V.E.T.D. CONSULT
ActiveV.E.T.D. CONSULT has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €-31k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 22% of 7683 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
7
/ 100
Critical▼ -45 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency17▼-70
Growth52=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.86 against 1.5 in 2024), and 86.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Nine signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
13.1%
Return on assets
-43.8%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€31k
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 7683 sector peers (2025).
NBB · sector comparisonPosition among 7683 sector peers
Solvency
better than 22%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
17 d early
2023
37 d early
2022
24 d late
2021
37 d early
2020
40 d early
2019
25 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 77.0%
2024 · €41k
2018: €5k
2019: €3k
2020: €-16k
2021: €3k
2022: €45k
2023: €56k
2024: €41k
2018 → 2025
Total assets
€72k▲ 0.3%
2024 · €71k
2018: €61k
2019: €90k
2020: €31k
2021: €73k
2022: €142k
2023: €121k
2024: €71k
2018 → 2025
Net result
€-31k▼ 101%
2024 · €-16k
2018: €-13k
2019: €-2k
2020: €-19k
2021: €19k
2022: €43k
2023: €11k
2024: €-16k
2018 → 2025
Working capital
€-8k
2024 · €15k
2018: €-4k
2019: €99
2020: €-18k
2021: €2k
2022: €8k
2023: €23k
2024: €15k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€3k-€45k▲ 1,460%€56k▲ 24.0%€41k▼ 27.7%€9k▼ 77.0%
Operating result€20k-€62k▲ 213%€18k▼ 71.0%€-16k€-31k▼ 98.0%
Net result€19k-€43k▲ 124%€11k▼ 74.3%€-16k€-31k▼ 101%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €31k in 2025 against €16k in 2024; the loss grows and 2025 is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€18k▼ 30.1%
Current assets
€53k▲ 18.1%
Equity and liabilities €72k
Equity
€9k▼ 77.0%
Debt
€62k▲ 103%
The debt ratio rises from 43.0% to 86.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-23k▼
2024 · €-8k
Cash flow
€-23k▼
2024 · €-8k
Solvency
13.1%▼
2024 · 57.0%
Current ratio
0.86▼
2024 · 1.50
Quick ratio
0.86▼
2024 · 1.50
Debt / equity
6.66▲
2024 · 0.75
ROE
-335.4%▼
2024 · -38.4%
ROA
-43.8%▼
2024 · -21.9%
Interest coverage
-54.69▼
2024 · -26.52
Debt
€62k▲
2024 · €31k
Debt ≤ 1 year
€62k▲
2024 · €30k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€71k€72k▲
Fixed assets21/28€26k€18k▼
Tangible fixed assets22/27€26k€18k▼
Furniture and vehicles24€19k€12k▼
Other tangible fixed assets26€8k€7k▼
Current assets29/58€45k€53k▲
Amounts receivable within one year40/41€38k€27k▼
Trade receivables40€36k€24k▼
Other amounts receivable41€2k€3k▲
Cash at bank and in hand54/58€6k€26k▲
Deferred charges and accrued income490/1€713€533▼
Equity and liabilities
Total equity and liabilities10/49€71k€72k▲
Equity10/15€41k€9k▼
Contributions10/11€20k€20k=
Profit (loss) carried forward14€21k€-11k▼
Amounts payable17/49€31k€62k▲
Amounts payable within one year42/48€30k€62k▲
Trade debts44€805€21k▲
Suppliers440/4€805€21k▲
Other amounts payable47/48€29k€41k▲
Accrued charges and deferred income492/3€700€700=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k=
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€2k€-2k▼
Other operating charges640/8€515€3k▲
Gross operating margin9900€-5k€-23k▼
Operating profit (loss)9901€-16k€-31k▼
Financial income75/76B€295-
Recurring financial income75€295-
Non-recurring financial income76B€295-
Financial charges65/66B€291€421▲
Recurring financial charges65€291€421▲
Profit (loss) for the period before taxes9903€-16k€-31k▼
Profit (loss) for the period9904€-16k€-31k▼
Profit (loss) for the period to be appropriated9905€-16k€-31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€-11k▼
Profit (loss) brought forward from the previous period14P€36k€21k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-31k
Net result drops to €-31k, the lowest in the series.
14-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
24-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 24 days late
2022
31-12
Financial
Highest result since 2018net €43k ▲124%
Operating result €62k, net result €43k, both a record.
24-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Back to profitnet €19k
Net result €19k after 3 loss-making years.
21-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
06-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
24-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
20-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Chaumont-Gistoux · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Joseph Delforge, Dion-V. 91325 Chaumont-GistouxGround area
735 m²
Building footprint
228 m²
Parcel 25026A0170/00F000, Wallonia. Linked by address, not a title deed.
1 establishment unit
V.E.T.D. CONSULT
since 20112.201.105.885
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25026A0170/00F000 | Wallonia | 735 m² | 1 · 228 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
VML MANAGEMENT
BE 1014.427.681
Esneux · Eq €9k
STAY STRONG NEXT STEP
BE 0774.288.840
Zaventem · Eq €9k
CAREWORKS
BE 0894.082.652
Antwerpen · Eq €9k
APC
BE 0802.648.373
Zele · Eq €9k
QVH SERVICES
BE 1019.389.727
Namur · Eq €9k
Of 24,420 companies in sector 82990 we hold annual accounts for 9,359. 4,380 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2011
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 10-09-2026. Scores and ratios are computed by Checked and are not a credit decision.