Chrisona is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €288k and a net result of €71k. Equity is growing by ~8.8% per year across the filed fiscal years. Its solvency ranks better than 71% of 7980 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
19 d late
2023
16 d late
2022
31 d late
2021
22 d late
2020
30 d late
2019
38 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
17-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€288k▲ 0.5%
2024 · €286k
2018: €129k
2019: €177k
2020: €233k
2021: €258k
2022: €314k
2023: €247k
2024: €286k
2018 → 2025
Net result
€71k▼ 26.0%
2024 · €97k
2018: €13k
2019: €47k
2020: €46k
2021: €18k
2022: €56k
2023: €94k
2024: €97k
2018 → 2025
Total assets
€389k▲ 1.2%
2024 · €384k
2018: €167k
2019: €223k
2020: €253k
2021: €285k
2022: €349k
2023: €417k
2024: €384k
2018 → 2025
Solvency
74.0%▼ 0.5pp
2024 · 74.5%
2018: 77.3%
2019: 79.1%
2020: 92.2%
2021: 90.4%
2022: 89.9%
2023: 59.2%
2024: 74.5%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€258k-€314k▲ 21.6%€247k▼ 21.4%€286k▲ 16.1%€288k▲ 0.5%
Operating result€22k-€78k▲ 256%€119k▲ 51.8%€129k▲ 8.7%€92k▼ 29.1%
Net result€18k-€56k▲ 204%€94k▲ 68.1%€97k▲ 3.0%€71k▼ 26.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 29% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €389k
Fixed assets
€232k▲ 1.0%
Current assets
€157k▲ 1.5%
Equity and liabilities €389k
Equity
€288k▲ 0.5%
Debt
€101k▲ 3.2%
The debt ratio rises from 25.5% to 26.0%. Equity and debt are higher.
Key figures and ratios
Solvency
74.0%▼
2024 · 74.5%
ROE
24.8%▼
2024 · 33.7%
ROA
18.4%▼
2024 · 25.1%
Debt
€101k▲
2024 · €98k
Debt ≤ 1 year
€101k▲
2024 · €98k
Income taxes
€19k▼
2024 · €39k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€384k€389k▲
Fixed assets21/28€230k€232k▲
Tangible fixed assets22/27€230k€232k▲
Land and buildings22€210k€211k▲
Plant, machinery and equipment23-€5k
Furniture and vehicles24€20k€16k▼
Current assets29/58€154k€157k▲
Amounts receivable within one year40/41€25k€51k▲
Trade receivables40€24k€29k▲
Other amounts receivable41€543€22k▲
Current investments50/53€87k€77k▼
Cash at bank and in hand54/58€43k€28k▼
Equity and liabilities
Total equity and liabilities10/49€384k€389k▲
Equity10/15€286k€288k▲
Contributions10/11€19k€19k=
Reserves13€219k€269k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€217k€267k▲
Profit (loss) carried forward14€49k-
Amounts payable17/49€98k€101k▲
Amounts payable within one year42/48€98k€101k▲
Trade debts44€355€19k▲
Suppliers440/4€355€19k▲
Taxes, remuneration and social security45€13k€22k▲
Taxes450/3€13k€22k▲
Other amounts payable47/48€84k€60k▼
Income statement
Code20242025
Non-recurring operating income76A€3k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€8k▼
Other operating charges640/8€298€1k▲
Gross operating margin9900€156k€101k▼
Operating profit (loss)9901€129k€92k▼
Financial income75/76B€7k€2k▼
Recurring financial income75€3k€2k▼
Non-recurring financial income76B€3k-
Financial charges65/66B€134€3k▲
Recurring financial charges65€134€3k▲
Profit (loss) for the period before taxes9903€136k€91k▼
Income taxes67/77€39k€19k▼
Profit (loss) for the period9904€97k€71k▼
Profit (loss) for the period to be appropriated9905€97k€71k▼
Appropriation of the result
Profit (loss) to be appropriated9906€145k€120k▼
Profit (loss) brought forward from the previous period14P€49k€49k=
Transfer from equity791/2€57k-
Transfer to equity691/2€97k€50k▼
To other reserves6921€97k€50k▼
Profit to be distributed694/7€57k€70k▲
Return on contributions (dividend)694€57k€70k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
19-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 19 days late
2024
31-12
Financial
Highest result since 2018net €97k ▲3%
Operating result €129k, net result €97k, both a record.
16-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 16 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 14.57
Current ratio from 5.77 to 14.57; short-term debt falls from €35k to €16k.
31-12
Financial
Equity above €200kEq €233k ▲32.1%
3 profitable years in a row build equity to €233k.
23-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Equity above €150kEq €177k ▲36.6%
2 profitable years in a row build equity to €177k.
28-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 28 days late
2018
12-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
05-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zoersel · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Handelslei 1722980 ZoerselGround area
520 m²
Building footprint
160 m²
Volume, LiDAR
958 m³
Parcel 11453I0171/00V010, Flanders · tallest building 10.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Chrisona
since 20142.237.047.058
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11453I0171/00V010 | Flanders | 520 m² | 1 · 160 m² | 10.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,726 companies in sector 64210 we hold annual accounts for 19,747. 13,738 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-11-2014
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
2 entriesE-mail:Bart.Sanders@telenet.be
Phone:0475 810 178