QVH SERVICES
ActiveQVH SERVICES has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €6k. Its solvency ranks better than 59% of 2269 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
71
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes
Profitability95
Solvency78
Growth-
Track record67
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.04; short-term debt: 46.8% and cash: 1.8% of total assets), and 46.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
53.2%
Return on assets
36.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-08-2026, 13 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
13 d late
← before the deadline
after the deadline →
Financials · fiscal year 2025, abbreviated schema
Turnover
€82k
EBIT margin
11.1%
Net result
€6k
Working capital
€-8k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Balance-sheet composition
Assets €18k
Fixed assets
€17k
Current assets
€310
Equity and liabilities €18k
Equity
€9k
Debt
€8k
Debt finances 46.8% of the balance-sheet total.
Key figures and ratios
EBITDA
€13k
Cash flow
€11k
Solvency
53.2%
Current ratio
0.04
Quick ratio
0.04
Debt / equity
0.88
ROE
67.9%
ROA
36.1%
Interest coverage
158.02
Debt
€8k
Debt ≤ 1 year
€8k
Income taxes
€3k
Filed annual accounts
As filed with the NBB · 2025
Balance sheet
Code2025
Assets
Total assets20/58€18k
Fixed assets21/28€17k
Tangible fixed assets22/27€17k
Furniture and vehicles24€17k
Current assets29/58€310
Amounts receivable within one year40/41€0
Trade receivables40€0
Other amounts receivable41€0
Cash at bank and in hand54/58€310
Equity and liabilities
Total equity and liabilities10/49€18k
Equity10/15€9k
Contributions10/11€3k
Profit (loss) carried forward14€6k
Amounts payable17/49€8k
Amounts payable within one year42/48€8k
Trade debts44€3k
Suppliers440/4€3k
Taxes, remuneration and social security45€4k
Taxes450/3€4k
Remuneration and social security454/9€0
Other amounts payable47/48€867
Income statement
Code2025
Turnover70€82k
Goods, raw materials, services and sundry goods60/61€73k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k
Other operating charges640/8€311
Gross operating margin9900€14k
Operating profit (loss)9901€9k
Financial charges65/66B€84
Recurring financial charges65€84
Profit (loss) for the period before taxes9903€9k
Income taxes67/77€3k
Profit (loss) for the period9904€6k
Profit (loss) for the period to be appropriated9905€6k
Appropriation of the result
Profit (loss) to be appropriated9906€6k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2026
13-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 13 days late
NBB filing
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2025
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Lucien Namêche 425000 NamurGround area
828 m²
Building footprint
518 m²
Volume, LiDAR
3,739 m³
2 parcels, Wallonia · tallest building 17.0 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
Rue Lucien Namêche 42H, 5000 Namur
since 20252.369.532.034
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 92094C0114/00E002 | Wallonia | 684 m² | 1 · 402 m² | 10.1 m · 2 fl. |
| 92094C0152/00G002indicative | Wallonia | 144 m² | 1 · 116 m² | 17.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,501 companies in sector 82990 we hold annual accounts for 9,402. 4,406 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2025
Fiscal year end31-12
Activities, NACEBEL
82990Other business support services
46190Agents in non-specialised wholesale trade
47750Retail sale of cosmetics and toilet articles
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
73110Advertising agencies
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 1 filingAddress and cadastre registers
Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.