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UST

Active Risk: not assessed Private limited companyfounded 2015active for 11 yearsPaardenstraat 60, 2880 BornemKBO/BCE: BE 0628.767.955
UST
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Overview

Lifetime

10 annual accounts with figures on one time axis
peak €113,930 (2025)
€113,930▲ 19.8%
lowest -€18,192 (2019)
€98,775▲ 35.4%
peak €449,226 (2022)
€206,425▼ 29.5%
€172,810▲ 132%
peak 1 FTE (2017)
-not published
Board2 names since 2021
2 directors and 1 other
Documentsfilings and deeds
30-07-20261 day before the deadline
2025micro format
Gross margin from €95,140 to €113,930Result from €72,957 to €98,775Dividend €185,000Equity from €292,651 to €206,425Debts from €74,505 to €172,810Cash from €9,113 to €16,351

Key points

from the 2025 annual accounts

Equity

€206,425 ▼ 29.5%
292,6512024+98,775Profit-185,000Dividend206,4252025

UST paid out €185,000 in dividends. That is 187% of the 2025 profit.

Liquidity

1.76 was 3.90 in 2024

Short-term debts rose from €74,505 to €172,810.

Filings

10 annual accounts 9 late
AprilJune31 JulyOctober20202025

The 2021 accounts came latest: 95 days after the end of the period.

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.

Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Board and ownership

Director
Director

Shares in 1 company,

Board & ownership

Recent changes

Registered-office move Director in office: · Gazette deed
Changes of role: (director) and (director) Director discharge: · Director discharge: · General meeting of 07-12-2023 · Gazette deed
Registered in the Peppol Directory Reachable for e-invoices through 0208:0628767955
Registered office moved within Bornem New registered office: Reigerlaan 1 te 2880 Bornem · Previous registered office: Omgangstraat 24 te 2880 Bornem · General meeting of 01-10-2019 · Gazette deed
All 22 events

Comparable companies

same main activity, similar in size and age
Company
UST Bornem €379,235 €113,930 54.4% -
VL Support Arendonk €399,467 €105,158 10.5% -
Chrisona Zoersel €388,868 €101,264 74.0% -
Mer & Co Antwerp €341,230 €132,311 28.9% -
GROEP VAN COILLIE Nijlen €309,321 €108,296 60.0% 0.3
JoCa Consult Olen €336,925 €125,964 30.1% -
B2 Engineering Meerhout €409,136 €92,898 96.8% -

These companies have the same main activity as UST: activities of holding companies (NACE 64210). They are comparable in size and age: total assets between €309,000 and €409,000, founded between 2014 and 2015.

Official details

Source: KBO
Status
Active since 21-04-2015Normal situation
Activity
Activities of holding companiesNACE 64210and 1 other
Establishment unit
2.241.992.0782880 Bornem, since 15-05-2015
Financial year end
31 December
Peppol
Reachable since 28-08-2023
Company details

Annual accounts 2025

€98,775▲ 35.4%
€206,425▼ 29.5%
€379,235▲ 3.3%
Filing
Filed on 30-07-2026, 1 day before the end of the filing period
Financials

Insights on UST

UST files the micro format. That format states no turnover. The gross margin rose from €110,976 in 2016 to €113,930 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette.

Financials

Annual accounts 2025

micro format, filed on 30-07-2026, 1 day before the deadline
€206,425
▼ 29.5%
€379,235
▲ 3.3%
€98,775
▲ 35.4%
54.4%
▼ 25.3 percentage points
47.9%
▲ 22.9 percentage points
26.0%
▲ 6.2 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €379,235 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

54.4%

Higher than 53% of 10,277 companies in 2025.

26.0%

Higher than 75% of 10,128 companies in 2025.

UST Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 379,235367,156782,578792,465869,798665,225506,334315,228293,807278,988
21/28 75,70176,605314,360324,090337,047337,806361,101130,435190,541200,442
22/27 7231,626239,382249,111262,068262,828286,12355,45692,075101,976
22 --236,758248,229259,700258,973265,820---
24 7231,6262,5307132,1243,53419,90754,98591,528101,354
26 --94170245320396471546622
28 74,97974,97974,97974,97974,97974,97974,97974,97998,46698,466
29/58 303,534290,551468,218468,375532,751327,419145,232184,794103,26678,546
29 251,802235,078224,239145,00045,000-40,95937,40634,47531,774
290 251,802235,078224,239145,00045,000-40,95937,40634,47531,774
3 ------39,90933,76236,764-
30/36 ------39,90933,76236,764-
40/41 23,60234,59139,66659,69662,28129,61345,04669,24630,68313,803
40 23,58219,43934,56048,37553,19228,31424,40160,01518,61113,798
41 1915,1525,10611,3219,0891,29920,6459,23112,0725
54/58 16,3519,113192,400254,546425,015297,14219,31844,3811,34532,969
490/1 11,78011,77011,9139,134455664----
Balance sheet: equity and liabilities
10/49 379,235367,156782,578792,465869,798665,225506,334315,228293,807278,988
10/15 206,425292,651284,693449,226414,953391,94243,49761,68951,95445,350
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,600
13 187,825274,051266,093430,626396,353373,34227,79443,08933,35426,750
130/1 ---1,8601,8601,860----
130 ------1,1111,111930890
1311 ---1,8601,8601,860----
132 17,72817,72817,72817,72817,72819,90126,68320,86314,7468,955
133 170,098256,323248,366411,038376,766351,582-21,11517,67816,905
14 -------2,898---
17/49 172,81074,505497,885343,239454,844273,283462,837253,540241,853233,638
17 --157,378172,988188,312211,348260,03181,220124,502167,025
170/4 --157,378172,988188,312211,348260,03181,220124,502167,025
42/48 172,81074,505340,382170,126266,53261,935202,806172,320117,00066,262
42 20,88450,000266,89816,58924,27749,901180,006143,28392,52341,778
44 6,994-4,0882,0088,1341,12912,58414,08715,2436,951
440/4 6,994-4,0882,0088,1341,12912,58414,08715,2436,951
45 42,05324,50558,3429,9277,65110,3349,36313,3548,20117,230
450/3 42,05324,50558,3429,9277,65110,3342,3816,0101,9107,844
454/9 ------6,9837,3456,2919,386
47/48 102,878-11,054141,603226,4705708521,5961,033304
492/3 --125125----350350
Income statement
76A -31,648--------
9900 113,93095,14066,34470,33625,60981,30071,40294,51382,407110,976
62 -----20,87837,98036,89833,97815,146
630 90390312,44012,95712,45919,11942,14436,61937,29856,745
640/8 6491,2311,3806875566182,1991,0371,0071,023
9901 112,37893,00552,52456,69212,59340,686-10,92119,95910,12438,061
75/76B 17,99011,298--371,064321,6634,4933,4052,7674,944
75 17,99011,298--371,064321,6634,4933,4052,7674,944
65/66B 4,04212,21810,43013,3926,86910,18010,9149,1054,3775,604
65 4,04212,21810,43013,3926,86910,18010,9149,1054,3775,604
9903 126,32592,08542,09443,300376,788352,169-17,34214,2598,51437,402
67/77 27,55119,12810,0189,0282,1953,7238504,5251,91010,651
9904 98,77572,95732,07634,272374,593348,446-18,1929,7346,60426,750
789 ----2,1736,782----
689 ------5,8206,1175,7918,955
9905 98,77572,95732,07634,272376,766355,228-24,0123,61881317,795
Appropriation of the result
9906 98,77572,95732,07634,272376,766352,331-24,0123,61881317,795
791/2 185,00065,000325,000-351,582-21,115---
691/2 98,77572,95732,07634,272376,766352,331-3,61881317,795
6920 -----749-18141890
6921 98,77572,95732,07634,272376,766351,582-3,43777316,905
694/7 185,00065,000325,000-351,582-----
694 185,00065,000325,000-351,582-----
Social balance sheet
9087 -----11110.8
Hours worked1013 -----7831,7781,7941,9911,200
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00385290 PDF
31-12-2024 micro format 31-08-2025 2025-00470652 PDF
31-12-2023 micro format 31-08-2024 2024-00427582 PDF
31-12-2022 micro format 01-09-2023 2023-00433900 PDF
31-12-2021 micro format 03-11-2022 2022-20485051 PDF
31-12-2020 micro format 31-08-2021 2021-64800498 PDF
31-12-2019 micro format 30-10-2020 2020-67800384 PDF
31-12-2018 micro format 30-08-2019 2019-60500028 PDF
31-12-2017 micro format 31-08-2018 2018-59100298 PDF
31-12-2016 abbreviated format 29-09-2017 2017-64900240 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
0-236,8522,710011,7006,782272,811-23,48827,397256,124
7,238-183,287-62,146-170,469127,873277,824-25,06343,036-31,624-
54.4%79.7%36.4%56.7%47.7%58.9%8.6%19.6%17.7%16.3%
47.9%24.9%11.3%7.6%90.3%88.9%-41.8%15.8%12.7%59.0%
26.0%19.9%4.1%4.3%43.1%52.4%-3.6%3.1%2.2%9.6%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item20252024202320222021
Mortgages, amount registered---€25,000-
---€466,500-
Carrying value of the mortgaged assets---€236,525-

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€2,710-€11,700
€903€903€12,440€12,957€12,459

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on UST

The operating result for 2025 is 21% higher than in 2024 and the highest since 2016. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total rises from 20.3% to 45.6%. Equity is lower and debt is higher.

Board & ownership

Board

2 directors, last change in 2023
Director (not named in the articles)
appointed by deed of 12-12-2023 term without a fixed end
earlier manager and director, until 12-12-2023
listed in the 2025 annual accounts, filed on 30-07-2026
Director (not named in the articles)
appointed by deed of 12-12-2023 term without a fixed end
earlier manager and director, until 12-12-2023
listed in the 2025 annual accounts, filed on 30-07-2026

Office holders in the KBO →

Mandates through the years

2 names, the dashed line is today

Director (not named in the articles)

Director (not named in the articles)
BoardEarliermandate already running before its first mention
Mandates as a list
    • Director (not named in the articles), since before 31-12-2021
    • Manager and director, until 12-12-2023
    • Director (not named in the articles), since before 31-12-2021
    • Manager and director, until 12-12-2023

See the board, name and registered office on a given date →

Control

See the annual accounts at the National Bank and the publications in the Belgian Official Gazette.

Capital

Contribution
€18,600
Source
2025 annual accounts

Articles of association

deed of 12-12-2023 (in Dutch)
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
Board ruleThese rules set how the board is made up, meets and takes decisions.
“Algemene vergadering beslist of mandaat al dan niet ten kosteloze titel”

Network & group

Holdings

own 2025 accounts, the bar shows equity in euros
This companyUST1 holding, 1 country 2025 accounts

Belgium 1 Equity Result

  • BE 25% €1.2m result €88,449

Source: list of holdings in its own 2025 accounts. Every holding stands with its own latest accounts.

Earlier ties

via , no longer at · Permanent representative · deed of 06-11-2020
No longer active
 total assets €7,381 (2023)

Holdings and subsidiaries

1 holding

Holdings 1

Share, source and own figures per holding (1)
  • Equity €1.2m Profit of €88,449 in 2025
    Sourceown accounts 2025
    25%
Holdings through the years 2017 to 2025
Holdings through the years
Name201720182019202020212022202320242025
25%

Source: list of holdings in its own accounts

Connections & network

Depth

The network starts from the earlier ties.

This company Company Director Shareholding +N: links not shown yet Click a node to look further, drag to arrange, zoom with the mouse wheel.

Timeline

Timeline

22 events since 2015

Deadline for the 2026 accounts: 31-07-2027

2026
Annual accounts 2025 filed NBBmicro format · 1 day before the deadline
2025
Annual accounts 2024 filed PDFmicro format · 31 days late
2024
Liquidity more than doubled current ratio 3.90 The current ratio rises from 1.38 to 3.90. Short-term debt falls from €340,382 to €74,505.
Annual accounts 2023 filed PDFmicro format · 31 days late
Registered-office moveDirector in office: 1 point ▸
  • Registered-office move, Paardenstraat60, 2880Bornem
  • The deed holds 1 more point.

Open the deed in the Belgian Official Gazette

2023
Changes of role: (director) and (director)Director discharge: · Director discharge: · General meeting of 07-12-20238 points ▸
  • General meeting, 07-12-2023
  • 120 shares
  • Director resignation, (manager and director)
  • Director resignation, (manager and director)
  • Director discharge,
  • Director discharge,
  • Director appointment, (director (not named in the articles))
  • Director appointment, (director (not named in the articles))
  • The deed holds 6 more points.

Open the deed in the Belgian Official Gazette

Annual accounts 2022 filed PDFmicro format · 32 days late
Registered in the Peppol Directory Reachable for e-invoices through 0208:0628767955
2022
Annual accounts 2021 filed PDFmicro format · 95 days late
2021
Highest result from 2016 to 2025 net €374,593 ▲7.5% The net result of €374,593 is the highest of those years.
Annual accounts 2020 filed PDFmicro format · 31 days late
2020
Back to profit net €348,446 The net result is €348,446, after one loss-making year.
Liquidity more than 7 times current ratio 5.29 The current ratio rises from 0.72 to 5.29. Short-term debt falls from €202,806 to €61,935.
Equity above €200,000 equity €391,942 ▲801% Equity rises from €43,497 to €391,942.
Annual accounts 2019 filed PDFmicro format · 91 days late
2019
Weakest financial year net -€18,192 The net result drops to -€18,192, the lowest from 2016 to 2025. It recovers the following year.
Registered office moved within BornemNew registered office: Reigerlaan 1 te 2880 Bornem · Previous registered office: Omgangstraat 24 te 2880 Bornem · General meeting of 01-10-20192 points ▸
  • General meeting, 01-10-2019
  • Registered-office move, Reigerlaan 1 te 2880 Bornem

Open the deed in the Belgian Official Gazette

Annual accounts 2018 filed PDFmicro format · 30 days late
2018
Annual accounts 2017 filed PDFmicro format · 31 days late
2017
Annual accounts 2016 filed PDFabbreviated format · 60 days late
2015
First establishment Paardenstraat 60, Bornem
Incorporation PDFpublished on 23-04-2015

Financial milestones sit on the financial year-end date, not the filing date.

Sources: Publications in the Belgian Official GazetteFilings with the National Bank

History

UST was incorporated on 21 April 2015.1 The registered office was moved to Bornem in 2019.2 Total assets rose from €315,228 in 2018 to €379,235 in 2025 and headcount from 1 full-time equivalents in 2018 to 1 in 2020.3

  1. 1KBO register
  2. 2Belgian Official Gazette, 05-11-2019
  3. 3National Bank, annual accounts 2018, 2020 and 2025

Company details

Identity

Enterprise number
0628.767.955
VAT number
BE 0628.767.955
Peppol ID
0208:0628767955
Other Peppol ID
9925:BE0628767955
Legal form
Private limited company
Status
Active, normal situation
Founded
21-04-2015
Financial year
ends on 31 December
Peppol
Reachable since 28-08-2023Follow this company and you will hear the next morning if it leaves the Peppol register.
Name
UST in Dutch
Entity type
Legal entity
DurationMost companies exist for an unlimited period, until they are dissolved.
Unlimited
deed of 12-12-2023 (in Dutch)

Activities

NACEBEL 2025
64210 Activities of holding companies main activity
82990 Other business support services
Codes under NACEBEL 2008
64200 Holdings main activity
82990 Other business support services
PurposeThe purpose describes the activities the company may carry out under its articles.
“De exploitatie van een studie-,organisatie- en raadgevend bureau inzake managementaangelegenheden,meer bepaald het uitwerken en exploiteren…”
18 activities
  1. De exploitatie van een studie-,organisatie- en raadgevend bureau inzake managementaangelegenheden,meer bepaald het uitwerken en exploiteren van managementprojecten;
  2. Het verstrekken van interim-management diensten en bijstand,in de meest ruime zin;
  3. Het verlenen van adviezen en hulp aan het bedrijfsleven op het gebied van planning,organisatie,efficiëntie en toezicht,het verschaffen van bijstand en informatie aan de bedrijfsleiding,in de meest ruime zin;
  4. Verstrekken van technische,organisatorische,commerciële en financiële bijstand aan alle ondernemingen;
  5. Het geven en organiseren van opleiding,coaching alsmede het deelnemen aan en organiseren van evenementen,tentoonstellingen,beurzen en seminaries;
  6. Het deelnemen aan redactionele activiteiten alsook het organiseren van publicaties in het kader van de verleende adviezen;
  7. Het deelnemen in of de directie voeren over andere vennootschappen en ondernemingen,het management en het bestuur van om het even welke onderneming en vennootschap alsook het optreden als vereffenaar;
  8. Het verwerven van aandelen en participaties in vennootschappen van welke aard dan ook;
  9. Het verlenen van adviezen op gebied van ontwerp,ontwikkeling en uitbouw van systemen voor het vergaren en beheren van management informatie in de breedste zin;
  10. De vennootschap kan leningen,van gelijk welke vorm,bedrag en duur toestaan.De vennootschap kan zowel tot waarborg van eigen verbintenissen als tot waarborg van verbintenissen van derden zekerheden stellen,onder meer door haar goederen,met inbegrip van haar eigen handelszaak,in hypotheek of in pand te geven.
  11. Het ontwikkelen,kopen,verkopen,beheer,valoriseren,in licentie nemen of geven van brevetten,octrooien,knowhow,merken en andere intellectuele rechten.
  12. De aan- en verkoop,import en export van alle mogelijke goederen en diensten,alle mogelijke grondstoffen en alle mogelijke half fabricaten voor industrie,de gezondheidszorg en de handel.
  13. Het ontplooien van alle informatica-activiteiten waaronder het ontwikkelen,kopen en verkopen,huren en verhuren van hard- en software.
  14. Uitbaten van een kinderdagverblijf.
  15. Haar patrimonium,bestaande uit onroerende en roerende goederen en rechten,te behouden,in de ruimste zin van het woord te beheren en oordeelkundig uit te breiden;
  16. Het verwerven van onroerende goederen,verkavelen,het laten bouwen van onroerende constructies,de verkoop en verhuring van onroerende goederen,het in huur nemen of verhuren van onroerende goederen,bebouwd of onbebouwd,gemeubeld of onbemeubeld,alsmede alle verrichtingen van onroerende leasing;het beheer van roerende en onroerende goederen.
  17. De vennootschap mag alle industriële,commerciële en financiële,roerende en onroerende verrichtingen doen die kunnen bijdragen tot het verwezenlijken van het voorwerp,met inbegrip van:het deelnemen in alle ondernemingen die een gelijkaardig voorwerp nastreven of waarvan het voorwerp in nauw verband met het hare staat,kredieten en leningen aangaan en toestaan,zich voor derden borg stellen door haar goederen in hypotheek of in pand te geven,inclusief de eigen handelszaak.
  18. De vennootschap mag alle handelingen stellen welke niet onder de goedkeuring van de Autoriteit voor Financiële Diensten en Markten(FSMA)valt.
deed of 12-12-2023 (in Dutch)

Registered office and establishments

1 establishment
Establishment Since Unit number
Paardenstraat 60 registered office 2880 Bornem 46190 Agents in non-specialised wholesale trade 15-05-2015 2.241.992.078
1 former office
  • 2880 Bomem until 01-04-2024 · deed of 03-07-2024

Buildings and parcels at the address

Ground area
1,178 m²
Buildings
152 m²
Volume, LiDAR
797 m³
Tallest building
7.7 m
Buildings to scale, each on its own parcel
152 m², 7.7 m 152 m², 7.7 m

Location

registered office establishment The establishment unit on the map

Parcels

Cadastral parcelArea Buildings Height / floors
12024A0063/00A0001,178 m² 1 · 152 m² 7.7 m · 2

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