Financials
- Fiscal year
- 2025
- Total assets
- €8.4m
- Profit
- €152,449
- Solvency
- 95.8%
Total assets▲ 347%
Net result
20182025
COGELO BIS
ActiveSummary
COGELO BIS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €8.0m and a net result of €152,449. Equity remains stable across the filed fiscal years (±0.4% per year). Its solvency ranks better than 94% of 9986 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Renting and operating of own or leased residential real estate, excluding social housing
NACE 68201
#4 company by equity in Jette, Real estate sector1 site
How big
€8.4mtotal assets 2025
- Equity
- €8.0m
- Profit
- €152,449
Who decides
- Parent
- SOCIETE DE SERVICES ET DE PARTICIPATIONS · 100%
Accounts filed 26 d late0 of 7 deeds read
Why 95- Liquidity: current ratio 5.52, cash €7,869, halved+ Founded in 2008+ Size: total assets €8.4m+ Equity €8.0m (95.8% of total assets)Show the evidence
Checked score
Score 2025
95
/ 100
Excellent
Probability in this band: under 0.55%
Better than 80% of its sector peers (NACE 68, small)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency
100=
equity 95.8% of total assets
Liquidity
50-8
short-term debt 2.0% · cash 0.1%
Profitability
71-6
return on assets 1.8%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
- Liquidity: current ratio 5.52, cash €7,869, halved raises the probability
- Founded in 2008 lowers the probability for this profile
- Size: total assets €8.4m lowers the probability for this profile
- Equity €8.0m (95.8% of total assets) lowers the probability
Credit up to €750,000 at 30 days acceptable
Liquidity ample (current ratio 5.52 against 5.12 in 2024; short-term debt: 2% and cash: 0.1% of total assets), and 4.2% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, small). Better than this share of them on solvency 92%, liquidity 56%, profitability 75%, growth against the median 98%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Growing equity
Reported equity is higher than in 2023 and did not fall compared with 2024. These amounts do not establish the cause of the change.
NBB · annual accounts 2025Equity per financial year
1819202122232425
2018 to 2025 · latest year €8.0m
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-08-2026, 26 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
26 d late
2024
27 d late
2023
30 d late
2022
29 d late
2021
19 d late
2020
30 d late
2019
59 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 31 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 27 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · abbreviated…
- Highest result since 2018net €152,449 ▲27.4%
- Equity above €5mEq €8.0m ▲415%
Key points
By topic
Board & ownership
- Parent
- SOCIETE DE SERVICES ET… · 100%
Timeline
- Events
- 13
- Since
- 2017
- Next accounts
- by 31-07-2027
- 26-08-2026Annual accounts filed
- 31-12-2025Highest result since 2018
- 31-12-2025Equity above €5m
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Renting and operating of own or leased residential…NACE 68201
- Founded
- 01-04-2008
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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