

Taxes450/3€410€6k▲

Income statement Code20252026

Turnover70-€545k

Goods, raw materials, services and sundry goods60/61-€513k

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€181

Gross operating margin9900€2k€32k▲

Operating profit (loss)9901€2k€32k▲

Financial income75/76B-€2

Recurring financial income75-€2

Financial charges65/66B€158€551▲

Recurring financial charges65€158€551▲

Profit (loss) for the period before taxes9903€2k€31k▲

Income taxes67/77€410€6k▲

Profit (loss) for the period9904€2k€25k▲

Profit (loss) for the period to be appropriated9905€2k€25k▲

Appropriation of the result

Profit (loss) to be appropriated9906€2k€27k▲

Profit (loss) brought forward from the previous period14P-€2k

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 2Filings 2

Next filing, fiscal year 2027, expected by 31-10-2027

2026

11-09

NBB filing Annual accounts filed

fiscal year 2026 · micro schema

2025

24-09

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

NBB filing

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Grimbergen · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Ringlaan 461853 Grimbergen

Ground area

758 m²

Building footprint

170 m²

Volume, LiDAR

1,422 m³

Parcel 23084A0303/00K000, Flanders · tallest building 11.5 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

VAMAR

Ringlaan 46, 1853 GrimbergenRepair, maintenance and installation of machinery and equipment

since 20232.352.732.426

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
23084A0303/00K000	Flanders	758 m²	1 · 170 m²	11.5 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Grâce-Hollogne · Eq €27,844

Of 29,797 companies in sector 41001 we hold annual accounts for 16,049. 12,301 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded21-09-2023

Fiscal year end31-03

Activities, NACEBEL 2025

41001General construction of residential buildings

43211General electrical installation work

43221Plumbing work

43410Roofing work

Sources

Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers

Scores and ratios are computed by Checked and are not a credit decision.