Equity
€28,278 ▲ 94.5%
RIBAM paid out €833 in dividends. That is 6% of the 2025 profit.
RIBAM
Lifetime
2 annual accounts with figures on one time axispeak €20,688 (2025)
€20,688▲ 13.4%
peak €14,572 (2025)
€14,572▲ 27.8%
peak €28,278 (2025)
€28,278▲ 94.5%
€8,776▲ 6.5%
Board1 name since 2024
1 director
Documentsfilings and deeds
27-08-202627 days late
2025micro format
Gross margin from €18,239 to €20,688Result from €11,398 to €14,572Dividend €833Equity from €14,539 to €28,278Investments €2,323Cash from €19,449 to €31,624
Key points
from the 2025 annual accountsTurnover
≈ €120,000 estimated
The micro format states no turnover.
Investments
€2,323 3.1 × depreciation
Green is investment, beige is depreciation.
2025 accounts filed 27 days after the deadline
Checked score
Bankruptcy probability within 12 months
Financial strength
Score breakdown
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as RIBAM has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
Test of the method
The method was tested on the 497,448 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for RIBAM. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:1004726097
Registered office moved within Etterbeek
New registered office: Reigersvliet, 44 à 1040 Etterbeek · Previous registered office: Rue Baron de Castro 56, 1040 Etterbeek, Belgique · General meeting of 17-06-2024 · Gazette deed
Incorporation
100 shares · Appointment: (director) · Registered office clause: Rue Baron de Castro 56, 1040 Etterbeek · published on 17-01-2024 · Gazette deed
First establishment
Reigersvlietstraat 44, Etterbeek
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| RIBAM Etterbeek | €37,054 | €20,688 | 76.3% | - |
| PsyLuna Blankenberge | €38,735 | €17,126 | 21.1% | - |
| HOLLEMAERT - CONSTANT Wingene | €30,884 | €21,222 | 59.8% | - |
| Fournier-Meissirel Brussels | €32,333 | €19,272 | 49.2% | - |
| Van Dyck Martine Kalmthout | €30,280 | €17,341 | 88.0% | - |
| Valtari Aarschot | €42,808 | €15,958 | 89.9% | - |
| PSIDOK Antwerp | €29,873 | €25,787 | 67.7% | - |
These companies have the same main activity as RIBAM: psychology services (NACE 86931). They are comparable in size and age: total assets between €29,900 and €42,800, founded between 2023 and 2024.
Official details
Source: KBO- Status
- Active since 15-01-2024Normal situation
- Activity
- Psychology servicesNACE 86931
- Establishment unit
- 2.356.664.4881040 Etterbeek, since 15-01-2024
- Financial year end
- 31 December
- Peppol
- Reachable since 30-07-2025
Insights on RIBAM
RIBAM has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28,278 and a net result of €14,572.
Its solvency ranks better than 65% of 20,774 sector peers (NACE 86, financial year 2025).
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about RIBAM
- What is the company number of RIBAM?
- The company number of RIBAM is 1004.726.097. The VAT number is the same number with BE in front: BE 1004.726.097.
- Where is RIBAM based?
- The registered office is at Reigersvlietstraat 44, 1040 Etterbeek.Company details
- What does RIBAM do?
- According to the KBO register, the main activity is psychology services (NACE 86931).
- What is the legal form of RIBAM?
- RIBAM is a private limited company (BV).
- When was RIBAM founded?
- RIBAM was founded on 15-01-2024.
- Is RIBAM still active?
- Yes, RIBAM is an active enterprise in the KBO register.
- What is the turnover of RIBAM?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €20,688 and 40 comparable companies (NACE 869). It probably lies between €83,000 and €220,000. It is a rough estimate.Financials
- Is RIBAM profitable?
- In financial year 2025, RIBAM made a profit of €14,572.
- Where can I find the annual accounts of RIBAM?
- RIBAM filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of RIBAM due?
- RIBAM must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check Compare this company with its sector.Sector benchmark See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.