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SIBENI

Active
Private limited companyfounded 20242 yrs activeWakkerzeelsebaan 150, 3018 Leuven, BelgiumKBO/BCE: BE 1005.824.870
Summary

SIBENI has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3,470 and a net result of -€6,530. Its solvency ranks better than 14% of 16810 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability50
Solvency35
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
10.3%
Return on assets
-19.4%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 14% of 16810 sector peers (2025).
NBB · sector comparison
Position among 16810 sector peers
Solvency
better than 14%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 19-06-2026, 42 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
42 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SIBENI was incorporated on 9 February 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€3,470
Total assets
€33,588
Net result
-€6,530
Working capital
-€15,286

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €33,588
Fixed assets €27,089
Current assets €6,498
Equity and liabilities €33,588
Equity €3,470
Debt €30,117
Debt finances 89.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€12,504
Cash flow
€10,265
Current ratio
0.30
Debt to equity
8.68
ROE
-188.1%
ROA
-19.4%
Interest coverage
6.28
Debt ≤ 1 year
€21,784
Debt > 1 year
€8,333
Income taxes
€249

Peer companies

Historical observation

Of the 1,207 companies that looked in July 2024 the way this one looks now, 4.6% went bankrupt within 24 months and 90% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a loss of 10% of the balance sheet or more
4.6% went bankrupt
4.6% stopped otherwise
90% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a lower bankruptcy probability: 0.2% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,341 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,207 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 33 lines
Balance sheet Code2025
Assets
Total assets20/58€33,588
Fixed assets21/28€27,089
Tangible fixed assets22/27€27,089
Furniture and vehicles24€25,719
Other tangible fixed assets26€1,370
Current assets29/58€6,498
Amounts receivable within one year40/41€626
Trade receivables40€626
Cash at bank and in hand54/58€5,872
Equity and liabilities
Total equity and liabilities10/49€33,588
Equity10/15€3,470
Contributions10/11€10,000
Profit (loss) carried forward14-€6,530
Amounts payable17/49€30,117
Amounts payable after more than one year17€8,333
Financial debts170/4€8,333
Amounts payable within one year42/48€21,784
Current portion of amounts payable after more than one year42€6,835
Trade debts44€199
Suppliers440/4€199
Taxes, remuneration and social security45€249
Taxes450/3€249
Other amounts payable47/48€14,501
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,795
Gross operating margin9900€12,504
Operating profit (loss)9901-€4,290
Financial charges65/66B€1,990
Recurring financial charges65€1,990
Profit (loss) for the period before taxes9903-€6,280
Income taxes67/77€249
Profit (loss) for the period9904-€6,530
Profit (loss) for the period to be appropriated9905-€6,530
Appropriation of the result
Profit (loss) to be appropriated9906-€6,530

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€16,795
Gross operating margin9900€12,504
Operating profit (loss)9901-€4,290
Financial charges65/66B€1,990
Recurring financial charges65€1,990
Profit (loss) for the period before taxes9903-€6,280
Income taxes67/77€249
Profit (loss) for the period9904-€6,530
Profit (loss) for the period to be appropriated9905-€6,530
Line2025
Assets
Total assets20/58€33,588
Fixed assets21/28€27,089
Tangible fixed assets22/27€27,089
Furniture and vehicles24€25,719
Other tangible fixed assets26€1,370
Current assets29/58€6,498
Amounts receivable within one year40/41€626
Trade receivables40€626
Cash at bank and in hand54/58€5,872
Equity and liabilities
Total equity and liabilities10/49€33,588
Equity10/15€3,470
Contributions10/11€10,000
Profit (loss) carried forward14-€6,530
Amounts payable17/49€30,117
Amounts payable after more than one year17€8,333
Financial debts170/4€8,333
Amounts payable within one year42/48€21,784
Current portion of amounts payable after more than one year42€6,835
Trade debts44€199
Suppliers440/4€199
Taxes, remuneration and social security45€249
Taxes450/3€249
Other amounts payable47/48€14,501
Line2025
Profit (loss) for the period9904-€6,530
+ Depreciation and write-downs630€16,795
Operating cash flow (approximation)€10,265

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
19-06
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
No directors read yet: 0 of 1 Gazette acts processed. See the function holders in the CBE →
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
540 m²
Building footprint
99 m²
Volume, LiDAR
683 m³
Parcel 24038C0085/00K003, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SIBENI
Wakkerzeelsebaan 150, 3018 LeuvenHuman health activities
since 20242.356.193.247
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24038C0085/00K003 Flanders 540 m² 1 · 99 m² 10.0 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 5,527 companies in this sector we hold annual accounts for 554. 247 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Company details

Identification
Legal formPrivate limited company
Founded09-02-2024
Fiscal year end31-12
Activities, NACEBEL 2025
86931Psychology services
85599Other education
85699Other educational support services
E-invoicing
Reachable via Peppol
Peppol ID 0208:1005824870
Also 9925:BE1005824870

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.