VA LAW
ActiveSummary
VA LAW has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €-4k. Equity remains stable across the filed fiscal years (±1.3% per year). Its solvency ranks better than 83% of 12707 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
74
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability25▲+5
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 8.02 against 7.9 in 2024; short-term debt: 11.2% and cash: 23.1% of total assets), and 15.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
22232425
2022 to 2025 · latest year €-4k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
30 d early
2024
16 d early
2023
33 d early
2022
2 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€143k▼ 2.9%
2024 · €148k
2022: €142k
2023: €158k
2024: €148k
2022 → 2025
Total assets
€170k▼ 8.1%
2024 · €185k
2022: €231k
2023: €243k
2024: €185k
2022 → 2025
Net result
€-4k▲ 59.8%
2024 · €-11k
2022: €79k
2023: €16k
2024: €-11k
2022 → 2025
Working capital
€133k▼ 2.7%
2024 · €137k
2022: €131k
2023: €148k
2024: €137k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€142k-€158k▲ 11.5%€148k▼ 6.7%€143k▼ 2.9%
Operating result€112k-€25k▼ 77.9%€47k▲ 92.4%€52k▲ 9.0%
Net result€79k-€16k▼ 79.3%€-11k€-4k▲ 59.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 9% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €170k
Fixed assets
€18k ▼ 37.1%
Current assets
€152k ▼ 2.9%
Equity and liabilities €170k
Equity
€143k ▼ 2.9%
Debt
€27k ▼ 28.7%
Debt's share of the balance-sheet total falls from 20.2% to 15.6%. Equity and debt are lower.
Key figures and ratios
EBITDA
€62k▲
2024 · €58k
Cash flow
€6k▲
2024 · €-329
Current ratio
8.02▲
2024 · 7.90
Debt to equity
0.19▼
2024 · 0.25
ROE
-3.0%▲
2024 · -7.2%
ROA
-2.5%▲
2024 · -5.7%
Interest coverage
1.16▲
2024 · 0.99
Debt ≤ 1 year
€19k▼
2024 · €20k
Debt > 1 year
€8k▼
2024 · €17k
Income taxes
€3k▲
2024 · €469
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€185k€170k▼
Fixed assets21/28€28k€18k▼
Tangible fixed assets22/27€28k€18k▼
Furniture and vehicles24€28k€18k▼
Current assets29/58€157k€152k▼
Amounts receivable within one year40/41-€111k
Trade receivables40-€11k
Other amounts receivable41-€100k
Cash at bank and in hand54/58€155k€39k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€185k€170k▼
Equity10/15€148k€143k▼
Contributions10/11€2k€2k=
Reserves13€155k€155k=
Distributable reserves133€155k€155k=
Profit (loss) carried forward14€-9k€-13k▼
Amounts payable17/49€37k€27k▼
Amounts payable after more than one year17€17k€8k▼
Financial debts170/4€17k€8k▼
Amounts payable within one year42/48€20k€19k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€0€488▲
Suppliers440/4€0€488▲
Taxes, remuneration and social security45€9k€9k▼
Taxes450/3€9k€9k▼
Other amounts payable47/48€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€10k▲
Other operating charges640/8€904€532▼
Gross operating margin9900€58k€62k▲
Operating profit (loss)9901€47k€52k▲
Financial income75/76B€508€330▼
Recurring financial income75€508€330▼
Financial charges65/66B€58k€54k▼
Recurring financial charges65€58k€54k▼
Profit (loss) for the period before taxes9903€-10k€-2k▲
Income taxes67/77€469€3k▲
Profit (loss) for the period9904€-11k€-4k▲
Profit (loss) for the period to be appropriated9905€-11k€-4k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-13k▼
Profit (loss) brought forward from the previous period14P€2k€-9k▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
15-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €-11k ▼165%
Net result drops to €-11k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity doublescurrent ratio 7.90
Current ratio from 3.59 to 7.90; short-term debt falls from €57k to €20k.
28-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €150kEq €158k ▲11.5%
2 profitable years in a row build equity to €158k.
29-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Froissartstraat 1191040 BrusselGround area
478 m²
Building footprint
248 m²
Volume, LiDAR
5,610 m³
Parcel 21806F0477/00T017, Brussels · tallest building 27.2 m, ±8 floors. Linked by address, not a title deed.
1 establishment unit
VA LAW
since 20212.320.856.246
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21806F0477/00T017 | Brussels | 478 m² | 1 · 248 m² | 27.1 m · 8 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900EPPGU514Q7SO63
Similar companies · same sector, comparable size
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PREVIC
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DEPREVERNET
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DOMINIQUE MATTHYS
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Of 22,058 companies in sector 69101 we hold annual accounts for 9,052. 7,532 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formLimited partnership
Founded11-06-2021
Fiscal year end31-12
Activities, NACEBEL 2025
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.