V.G. CONNECT

Active

Private limited companyfounded 20232 yrs activeWeg naar Geneuth(M) 82, 3630 Maasmechelen, BelgiumKBO/BCE: BE 1003.089.074

Summary

V.G. CONNECT has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19,695 and a net result of €1,458. Its solvency ranks better than 42% of 20335 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

V.G. CONNECTActiveChecked score 91/100

Risk analysis Report Compare

Activity

Psychology services

NACE 86931NACE 86904

1 site

Size

€36,764total assets 2025

Equity: €19,695
Profit: €1,458

Turnover not published (abridged schema)

Financial health

91 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts 8 d early0 of 1 deed read

Why 91- Founded in 2023+ Sector Human health activities (NACE 86)+ Figures for FY 2025 (filed 23-07-2026)+ Liquidity: current ratio 0.67, cash €5,440Show the evidence

Checked score

Score 2025

91 / 100

Excellent

Probability in this band: under 0.55%

Better than 27% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 79+4

equity 53.6% of total assets

Liquidity 47+2

short-term debt 44.2% · cash 14.8%

Profitability 74-26

return on assets 4.0%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,954 companies)

Last 24 months 01-2025: 0.3% 02-2025: 0.3%▲ +2.3% vs 01-2025 03-2025: 0.3%● 0.0% vs 02-2025 04-2025: 0.3%▲ +0.9% vs 03-2025 05-2025: 0.3%▲ +0.6% vs 04-2025 06-2025: 0.4%▲ +8.7% vs 05-2025 07-2025: 0.4%▲ +7.4% vs 06-2025highest value 08-2025: < 0.1%▼ -88.0% vs 07-2025lowest value 09-2025: < 0.1%● 0.0% vs 08-2025lowest value 10-2025: < 0.1%● 0.0% vs 09-2025lowest value 11-2025: < 0.1%● 0.0% vs 10-2025lowest value 12-2025: < 0.1%● 0.0% vs 11-2025lowest value 01-2026: < 0.1%▲ +4.4% vs 12-2025 02-2026: < 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +21.3% vs 02-2026 04-2026: 0.1%▲ +10.5% vs 03-2026 05-2026: 0.1%▲ +6.3% vs 04-2026 06-2026: 0.1%▲ +4.5% vs 05-2026 07-2026: 0.1%▲ +14.3% vs 06-2026 08-2026: < 0.1%▼ -38.8% vs 07-2026 09-2026: < 0.1%● 0.0% vs 08-2026 10-2026: < 0.1%● 0.0% vs 09-2026

Sector Human health activities (NACE 86) lowers the probability
Founded in 2023 raises the probability for this profile
Figures for FY 2025 (filed 23-07-2026) lowers the probability
Liquidity: current ratio 0.67, cash €5,440 lowers the probability

Credit up to €1,500 at 30 days acceptable

Liquidity short (current ratio 0.67 against 0.59 in 2024; short-term debt: 44.2% and cash: 14.8% of total assets), and 46.4% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 43%, liquidity 15%, profitability 17%, growth against the median 33%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Founded in 2023

In the bankruptcy model this factor raises the probability for this profile.

KBO

Figures for FY 2025 (filed 23-07-2026)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Liquidity: current ratio 0.67, cash €5,440

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-07-2026, 8 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

8 d early

2024

1 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 5 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

05-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

23-07-26 Annual accounts filedfiscal year 2025 · micro…
30-07-25 Annual accounts filedfiscal year 2024 · micro…

Key points

Caution: Among the weakest 10% on net resultsector median €60,325 · 20,323 companies €1,458 View
Total assets 20252 fiscal years filed €36,764 View
Active since 2023founded 07-12-2023 2 years View