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UST

Active Risk: not assessed Private limited companyfounded 2015active for 11 yearsPaardenstraat 60, 2880 BornemKBO/BCE: BE 0628.767.955
UST
Financial year 2025
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Annual accounts 2025

micro format, filed on 30-07-2026, 1 day before the deadline
€206,425
▼ 29.5%
€379,235
▲ 3.3%
€98,775
▲ 35.4%
54.4%
▼ 25.3 percentage points
47.9%
▲ 22.9 percentage points
26.0%
▲ 6.2 percentage points

Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance sheet

balance sheet total €379,235 on 31-12-2025
What the company ownsHow it is paid for

in euro

in euro

Position in the sector

Compare with sector

54.4%

Higher than 53% of 10,277 companies in 2025.

26.0%

Higher than 75% of 10,128 companies in 2025.

UST Middle half of the sector 80% of the sector Micro accounts in financial services (NACE 64)

Net result: top quarter · Equity: middle half · Balance sheet total: middle half

Staff

Staff costs divided by the average number of full-time equivalents.

people who joined people who left

Filed annual accounts

as filed with the National Bank, click a year to choose it
Line Trend2025202420232022202120202019201820172016
Balance sheet: assets
20/58 379,235367,156782,578792,465869,798665,225506,334315,228293,807278,988
21/28 75,70176,605314,360324,090337,047337,806361,101130,435190,541200,442
22/27 7231,626239,382249,111262,068262,828286,12355,45692,075101,976
22 --236,758248,229259,700258,973265,820---
24 7231,6262,5307132,1243,53419,90754,98591,528101,354
26 --94170245320396471546622
28 74,97974,97974,97974,97974,97974,97974,97974,97998,46698,466
29/58 303,534290,551468,218468,375532,751327,419145,232184,794103,26678,546
29 251,802235,078224,239145,00045,000-40,95937,40634,47531,774
290 251,802235,078224,239145,00045,000-40,95937,40634,47531,774
3 ------39,90933,76236,764-
30/36 ------39,90933,76236,764-
40/41 23,60234,59139,66659,69662,28129,61345,04669,24630,68313,803
40 23,58219,43934,56048,37553,19228,31424,40160,01518,61113,798
41 1915,1525,10611,3219,0891,29920,6459,23112,0725
54/58 16,3519,113192,400254,546425,015297,14219,31844,3811,34532,969
490/1 11,78011,77011,9139,134455664----
Balance sheet: equity and liabilities
10/49 379,235367,156782,578792,465869,798665,225506,334315,228293,807278,988
10/15 206,425292,651284,693449,226414,953391,94243,49761,68951,95445,350
10/11 18,60018,60018,60018,60018,60018,60018,60018,60018,60018,600
100 ------18,60018,60018,60018,600
13 187,825274,051266,093430,626396,353373,34227,79443,08933,35426,750
130/1 ---1,8601,8601,860----
130 ------1,1111,111930890
1311 ---1,8601,8601,860----
132 17,72817,72817,72817,72817,72819,90126,68320,86314,7468,955
133 170,098256,323248,366411,038376,766351,582-21,11517,67816,905
14 -------2,898---
17/49 172,81074,505497,885343,239454,844273,283462,837253,540241,853233,638
17 --157,378172,988188,312211,348260,03181,220124,502167,025
170/4 --157,378172,988188,312211,348260,03181,220124,502167,025
42/48 172,81074,505340,382170,126266,53261,935202,806172,320117,00066,262
42 20,88450,000266,89816,58924,27749,901180,006143,28392,52341,778
44 6,994-4,0882,0088,1341,12912,58414,08715,2436,951
440/4 6,994-4,0882,0088,1341,12912,58414,08715,2436,951
45 42,05324,50558,3429,9277,65110,3349,36313,3548,20117,230
450/3 42,05324,50558,3429,9277,65110,3342,3816,0101,9107,844
454/9 ------6,9837,3456,2919,386
47/48 102,878-11,054141,603226,4705708521,5961,033304
492/3 --125125----350350
Income statement
76A -31,648--------
9900 113,93095,14066,34470,33625,60981,30071,40294,51382,407110,976
62 -----20,87837,98036,89833,97815,146
630 90390312,44012,95712,45919,11942,14436,61937,29856,745
640/8 6491,2311,3806875566182,1991,0371,0071,023
9901 112,37893,00552,52456,69212,59340,686-10,92119,95910,12438,061
75/76B 17,99011,298--371,064321,6634,4933,4052,7674,944
75 17,99011,298--371,064321,6634,4933,4052,7674,944
65/66B 4,04212,21810,43013,3926,86910,18010,9149,1054,3775,604
65 4,04212,21810,43013,3926,86910,18010,9149,1054,3775,604
9903 126,32592,08542,09443,300376,788352,169-17,34214,2598,51437,402
67/77 27,55119,12810,0189,0282,1953,7238504,5251,91010,651
9904 98,77572,95732,07634,272374,593348,446-18,1929,7346,60426,750
789 ----2,1736,782----
689 ------5,8206,1175,7918,955
9905 98,77572,95732,07634,272376,766355,228-24,0123,61881317,795
Appropriation of the result
9906 98,77572,95732,07634,272376,766352,331-24,0123,61881317,795
791/2 185,00065,000325,000-351,582-21,115---
691/2 98,77572,95732,07634,272376,766352,331-3,61881317,795
6920 -----749-18141890
6921 98,77572,95732,07634,272376,766351,582-3,43777316,905
694/7 185,00065,000325,000-351,582-----
694 185,00065,000325,000-351,582-----
Social balance sheet
9087 -----11110.8
Hours worked1013 -----7831,7781,7941,9911,200
Document PDFPDFPDFPDFPDFPDFPDFPDFPDFPDF

The notes to these accounts have 5 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.

Source: Annual accounts 2025 at the NBB, filed on 30-07-2026.

Download as CSV

Filings

each dot is a set of accounts, on the day it reached the National Bank
Financial year Type Filed Reference Document
31-12-2025 micro format 30-07-2026 2026-00385290 PDF
31-12-2024 micro format 31-08-2025 2025-00470652 PDF
31-12-2023 micro format 31-08-2024 2024-00427582 PDF
31-12-2022 micro format 01-09-2023 2023-00433900 PDF
31-12-2021 micro format 03-11-2022 2022-20485051 PDF
31-12-2020 micro format 31-08-2021 2021-64800498 PDF
31-12-2019 micro format 30-10-2020 2020-67800384 PDF
31-12-2018 micro format 30-08-2019 2019-60500028 PDF
31-12-2017 micro format 31-08-2018 2018-59100298 PDF
31-12-2016 abbreviated format 29-09-2017 2017-64900240 PDF

Key figures and ratios

per financial year, computed from the annual accounts
Line Trend2025202420232022202120202019201820172016
0-236,8522,710011,7006,782272,811-23,48827,397256,124
7,238-183,287-62,146-170,469127,873277,824-25,06343,036-31,624-
54.4%79.7%36.4%56.7%47.7%58.9%8.6%19.6%17.7%16.3%
47.9%24.9%11.3%7.6%90.3%88.9%-41.8%15.8%12.7%59.0%
26.0%19.9%4.1%4.3%43.1%52.4%-3.6%3.1%2.2%9.6%

A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.

Securities and guarantees

on own assets and for others
Item20252024202320222021
Mortgages, amount registered---€25,000-
---€466,500-
Carrying value of the mortgaged assets---€236,525-

Source: notes to the 2021 to 2025 annual accounts (statement of debts and off-balance-sheet rights and commitments)

Investments

fixed assets acquired
Item20252024202320222021
Tangible fixed assets--€2,710-€11,700
€903€903€12,440€12,957€12,459

Source: notes to the 2021 to 2025 annual accounts (statement of fixed assets)

Insights on UST

The operating result for 2025 is 21% higher than in 2024 and the highest since 2016. It is the second rise in a row, after the fall in 2023.

Debt's share of the balance-sheet total rises from 20.3% to 45.6%. Equity is lower and debt is higher.

Next steps

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