VALIMMO
ActiveSummary
The annual accounts of VALIMMO for fiscal year 2025 show a net loss of 59% of the equity at the start of that year. The 2025 annual accounts show equity of €411k and a net result of €-600k. Equity is shrinking by ~13% per year across the filed fiscal years. Its solvency ranks better than 27% of 14128 sector peers (fiscal year 2025). The company has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability16▼-4
Solvency30▼-12
Growth32=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.11 against 0.15 in 2024; short-term debt: 16.1% and cash: 1.6% of total assets), and 95.1% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
4.9%
Return on assets
-7.2%
Age of the figures
18 mo
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
19202122232425
2019 to 2025 · latest year €-600k
neutral · Latest accounts filed on time
The financial year that closed on 31-03-2025 was due by 31-10-2025 and was filed on 30-10-2025, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
8 d early
2023
5 d early
2022
3 d early
2021
3 d late
2020
9 d late
2019
1 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-03-2026 and is due by 31-10-2026. Nothing is late today.
Companies Code · seven monthsPosition in the running window
31-03-2026 close25-09-2026 today31-10-2026 deadline
Financials · fiscal year 2025, micro schema
Equity
€411k▼ 59.3%
2024 · €1.01M
2019: €1.25M
2020: €1.33M▲ +6.7% vs 2019highest in 7 years
2021: €1.31M▼ -2.1% vs 2020
2022: €1.04M▼ -20.0% vs 2021
2023: €715k▼ -31.6% vs 2022
2024: €1.01M▲ +41.6% vs 2023
2025: €411k▼ -59.3% vs 2024lowest in 7 years
2019 → 2025
Total assets
€8.32M▲ 42.1%
2024 · €5.85M
2019: €4.44M
2020: €4.23M▼ -4.7% vs 2019lowest in 7 years
2021: €5.13M▲ +21.2% vs 2020
2022: €5.11M▼ -0.5% vs 2021
2023: €4.83M▼ -5.5% vs 2022
2024: €5.85M▲ +21.3% vs 2023
2025: €8.32M▲ +42.1% vs 2024highest in 7 years
2019 → 2025
Net result
€-600k▼ 66.7%
2024 · €-360k
2019: €56k
2020: €84k▲ +50.5% vs 2019highest in 7 years
2021: €-28k▼ -133% vs 2020
2022: €-261k▼ -841% vs 2021
2023: €-330k▼ -26.5% vs 2022
2024: €-360k▼ -9.1% vs 2023
2025: €-600k▼ -66.7% vs 2024lowest in 7 years
2019 → 2025
Working capital
€-1.19M▼ 58.2%
2024 · €-749k
2019: €-411k
2020: €-426k▼ -3.5% vs 2019
2021: €-3k▲ +99.4% vs 2020highest in 7 years
2022: €-141k▼ -5488% vs 2021
2023: €-195k▼ -37.8% vs 2022
2024: €-749k▼ -284% vs 2023
2025: €-1.19M▼ -58.2% vs 2024lowest in 7 years
2019 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.31M-€1.04M▼ 20.0%€715k▼ 31.6%€1.01M▲ 41.6%€411k▼ 59.3%
2021: €1.31Mhighest in 5 years
2022: €1.04M▼ -20.0% vs 2021
2023: €715k▼ -31.6% vs 2022
2024: €1.01M▲ +41.6% vs 2023
2025: €411k▼ -59.3% vs 2024lowest in 5 years
Operating result€41k-€-146k€-190k▼ 30.7%€-169k▲ 11.2%€-338k▼ 99.9%
2021: €41khighest in 5 years
2022: €-146k▼ -459% vs 2021
2023: €-190k▼ -30.7% vs 2022
2024: €-169k▲ +11.2% vs 2023
2025: €-338k▼ -99.9% vs 2024lowest in 5 years
Net result€-28k-€-261k▼ 841%€-330k▼ 26.5%€-360k▼ 9.1%€-600k▼ 66.7%
2021: €-28khighest in 5 years
2022: €-261k▼ -841% vs 2021
2023: €-330k▼ -26.5% vs 2022
2024: €-360k▼ -9.1% vs 2023
2025: €-600k▼ -66.7% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €338k in 2025 against €169k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €8.32M
Fixed assets
€8.17M ▲ 42.8%
Current assets
€152k ▲ 15.2%
Equity and liabilities €8.32M
Equity
€411k ▼ 59.3%
Debt
€7.91M ▲ 63.3%
Debt's share of the balance-sheet total rises from 82.7% to 95.1%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€190k▼
2024 · €196k
Cash flow
€-72k▼
2024 · €5k
Current ratio
0.11▼
2024 · 0.15
Debt to equity
19.23▲
2024 · 4.79
ROE
-145.9%▼
2024 · -35.6%
ROA
-7.2%▼
2024 · -6.1%
Interest coverage
0.73▼
2024 · 1.03
Debt ≤ 1 year
€1.34M▲
2024 · €881k
Debt > 1 year
€6.39M▲
2024 · €3.85M
Income taxes
€204▲
2024 · €110
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€5.85M€8.32M▲
Fixed assets21/28€5.72M€8.17M▲
Tangible fixed assets22/27€5.72M€8.17M▲
Land and buildings22€5.72M€8.17M▲
Furniture and vehicles24€1k€379▼
Current assets29/58€132k€152k▲
Amounts receivable within one year40/41€34k€11k▼
Trade receivables40€3k€7k▲
Other amounts receivable41€31k€3k▼
Cash at bank and in hand54/58€88k€132k▲
Deferred charges and accrued income490/1€10k€10k▼
Equity and liabilities
Total equity and liabilities10/49€5.85M€8.32M▲
Equity10/15€1.01M€411k▼
Contributions10/11€2.58M€2.58M=
Profit (loss) carried forward14€-1.57M€-2.17M▼
Amounts payable17/49€4.84M€7.91M▲
Amounts payable after more than one year17€3.85M€6.39M▲
Financial debts170/4€3.85M€6.39M▲
Amounts payable within one year42/48€881k€1.34M▲
Current portion of amounts payable after more than one year42€303k€416k▲
Trade debts44€2k€51k▲
Suppliers440/4€2k€51k▲
Taxes, remuneration and social security45€46k€722▼
Taxes450/3€46k€722▼
Other amounts payable47/48€530k€869k▲
Accrued charges and deferred income492/3€116k€186k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€365k€528k▲
Other operating charges640/8€30k€27k▼
Gross operating margin9900€226k€217k▼
Operating profit (loss)9901€-169k€-338k▼
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€191k€262k▲
Recurring financial charges65€191k€262k▲
Profit (loss) for the period before taxes9903€-360k€-600k▼
Income taxes67/77€110€204▲
Profit (loss) for the period9904€-360k€-600k▼
Profit (loss) for the period to be appropriated9905€-360k€-600k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-1.57M€-2.17M▼
Profit (loss) brought forward from the previous period14P€-1.21M€-1.57M▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €223k | €326k | €327k | €365k | €528k | ▲ 44.8% |
| Other operating charges640/8 | - | €36k | €43k | €30k | €27k | ▼ 11.4% |
| Gross operating margin9900 | €294k | €217k | €179k | €226k | €217k | ▼ 4.0% |
| Operating profit (loss)9901 | €41k | €-146k | €-190k | €-169k | €-338k | ▼ 99.9% |
| Financial income75/76B | - | €423 | €0 | €1 | €0 | ▼ 100% |
| Recurring financial income75 | €7k | €423 | €0 | €1 | €0 | ▼ 100% |
| Financial charges65/66B | - | €116k | €140k | €191k | €262k | ▲ 37.3% |
| Recurring financial charges65 | €75k | €116k | €140k | €191k | €262k | ▲ 37.3% |
| Profit (loss) for the period before taxes9903 | €-28k | €-261k | €-330k | €-360k | €-600k | ▼ 66.7% |
| Income taxes67/77 | - | - | €27 | €110 | €204 | ▲ 85.7% |
| Profit (loss) for the period9904 | €-28k | €-261k | €-330k | €-360k | €-600k | ▼ 66.7% |
| Profit (loss) for the period to be appropriated9905 | €-28k | €-261k | €-330k | €-360k | €-600k | ▼ 66.7% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €5.13M | €5.11M | €4.83M | €5.85M | €8.32M | ▲ 42.1% |
| Fixed assets21/28 | €4.65M | €4.77M | €4.45M | €5.72M | €8.17M | ▲ 42.8% |
| Tangible fixed assets22/27 | €4.65M | €4.77M | €4.45M | €5.72M | €8.17M | ▲ 42.8% |
| Land and buildings22 | - | €4.77M | €4.45M | €5.72M | €8.17M | ▲ 42.8% |
| Furniture and vehicles24 | - | €3k | €2k | €1k | €379 | ▼ 70.0% |
| Current assets29/58 | €482k | €339k | €375k | €132k | €152k | ▲ 15.2% |
| Amounts receivable within one year40/41 | €266k | €89k | €33k | €34k | €11k | ▼ 69.3% |
| Trade receivables40 | - | €89k | €6k | €3k | €7k | ▲ 115% |
| Other amounts receivable41 | - | €0 | €27k | €31k | €3k | ▼ 89.7% |
| Cash at bank and in hand54/58 | €212k | €244k | €329k | €88k | €132k | ▲ 50.5% |
| Deferred charges and accrued income490/1 | - | €7k | €14k | €10k | €10k | ▼ 2.1% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €5.13M | €5.11M | €4.83M | €5.85M | €8.32M | ▲ 42.1% |
| Equity10/15 | €1.31M | €1.04M | €715k | €1.01M | €411k | ▼ 59.3% |
| Contributions10/11 | - | €1.92M | €1.92M | €2.58M | €2.58M | = |
| Profit (loss) carried forward14 | €-614k | €-875k | €-1.21M | €-1.57M | €-2.17M | ▼ 38.3% |
| Amounts payable17/49 | €3.83M | €4.06M | €4.11M | €4.84M | €7.91M | ▲ 63.3% |
| Amounts payable after more than one year17 | €3.29M | €3.51M | €3.45M | €3.85M | €6.39M | ▲ 66.1% |
| Financial debts170/4 | - | €3.51M | €3.45M | €3.85M | €6.39M | ▲ 66.1% |
| Amounts payable within one year42/48 | €485k | €481k | €570k | €881k | €1.34M | ▲ 51.8% |
| Current portion of amounts payable after more than one year42 | - | €263k | €263k | €303k | €416k | ▲ 37.0% |
| Trade debts44 | €2k | €8k | €6k | €2k | €51k | ▲ 3,154% |
| Suppliers440/4 | - | €8k | €6k | €2k | €51k | ▲ 3,154% |
| Taxes, remuneration and social security45 | - | €2k | €34k | €46k | €722 | ▼ 98.4% |
| Taxes450/3 | - | €2k | €34k | €46k | €722 | ▼ 98.4% |
| Other amounts payable47/48 | - | €208k | €268k | €530k | €869k | ▲ 64.1% |
| Accrued charges and deferred income492/3 | - | €68k | €91k | €116k | €186k | ▲ 60.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €-28k | €-261k | €-330k | €-360k | €-600k | ▼ 66.7% |
| + Depreciation and write-downs630 | €223k | €326k | €327k | €365k | €528k | ▲ 44.8% |
| Operating cash flow (approximation) | €196k | €65k | €-3k | €5k | €-72k | ▼ 1,552% |
| Investment in fixed assets (approximation) | - | €-445k | €-11k | €-1.64M | €-2.98M | ▼ 82.0% |
| Change in cash | - | €32k | €85k | €-242k | €44k | ▲ 118% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
30-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
31-03
Financial
Weakest financial yearnet €-600k
Net result drops to €-600k, the lowest in the series.
2024
23-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
31-03
Financial
Equity above €1MEq €1.01M ▲41.6%
Equity rises from €715k to €1.01M.
2023
26-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
28-10
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
03-11
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 3 days late
2020
09-11
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
31-03
Financial
Highest result since 2019net €84k ▲50.5%
Operating result €145k, net result €84k, both a record.
2019
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
29-10
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
29-11
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2016
28-10
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gent · 1 establishment unit since 2008
Ground area
305 m²
Building footprint
237 m²
Volume, LiDAR
4,281 m³
Parcel 44805E1070/00K000, Flanders · tallest building 19.8 m, ±6 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Valimmo
since 20082.345.251.746
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44805E1070/00K000 | Flanders | 305 m² | 1 · 237 m² | 19.8 m · 6 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.
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Of 9,136 companies in sector 68201 we hold annual accounts for 6,765. 5,048 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-11-2008
Fiscal year end31-03
Activities, NACEBEL 2025
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
Scores and ratios are computed by Checked and are not a credit decision.