Liquidity
1.35 was 0.71 in 2024
Short-term debts fell from €21,747 to €21,610.
V D BROECK INV
Lifetime
18 annual accounts with figures on one time axis, 22 filings since 2004peak €59,146 (2024)
€46,009▼ 22.2%
lowest -€8,548 (2025)
-€8,548▼ €9,392
peak €319,243 (2024)
€310,695▼ 2.7%
€88,005▼ 9.5%
Board2 names since 2022
2 directorsVAN DEN BROECK Geert Kamiel Anna and 1 other
Documentsfilings and deeds
29-04-20261 day before the deadline
2025micro format
Gross margin from €59,146 to €46,009Loss of €8,548Cash from €6,295 to €3,415
Key points
from the 2025 annual accountsFilings
22 annual accounts since 2004
The last five annual accounts were filed 1 to 57 days before the end of the period.
Position in the sector
-€8,548
Lower net result than 85% of companies in repair of computers and personal goods. Sector median €8,388 · 3,327 companies.
Checked score
88
Excellent
Financially stronger than 52% of micro companies in repair of computers and personal goods (NACE 95)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.5% across 5,138 companies (NACE 95, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%lowest value
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.3%▲ +0.1 percentage points vs 04-2025
06-2025: 0.2%▼ -0.1 percentage points vs 05-2025
07-2025: 0.2%● unchanged vs 06-2025
08-2025: 0.2%● unchanged vs 07-2025
09-2025: 0.2%● unchanged vs 08-2025
10-2025: 0.2%● unchanged vs 09-2025
11-2025: 0.2%● unchanged vs 10-2025
12-2025: 0.2%● unchanged vs 11-2025
01-2026: 0.2%● unchanged vs 12-2025
02-2026: 0.2%● unchanged vs 01-2026
03-2026: 0.2%● unchanged vs 02-2026
04-2026: 0.3%▲ +0.1 percentage points vs 03-2026
05-2026: 0.4%▲ +0.1 percentage points vs 04-2026highest value
06-2026: 0.2%▼ -0.2 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 1.35, cash €3,415
Sector: Repair and maintenance of computers, personal and household goods, and motor vehicles and motorcycles (NACE 95)
lowers risk
Founded in 2003
Equity €310,695 (77.9% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 95, micro). It does better than 92% of them on solvency, 50% on liquidity, 37% on profitability and 29% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-09-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 12,322 companies had the same profile as V D BROECK INV has now. Each dot stands for 31 companies, two years later.
90.3%
were still trading
8.6%
stopped another way
0.7%
went bankrupt
Another 0.5% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of V D BROECK INV itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 12,322 companies, not a prediction for V D BROECK INV. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €25,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.35 (0.71 in 2024), below the usual 1.5. Short-term debt is 5.4% and cash 0.9% of total assets. 22.1% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 29-04-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 day early
2024
1 day early
2023
57 days early
2022
44 days early
2021
43 days early
2020
57 days early
2019
50 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 95), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 18 March (5 of the last 5 accounts filed within 42 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-09-2026 year end09-11-2026 today30-04-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0479296497
1 director appointed, 2 resignations, 2 reappointments
Resignations: VAN DEN BROECK Geert Kamiel Anna (managing director) and VAN GENECHTEN Heidi Lutgarde Martine (managing director) · Reappointments: VAN DEN BROECK Geert Kamiel Anna (director) and VAN GENECHTEN Heidi Lutgarde Martine (director) · Appointment: VAN DEN BROECK Geert Kamiel Anna (managing director) · General meeting of 07-12-2023 · Gazette deed
First establishment
Blauwenhoek 102, Londerzeel
Incorporation
published on 28-01-2003 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| V D BROECK INV Londerzeel | €398,701 | €46,009 | 77.9% | - |
| SUPER CAR-WASH Laarne | €345,961 | €35,447 | 62.0% | - |
| TUNA CAR CLEANING Ravels | €283,744 | €40,713 | 98.6% | - |
| FIER Binche | €552,339 | €38,738 | 96.5% | - |
| SETI Evere | €283,805 | €61,495 | 14.2% | - |
| CWAS Roeselare | €268,992 | €56,860 | 34.6% | - |
| W & J CARWASH-CENTER Grobbendonk | €534,027 | €46,764 | 33.6% | - |
These companies have the same main activity as V D BROECK INV: washing and cleaning of motor vehicles (NACE 95316). They are comparable in size and age: total assets between €269,000 and €552,000, founded between 1994 and 2006.
Official details
Source: KBO- Status
- Active since 20-01-2003Normal situation
- Activity
- Washing and cleaning of motor vehiclesNACE 95316and 2 others
- Establishment unit
- 2.126.447.5591840 Londerzeel, since 06-03-2003
- Financial year end
- 30 September
- Peppol
- Reachable since 08-12-2025
Annual accounts to 30-09-2025
- ≈ €120,000estimated
- €398,701▼ 4.3%
- Filing
- Filed on 29-04-2026, 1 day before the end of the filing period
Insights on V D BROECK INV
V D BROECK INV files the micro format. That format states no turnover. The gross margin rose from €19,086 in 2008 to €46,009 in 2025.
In December 2023, the Official Gazette published the appointment of VAN DEN BROECK Geert Kamiel Anna as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about V D BROECK INV
- What is the company number of V D BROECK INV?
- The company number of V D BROECK INV is 0479.296.497. The VAT number is the same number with BE in front: BE 0479.296.497.
- Where is V D BROECK INV based?
- The registered office is at Blauwenhoek 102, 1840 Londerzeel.Company details
- What does V D BROECK INV do?
- According to the KBO register, the main activity is washing and cleaning of motor vehicles (NACE 95316).
- What is the legal form of V D BROECK INV?
- V D BROECK INV is a public limited company (NV).
- When was V D BROECK INV founded?
- V D BROECK INV was founded on 20-01-2003.
- Is V D BROECK INV still active?
- Yes, V D BROECK INV is an active enterprise in the KBO register.
- What is the turnover of V D BROECK INV?
- The turnover in financial year 2025 is ≈ €120,000. This figure is estimated from the gross margin of €46,009 and 33 comparable companies (NACE 95316). It probably lies between €92,000 and €170,000.Financials
- Is V D BROECK INV profitable?
- In financial year 2025, V D BROECK INV made a loss of €8,548.
- Where can I find the annual accounts of V D BROECK INV?
- V D BROECK INV filed 22 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of V D BROECK INV due?
- V D BROECK INV must file the annual accounts for financial year 2026 by 30-04-2027.Timeline
Next steps
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