Valtari
ActiveValtari has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €38k and a net result of €12k. Equity is growing by ~62.7% per year across the filed fiscal years. Its solvency ranks better than 83% of 16527 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
98
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100=
Growth78=
Track record82
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days acceptable
Liquidity ample (current ratio 9.77 against 3.97 in 2024; short-term debt: 10.1% and cash: 54.8% of total assets), and 10.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
27.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-01-2026, 183 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
183 d early
2024
134 d early
2023
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€38k▲ 44.1%
2024 · €27k
2023: €5k
2024: €27k
2023 → 2025
Total assets
€43k▲ 20.9%
2024 · €35k
2023: €8k
2024: €35k
2023 → 2025
Net result
€12k▼ 46.6%
2024 · €22k
2023: €2k
2024: €22k
2023 → 2025
Working capital
€38k▲ 46.7%
2024 · €26k
2023: €5k
2024: €26k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€5k-€27k▲ 433%€38k▲ 44.1%
Operating result€3k-€28k▲ 794%€15k▼ 45.6%
Net result€2k-€22k▲ 841%€12k▼ 46.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 46% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €43k
Fixed assets
€428▼ 44.7%
Current assets
€42k▲ 22.3%
Equity and liabilities €43k
Equity
€38k▲ 44.1%
Debt
€4k▼ 50.3%
The debt ratio falls from 24.6% to 10.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€16k▼
2024 · €28k
Cash flow
€12k▼
2024 · €22k
Solvency
89.9%▲
2024 · 75.4%
Current ratio
9.77▲
2024 · 3.97
Quick ratio
9.77▲
2024 · 3.97
Debt / equity
0.11▼
2024 · 0.33
ROE
30.6%▼
2024 · 82.5%
ROA
27.5%▼
2024 · 62.2%
Interest coverage
215.63▼
2024 · 462.60
Debt
€4k▼
2024 · €9k
Debt ≤ 1 year
€4k▼
2024 · €9k
Income taxes
€3k▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€35k€43k▲
Fixed assets21/28€774€428▼
Tangible fixed assets22/27€774€428▼
Plant, machinery and equipment23€774€428▼
Current assets29/58€35k€42k▲
Amounts receivable within one year40/41€4k€17k▲
Trade receivables40€210€421▲
Other amounts receivable41€4k€17k▲
Cash at bank and in hand54/58€30k€23k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€35k€43k▲
Equity10/15€27k€38k▲
Contributions10/11€3k€3k=
Reserves13€24k€35k▲
Distributable reserves133€24k€35k▲
Amounts payable17/49€9k€4k▼
Amounts payable within one year42/48€9k€4k▼
Trade debts44€2k€972▼
Suppliers440/4€2k€972▼
Taxes, remuneration and social security45€7k€3k▼
Taxes450/3€7k€3k▼
Other amounts payable47/48€245-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€264€346▲
Other operating charges640/8€387€400▲
Gross operating margin9900€29k€16k▼
Operating profit (loss)9901€28k€15k▼
Financial charges65/66B€61€72▲
Recurring financial charges65€61€72▲
Profit (loss) for the period before taxes9903€28k€15k▼
Income taxes67/77€6k€3k▼
Profit (loss) for the period9904€22k€12k▼
Profit (loss) for the period to be appropriated9905€22k€12k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€12k▼
Transfer to equity691/2€22k€12k▼
To other reserves6921€22k€12k▼
Profit to be distributed694/7€350-
Return on contributions (dividend)694€350-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity doublescurrent ratio 9.77
Current ratio from 3.97 to 9.77; short-term debt falls from €9k to €4k.
19-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2023net €22k ▲841%
Operating result €28k, net result €22k, both a record.
25-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aarschot · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapitein Gilsonplein 183200 AarschotGround area
502 m²
Building footprint
166 m²
Volume, LiDAR
1,637 m³
Parcel 24662F0063/00E002, Flanders · tallest building 16.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Valtari
since 20232.352.633.743
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24662F0063/00E002 | Flanders | 502 m² | 1 · 166 m² | 16.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE VIER CIRKELS
BE 0567.675.474
Mechelen · Eq €38k
WOLFF & WOLFF
BE 0697.658.048
Büllingen · Eq €38k
Magali Dufrasne
BE 0802.413.791
Hannut · Eq €39k
Crisalyence
BE 1001.313.380
Ottignies-Louvain-la-Neuve · Eq €39k
ESPACE RESILIENCE
BE 1019.428.824
Namur · Eq €38k
Of 5,524 companies in sector 86931 we hold annual accounts for 550. 440 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded04-12-2023
Fiscal year end31-12
Activities, NACEBEL
86904Human health activities
86931Psychology services
85599Other education
90201Performing arts by independent artists
90031Arts creation and performing arts activities
90032Arts creation and performing arts activities
90111Literary creation
90120Visual arts creation
96999Other personal services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.