Financials
- Financial year
- 2025
- Total assets
- €32,649
- Profit
- €22,184
- Solvency
- 71.0%
V home 1
ActiveSummary
The computed 12-month bankruptcy probability of V home 1 is 9.3% (elevated). The 2025 annual accounts show equity of €23,184 and a net result of €22,184. Its solvency ranks better than 79% of 9,049 sector peers (NACE 41, financial year 2025). The company has been active since 2024 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Overview
Activity
General construction of residential buildings
NACE 41001
1 site
Size
€32,649total assets 2025
- Equity
- €23,184
- Profit
- €22,184
Turnover not published (micro format)
Structure
Accounts filed 31 days late1 of 2 deeds read
Why 36raises riskFounded in 2024Sector: Construction of residential and non-residential buildings (NACE 41)Ex-officio strike-off in the KBOlowers riskFigures for financial year 2025 (filed 31-08-2026)Show the evidence
Checked score
Score 2025
36
/ 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 69% of its sector peers (NACE 41, micro)
Financial strength
Strong
Solvency
96
equity 71.0% of total assets
Liquidity
40
short-term debt 29.0% · cash 1.8%
Profitability
100
return on assets 67.9%
Bankruptcy probability, 12 months
9.3%
Elevated
0%0.5%1.5%4%10%≥ 25%
About 9 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
10-2025: 6.6%lowest value
11-2025: 11.9%▲ +5.3 percentage points vs 10-2025
12-2025: 12.0%▲ +0.1 percentage points vs 11-2025
01-2026: 12.6%▲ +0.6 percentage points vs 12-2025
02-2026: 12.6%● unchanged vs 01-2026
03-2026: 13.5%▲ +0.9 percentage points vs 02-2026
04-2026: 14.0%▲ +0.5 percentage points vs 03-2026
05-2026: 14.0%● unchanged vs 04-2026
06-2026: 13.7%▼ -0.3 percentage points vs 05-2026
07-2026: 13.8%▲ +0.1 percentage points vs 06-2026
08-2026: 14.3%▲ +0.5 percentage points vs 07-2026highest value
09-2026: 9.3%▼ -5.0 percentage points vs 08-2026
10-2026: 9.3%● unchanged vs 09-2026
Credit of up to €500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity insufficient (current ratio 0.93, below 1; short-term debt: 29% and cash: 1.8% of total assets), and 29% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 80% on solvency, 37% on liquidity and 91% on profitability.
The bankruptcy probability was computed on 13-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Six signals.
lowers riskraises riskneutral
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 1 filingDeviation from the deadline
2025
31 days late
← before the deadline
after the deadline →
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publicationsPublications
Address struck
- Annual accounts filedfinancial year 2025 · micro…
- Registered officeRegistered-office move
- Address struckKBO administration
Key points
By topic
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- General construction of residential buildingsNACE 41001
- Founded
- 09-09-2024
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you trust this company with building work?Contractor check Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark
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