Skip to content

A. Bek

Active
Private limited companyfounded 20242 yrs activeArthur Van Ooststraat 18, 3290 Diest, BelgiumKBO/BCE: BE 1013.639.211
Summary

The computed 12-month bankruptcy probability of A. Bek is 2.1% (moderate). The 2025 annual accounts show equity of €27,647 and a net result of €24,647. Its solvency ranks better than 84% of 7598 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency100
Growth-
Track record67
Bankruptcy probability, 12 months
2.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 4.08; short-term debt: 23.6% and cash: 14% of total assets), and 23.6% of the assets are financed with debt.
Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 2 years 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Construction of residential and non-residential buildings (NACE 41)
about 67% more bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
76.4%
Return on assets
68.1%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-07-2026, 10 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
10 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

A. Bek was incorporated on 16 September 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

Go further with this company

Is this your company? See how customers and banks see it.

Investigating this company? Keep it with today's facts in a case file.

Financials · fiscal year 2025, micro schema

Equity
€27,647
Total assets
€36,186
Net result
€24,647
Working capital
€26,332

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €36,186
Fixed assets €1,315
Current assets €34,871
Equity and liabilities €36,186
Equity €27,647
Debt €8,539
Debt finances 23.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€32,442
Cash flow
€25,288
Current ratio
4.08
Debt to equity
0.31
ROE
89.1%
ROA
68.1%
Interest coverage
39.24
Debt ≤ 1 year
€8,539
Income taxes
€7,946
Staff costs
€675

Peer companies

Historical observation

Of the 39,278 companies that looked in July 2024 the way this one looks now, 1.8% went bankrupt within 24 months and 96% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
1.8% went bankrupt
2.3% stopped otherwise
96% still going

A further 0.1% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 2.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 39,278 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€36,186
Fixed assets21/28€1,315
Tangible fixed assets22/27€1,315
Plant, machinery and equipment23€129
Furniture and vehicles24€1,186
Current assets29/58€34,871
Amounts receivable within one year40/41€29,821
Trade receivables40€7,496
Other amounts receivable41€22,325
Cash at bank and in hand54/58€5,050
Equity and liabilities
Total equity and liabilities10/49€36,186
Equity10/15€27,647
Contributions10/11€3,000
Reserves13€24,647
Distributable reserves133€24,647
Amounts payable17/49€8,539
Amounts payable within one year42/48€8,539
Trade debts44€22
Suppliers440/4€22
Taxes, remuneration and social security45€8,516
Taxes450/3€8,516
Income statement Code2025
Remuneration, social security and pensions62€675
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€641
Other operating charges640/8€445
Gross operating margin9900€33,562
Operating profit (loss)9901€31,801
Financial income75/76B€1,620
Recurring financial income75€1,620
Financial charges65/66B€827
Recurring financial charges65€827
Profit (loss) for the period before taxes9903€32,594
Income taxes67/77€7,946
Profit (loss) for the period9904€24,647
Profit (loss) for the period to be appropriated9905€24,647
Appropriation of the result
Profit (loss) to be appropriated9906€24,647
Transfer to equity691/2€24,647
To other reserves6921€24,647

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€675
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€641
Other operating charges640/8€445
Gross operating margin9900€33,562
Operating profit (loss)9901€31,801
Financial income75/76B€1,620
Recurring financial income75€1,620
Financial charges65/66B€827
Recurring financial charges65€827
Profit (loss) for the period before taxes9903€32,594
Income taxes67/77€7,946
Profit (loss) for the period9904€24,647
Profit (loss) for the period to be appropriated9905€24,647
Line2025
Assets
Total assets20/58€36,186
Fixed assets21/28€1,315
Tangible fixed assets22/27€1,315
Plant, machinery and equipment23€129
Furniture and vehicles24€1,186
Current assets29/58€34,871
Amounts receivable within one year40/41€29,821
Trade receivables40€7,496
Other amounts receivable41€22,325
Cash at bank and in hand54/58€5,050
Equity and liabilities
Total equity and liabilities10/49€36,186
Equity10/15€27,647
Contributions10/11€3,000
Reserves13€24,647
Distributable reserves133€24,647
Amounts payable17/49€8,539
Amounts payable within one year42/48€8,539
Trade debts44€22
Suppliers440/4€22
Taxes, remuneration and social security45€8,516
Taxes450/3€8,516
Line2025
Profit (loss) for the period9904€24,647
+ Depreciation and write-downs630€641
Operating cash flow (approximation)€25,288

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Timeline · acts, filings and financial milestones

2026
21-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

Have them read with priority Sign in to place this company at the front of the reading queue.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Diest · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
201 m²
Building footprint
81 m²
Volume, LiDAR
620 m³
Parcel 24020A0429/00T002, Flanders · tallest building 10.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
A. Bek
Arthur Van Ooststraat 18, 3290 DiestGeneral construction of buildings
since 20242.365.692.517
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24020A0429/00T002 Flanders 201 m² 1 · 81 m² 10.9 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,785 companies in sector 41001 we hold annual accounts for 16,058. 12,292 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded16-09-2024
Fiscal year end31-12
Trade name NL AyBek
Activities, NACEBEL 2025
41001General construction of residential buildings
42212Civil engineering
42219Civil engineering
42220Construction of utility projects for electricity and telecommunications
E-invoicing
Reachable via Peppol
Peppol ID 0208:1013639211
Also 9925:BE1013639211
Registered 05-03-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.