Equity
€73,309 from €1.7m in 2010
Equity fell by 96% in 16 years.
VALIMMO
Lifetime
17 annual accounts with figures on one time axispeak €373,456 (2020)
€295,938▲ 36.4%
lowest -€600,192 (2025)
-€338,076▲ €262,116
peak €1.7m (2010)
€73,309▼ 82.2%
€7.9m▼ 0.5%
Board2 names since 2008
2 directorsMarie-Thérèse Robberechts and 1 other
Owners2 names in the annual accounts
Documentsfilings and deeds
20-10-202611 days before the deadline
2026micro format
Gross margin from €216,887 to €295,938Loss of €338,076Equity from €411,386 to €73,309Cash from €131,665 to €174,610
Key points
from the 2026 annual accountsLosses
-€1.9m in six years
Every financial year from 2021 to 2026 closed with a loss. 2025 was the heaviest.
Turnover
≈ €340,000 estimated
The micro format states no turnover.
Debts
€7.9m 99% of the balance sheet
Financial debts 77%Suppliers 0%Taxes and wages 0%Other 23%
Of this, €1.8m falls due within a year.
Investments
€70,680 0.1 × depreciation
Green is investment, beige is depreciation.
Position in the sector
-€338,076
Lower net result than 95% of companies in real estate. Sector median €10,055 · 480 companies.
Checked score
54
Fair
Financially stronger than 22% of small companies in real estate (NACE 68)
Probability in this band: 1.5% to 4.2%
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59.
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.1%▼ -0.2 percentage points vs 03-2025lowest value
05-2025: 0.1%● unchanged vs 04-2025
06-2025: 0.1%● unchanged vs 05-2025
07-2025: 0.1%● unchanged vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.2%▲ +0.1 percentage points vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.4%▲ +0.2 percentage points vs 10-2025highest value
12-2025: 0.2%▼ -0.2 percentage points vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.2%● unchanged vs 03-2026
05-2026: 0.2%● unchanged vs 04-2026
06-2026: 0.2%● unchanged vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.1%▼ -0.1 percentage points vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year
Equity €73,309 (0.9% of total assets)
Liquidity: current ratio 0.11, cash €174,610
lowers risk
Size: total assets €7.9m
Figures for financial year 2026 (filed on 29-10-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 17% of them on solvency, 41% on liquidity, 26% on profitability and 6% on growth.
The bankruptcy probability was computed on 10-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-03-2026.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 108 companies had the same profile as VALIMMO has now. Each dot is one company, two years later.
93.5%
were still trading
5.6%
stopped another way
0.9%
went bankrupt
That fits the bankruptcy probability of VALIMMO itself: 0.1% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 108 companies, not a prediction for VALIMMO. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €3,500 on 30-day terms, only on tighter conditions
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.11 (0.11 in 2025), below 1. Short-term debt is 23% and cash 2.2% of total assets. 99.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Seven signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2025 and 2026); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2026Net result per financial year
1920212223242526
2019 to 2026 · latest year -€338,076
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 481 sector peers (2026).
NBB · sector comparisonPosition among 481 sector peers
Solvency
better than 16%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2026 was due by 31-10-2026 and was filed on 20-10-2026, 11 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2026
11 days early
2025
1 day early
2024
8 days early
2023
5 days early
2022
3 days early
2021
3 days late
2020
9 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-03-2027 and is due by 31-10-2027. Nothing is late today. The company usually files around 26 October (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-03-2027 year end31-10-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0807595769
Capital contribution of €1,314,000
Contribution: Marie-Thérèse Robberechts (€657,000, 5,498 shares) · Change of role: ROBBERECHTS Marie-Thérèse Maria Francine, from statutory manager to statutory director · Reappointment: Marie-Thérèse Robberechts (statutory director) · General meeting of 14-07-2023 · Gazette deed
Registered office moved from Eeklo to Ghent
New registered office: Ketelpoort 24, 9000 Gent · Previous registered office: ZEELAAN 9, 9900 Eeklo, België · Board meeting of 10-02-2023 · Gazette deed
Environmental permit granted
Bomen vellen die geen deel uitmaken van een bos en/of bodemreliëf wijzigen, Bouwen of herbouwen, Nieuwbouw van bijgebouwen en niet overdekte lage constructie and 3 more · Eeklo
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| VALIMMO Ghent | €7.9m | €295,938 | 0.9% | - |
| LG Antwerp Brasschaat | €7.0m | €308,500 | 14.3% | 0.6 |
| IMMO PASTURE Beaumont | €8.6m | €258,140 | 88.9% | 0 |
| H.O.M.E. Antwerp | €7.5m | €341,769 | 0.6% | - |
| COGELO BIS Jette | €8.4m | €383,777 | 95.8% | - |
| De Boever Tom Erpe-Mere | €8.1m | €429,998 | 19.4% | - |
| POMECON Dendermonde | €9.3m | €480,831 | 56.3% | 2.4 |
These companies have the same main activity as VALIMMO: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €7m and €9.3m, founded between 2005 and 2011.
Official details
Source: KBO- Status
- Active since 05-11-2008Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201and 1 other
- Establishment unit
- 2.345.251.7469000 Ghent, since 05-11-2008
- Financial year end
- 31 March
- Peppol
- Reachable since 17-12-2025
Annual accounts to 31-03-2026
- €7.9m▼ 4.5%
- Filing
- Filed on 20-10-2026, 11 days before the end of the filing period
Insights on VALIMMO
VALIMMO files the micro format. That format states no turnover. The gross margin rose from €20,298 in 2010 to €295,938 in 2026.
The balance sheet grew most from 2024 to 2025 through fixed assets, financed with long-term debt.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about VALIMMO
- What is the company number of VALIMMO?
- The company number of VALIMMO is 0807.595.769. The VAT number is the same number with BE in front: BE 0807.595.769.
- Where is VALIMMO based?
- The registered office is at Ketelpoort 24, 9000 Ghent.Company details
- What does VALIMMO do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of VALIMMO?
- VALIMMO is a private limited company (BV).
- When was VALIMMO founded?
- VALIMMO was founded on 05-11-2008.
- Is VALIMMO still active?
- Yes, VALIMMO is an active enterprise in the KBO register.
- What is the turnover of VALIMMO?
- The turnover in financial year 2026 is ≈ €340,000. This figure is estimated from the gross margin of €295,938 and 44 comparable companies (NACE 68201). It probably lies between €300,000 and €380,000.Financials
- Is VALIMMO profitable?
- In financial year 2026, VALIMMO made a loss of €338,076.
- Where can I find the annual accounts of VALIMMO?
- VALIMMO filed 17 annual accounts with the National Bank of Belgium, the latest for financial year 2026.
- When are the next annual accounts of VALIMMO due?
- VALIMMO must file the annual accounts for financial year 2027 by 31-10-2027.Timeline
Next steps
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