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PREVIC

Active
Private limited companyfounded 20187 yrs activeRue Charles-Prévot, Beuzet 15, 5030 Gembloux, BelgiumKBO/BCE: BE 0715.956.109

PREVIC has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €143k and a net result of €48k. Equity is growing by ~18.3% per year across the filed fiscal years. Its solvency ranks better than 58% of 12690 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
84 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability95=
Solvency89▲+18
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 1.99 against 1.23 in 2024; short-term debt: 26.5% and cash: 6% of total assets), and 36% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 69
Relative position
BE, all sectors
reference
Sector 69
lower
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 7 years 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
64%
Return on assets
21.3%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-07-2026, 2 days ahead of the deadline.
NBB · 7 filings
Deviation from the deadline
2025
2 d early
2024
15 d early
2023
8 d early
2022
34 d early
2021
6 d early
2020
61 d early
2019
10 d late
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€143k▲ 23.9%
2024 · €116k
2019: €51k 2020: €59k 2021: €80k 2022: €100k 2023: €103k 2024: €116k
2019 → 2025
Total assets
€224k▼ 10.2%
2024 · €249k
2019: €195k 2020: €198k 2021: €184k 2022: €206k 2023: €244k 2024: €249k
2019 → 2025
Net result
€48k▼ 10.1%
2024 · €53k
2019: €39k 2020: €8k 2021: €15k 2022: €35k 2023: €27k 2024: €53k
2019 → 2025
Working capital
€59k▲ 173%
2024 · €22k
2019: €-115k 2020: €-31k 2021: €-5k 2022: €11k 2023: €1k 2024: €22k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€80k-€100k▲ 24.7%€103k▲ 2.5%€116k▲ 12.6%€143k▲ 23.9%
Operating result€21k-€46k▲ 121%€37k▼ 19.8%€71k▲ 91.1%€63k▼ 11.5%
Net result€15k-€35k▲ 128%€27k▼ 21.3%€53k▲ 92.9%€48k▼ 10.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2021: €21k€21kNet result 2021: €15k€15kOperating result 2022: €46k€46kNet result 2022: €35k€35kOperating result 2023: €37k€37kNet result 2023: €27k€27kOperating result 2024: €71k€71kNet result 2024: €53k€53kOperating result 2025: €63k€63kNet result 2025: €48k€48k20212022202320242025
The operating result falls in 2025; 2025 is 11% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €224k
Fixed assets €106k▼ 20.4%
Current assets €118k▲ 1.5%
Equity and liabilities €224k
Equity €143k▲ 23.9%
Debt €81k▼ 39.7%
The debt ratio falls from 53.6% to 36.0%. Equity is higher and debt is lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€99k
2024 · €108k
Cash flow
€84k
2024 · €90k
Solvency
64.0%
2024 · 46.4%
Current ratio
1.99
2024 · 1.23
Quick ratio
1.99
2024 · 1.23
Debt / equity
0.56
2024 · 1.15
ROE
33.2%
2024 · 45.7%
ROA
21.3%
2024 · 21.2%
Interest coverage
39.68
2024 · 29.44
Debt
€81k
2024 · €134k
Debt ≤ 1 year
€59k
2024 · €95k
Debt > 1 year
€21k
2024 · €39k
Income taxes
€13k
2024 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€249k€224k
Fixed assets21/28€133k€106k
Intangible fixed assets21€62k€45k
Tangible fixed assets22/27€70k€60k
Land and buildings22€9k€11k
Furniture and vehicles24€61k€48k
Financial fixed assets28€1k€1k=
Current assets29/58€116k€118k
Amounts receivable after more than one year29-€1k
Other amounts receivable291-€1k
Amounts receivable within one year40/41€73k€104k
Trade receivables40€70k€89k
Other amounts receivable41€3k€15k
Cash at bank and in hand54/58€43k€13k
Equity and liabilities
Total equity and liabilities10/49€249k€224k
Equity10/15€116k€143k
Contributions10/11€19k€19k=
Reserves13€2k€2k=
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€95k€123k
Amounts payable17/49€134k€81k
Amounts payable after more than one year17€39k€21k
Financial debts170/4€39k€21k
Amounts payable within one year42/48€95k€59k
Current portion of amounts payable after more than one year42€28k€18k
Trade debts44€3k€514
Suppliers440/4€3k€514
Taxes, remuneration and social security45€24k€21k
Taxes450/3€24k€21k
Other amounts payable47/48€40k€20k
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€37k€36k
Other operating charges640/8€637€782
Gross operating margin9900€109k€100k
Operating profit (loss)9901€71k€63k
Financial income75/76B€356€486
Recurring financial income75€356€486
Financial charges65/66B€4k€3k
Recurring financial charges65€4k€3k
Profit (loss) for the period before taxes9903€68k€61k
Income taxes67/77€15k€13k
Profit (loss) for the period9904€53k€48k
Profit (loss) for the period to be appropriated9905€53k€48k
Appropriation of the result
Profit (loss) to be appropriated9906€135k€143k
Profit (loss) brought forward from the previous period14P€82k€95k
Profit to be distributed694/7€40k€20k
Return on contributions (dividend)694€40k€20k

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
29-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
16-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial Highest result since 2019net €53k ▲92.9%
Operating result €71k, net result €53k, both a record.
23-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial Equity above €100kEq €100k ▲24.7%
4 profitable years in a row build equity to €100k.
25-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-05
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €8k ▼80%
Net result drops to €8k, the lowest in the series; recovery starts the following year.
10-08
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 10 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Gembloux · 1 establishment unit since 2018
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue Charles-Prévot, Beuzet 155030 Gembloux
Ground area
3,914 m²
Building footprint
201 m²
Parcel 92011B0041/00R002, Wallonia. Linked by address, not a title deed.
1 establishment unit
Previc
Rue Charles-Prévot, Beuzet 15, 5030 GemblouxActivities of lawyers
since 20182.283.124.731
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
92011B0041/00R002 Wallonia 3,914 m² 1 · 201 m² -
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 22,054 companies in sector 69101 we hold annual accounts for 9,053. 7,533 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded18-12-2018
Fiscal year end31-12
Activities, NACEBEL
69101Activities of lawyers
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:cv@celes.be
Enterprise
Phone:+32475329432
Enterprise