Financials
- Fiscal year
- 2025
- Total assets
- €39,977
- Loss
- -€107
- Solvency
- 6.4%
Total assets▼ 10.5%
Net result
20232025
Un premier pas
ActiveSummary
Un premier pas has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2,546 and a net result of -€107. Equity is shrinking by ~14.5% per year across the filed fiscal years. Its solvency ranks better than 11% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Overview
What they do
Psychology services
NACE 86931NACE 86904
1 site
How big
€39,977total assets 2025
- Equity
- €2,546
- Loss
- -€107
Turnover not published (abridged schema)
Who decides
Accounts 9 d early0 of 1 deed read
Why 88- Founded in 2023+ Sector Human health activities (NACE 86)+ Figures for FY 2025 (filed 22-07-2026)+ Size: total assets €39,977Show the evidence
Checked score
Score 2025
88
/ 100
Excellent
Probability in this band: under 0.55%
Better than 14% of its sector peers (NACE 86, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Weak
Solvency
31=
equity 6.4% of total assets
Liquidity
33-4
short-term debt 49.1% · cash 5.9%
Profitability
44=
return on assets -0.3%
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
About 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 0.1%
12-2024: 0.1%▼ -1.4% vs 11-2024
01-2025: 0.1%● 0.0% vs 12-2024
02-2025: 0.1%▲ +3.6% vs 01-2025
03-2025: 0.2%▲ +42.0% vs 02-2025
04-2025: 0.2%▲ +7.9% vs 03-2025
05-2025: 0.2%● 0.0% vs 04-2025
06-2025: 0.2%▲ +4.1% vs 05-2025
07-2025: 0.2%▲ +9.2% vs 06-2025highest value
08-2025: 0.2%▼ -36.1% vs 07-2025
09-2025: 0.2%● 0.0% vs 08-2025
10-2025: 0.2%▼ -0.6% vs 09-2025
11-2025: 0.2%● 0.0% vs 10-2025
12-2025: 0.2%● 0.0% vs 11-2025
01-2026: 0.2%● 0.0% vs 12-2025
02-2026: 0.2%● 0.0% vs 01-2026
03-2026: 0.2%▲ +29.1% vs 02-2026
04-2026: 0.2%▲ +7.4% vs 03-2026
05-2026: 0.2%▲ +1.8% vs 04-2026
06-2026: 0.2%▲ +2.2% vs 05-2026
07-2026: 0.2%▲ +8.3% vs 06-2026
08-2026: 0.1%▼ -41.7% vs 07-2026
09-2026: 0.1%▼ -3.5% vs 08-2026
10-2026: 0.1%▼ -12.2% vs 09-2026lowest value
- Sector Human health activities (NACE 86) lowers the probability
- Figures for FY 2025 (filed 22-07-2026) lowers the probability
- Size: total assets €39,977 lowers the probability for this profile
- Founded in 2023 raises the probability for this profile
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 11%, liquidity 6%, profitability 7%, growth against the median 30%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 11% of 18230 sector peers (2025).
NBB · sector comparisonPosition among 18230 sector peers
Solvency
better than 11%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
6 d early
2023
30 d early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 22 July (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
- Annual accounts filedfiscal year 2025 · micro…
- Annual accounts filedfiscal year 2024 · micro…
- Annual accounts filedfiscal year 2023 · micro…
Key points
By topic
Timeline
- Events
- 3
- Since
- 2024
- Next accounts
- by 31-07-2027
- 22-07-2026Annual accounts filed
- 25-07-2025Annual accounts filed
- 01-07-2024Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Psychology servicesNACE 86931
- Founded
- 16-02-2023
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
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