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V & T BOUW

Active
Private limited companyfounded 2010active for 16 yearsRollegembosstraat 21, 8880 Ledegem, BelgiumKBO/BCE: BE 0828.121.068
Summary

V & T BOUW has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €227,219 and a net result of €159,449. Equity has been growing by about 12% per year since 2019. Its solvency ranks better than 19% of 2,797 sector peers (NACE 41, financial year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).

Overview

Official details

Source: KBO
Status
Active since 07-07-2010 Normal situation
Activity
General construction of residential buildings NACE 41001and 2 others
Joint committee
200 Aanvullend Paritair Comité voor de bedienden · annual accounts 30-09-2025
Establishment unit
2.192.360.445 8880 Ledegem, since 07-07-2010
Financial year end
30 September
Peppol
Reachable

Board and ownership

Board
  • VINCEREDirector · permanent representative TITECA Vincent

Financial position

79 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.5%
Annual accounts to 30-09-2025
Gross margin
€221,230
▼ 56.6%
Turnover
≈ €780,000
estimated
Profit
€159,449
▼ 62.4%
Equity
€227,219
▲ 0.2%
Total assets
€2.2m
▼ 40.2%
Staff
0.7 FTE
▼ 22.2%
Score breakdownraises riskEquity €227,219 (10.3% of total assets)Sector: Construction of residential and non-residential buildings (NACE 41)lowers riskSize: 0.7 FTE, total assets €2.2mFigures for financial year 2025 (filed on 08-04-2026)Show the evidence

Checked score

Score 2025
79 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 26% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 35+4
equity 10.3% of total assets
Liquidity 23+6
short-term debt 89.6% · cash 18.4%
Profitability 56-27
return on assets 7.3%
Bankruptcy probability within 12 months
0.5% Very low
0%0.5%1.5%4%10%≥ 25%

About 5 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,453 companies, NACE 41, micro)
Last 24 months 12-2024: 0.4% 01-2025: 0.4%● unchanged vs 12-2024 02-2025: 0.4%● unchanged vs 01-2025 03-2025: 0.5%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%▲ +0.1 percentage points vs 03-2025 05-2025: 0.4%▼ -0.2 percentage points vs 04-2025 06-2025: 0.4%● unchanged vs 05-2025 07-2025: 0.4%● unchanged vs 06-2025 08-2025: 0.4%● unchanged vs 07-2025 09-2025: 0.4%● unchanged vs 08-2025 10-2025: 0.3%▼ -0.1 percentage points vs 09-2025lowest value 11-2025: 0.4%▲ +0.1 percentage points vs 10-2025 12-2025: 0.4%● unchanged vs 11-2025 01-2026: 0.5%▲ +0.1 percentage points vs 12-2025 02-2026: 0.5%● unchanged vs 01-2026 03-2026: 0.6%▲ +0.1 percentage points vs 02-2026 04-2026: 0.8%▲ +0.2 percentage points vs 03-2026highest value 05-2026: 0.5%▼ -0.3 percentage points vs 04-2026 06-2026: 0.5%● unchanged vs 05-2026 07-2026: 0.5%● unchanged vs 06-2026 08-2026: 0.5%● unchanged vs 07-2026 09-2026: 0.5%● unchanged vs 08-2026 10-2026: 0.5%● unchanged vs 09-2026 11-2026: 0.5%● unchanged vs 10-2026
Credit of up to €17,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.11 (1.06 in 2024), below the usual 1.5. Short-term debt is 89.6% and cash 18.4% of total assets. 89.7% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 18% of them on solvency, 19% on liquidity, 31% on profitability and 36% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
raises risk · Equity €227,219 (10.3% of total assets)
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: 0.7 FTE, total assets €2.2m
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 08-04-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 2797 sector peers (2025).
NBB · sector comparison
Position among 2797 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 08-04-2026, 22 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
22 days early
2024
22 days early
2023
19 days early
2022
10 days early
2021
26 days early
2020
18 days early
2019
38 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 22 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 8 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end04-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: Result fell in 2025from €423,517 to €159,449 ▼ 62.4% View
  • Caution: Lower solvency than 81% of companies in construction of buildingssector median 38.6% · 2,797 companies 10.3% View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 7 profitable years in a rowprofit 2025: €159,449 7 years View

Recent changes

  1. · Gazette deed Change of role: VINCERE, from statutory manager to directorPermanent representative: TITECA Vincent
  2. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as V & T BOUW: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €1.4m and €2.9m, founded between 2008 and 2014.

CompanyTotal assetsGross margin
V & T BOUW Ledegem€2.2m€0.2m
StG Zwalm€1.8m€0.3m
VANA-CONSTRUCT Staden€2.1m€0.4m
LECOBOUW Zonnebeke€1.4m€0.2m
RPH Associés Immobilières Arlon€2.9m€0.2m
YOLO Brasschaat€2.2m€0.2m
BK INVEST Malle€2.5m€0.2m
Full comparison

Key facts about V & T BOUW

What is the company number of V & T BOUW?
The company number of V & T BOUW is 0828.121.068. The VAT number is the same number with BE in front: BE 0828.121.068.
Where is V & T BOUW based?
The registered office is at Rollegembosstraat 21, 8880 Ledegem.Company details
What does V & T BOUW do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of V & T BOUW?
The legal form of V & T BOUW is Private limited company (BV).
When was V & T BOUW founded?
V & T BOUW was founded on 07-07-2010.
Is V & T BOUW still active?
Yes, V & T BOUW is an active enterprise in the KBO register.
How many employees does V & T BOUW have?
V & T BOUW had an average of 0.7 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does V & T BOUW fall under?
In its 30-09-2025 annual accounts, V & T BOUW states joint committee 200 (Aanvullend Paritair Comité voor de bedienden).
What is the turnover of V & T BOUW?
The turnover in financial year 2025 is ≈ €780,000. This figure is estimated from the gross margin of €221,230 and 127 comparable companies (NACE 41001). It probably lies between €540,000 and €1.2m.
Is V & T BOUW profitable?
In financial year 2025, V & T BOUW made a profit of €159,449.
Where can I find the annual accounts of V & T BOUW?
V & T BOUW filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of V & T BOUW due?
V & T BOUW must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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