Use Me
ActiveSummary
Use Me has been active since 1999 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €65k and a net result of €1k. Equity is shrinking by ~10.1% per year across the filed fiscal years. Its solvency ranks better than 35% of 7029 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
67
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-20
Solvency60▼-18
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.11 against 1.93 in 2024; short-term debt: 51.9% and cash: 16.7% of total assets), and 64.7% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Two signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 30-01-2026, 1 day ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
1 d early
2024
3 d early
2023
21 d early
2022
on the day
2021
3 d early
2020
1 d late
2019
23 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close25-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€65k▼ 20.3%
2024 · €81k
2019: €96k
2020: €136k
2021: €106k
2022: €101k
2023: €68k
2024: €81k
2019 → 2025
Total assets
€184k▲ 19.0%
2024 · €155k
2019: €260k
2020: €291k
2021: €224k
2022: €202k
2023: €155k
2024: €155k
2019 → 2025
Net result
€1k▼ 94.3%
2024 · €26k
2019: €10k
2020: €40k
2021: €-30k
2022: €-5k
2023: €-32k
2024: €26k
2019 → 2025
Working capital
€10k▼ 63.1%
2024 · €28k
2019: €53k
2020: €80k
2021: €50k
2022: €47k
2023: €13k
2024: €28k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€106k-€101k▼ 5.1%€68k▼ 32.2%€81k▲ 19.1%€65k▼ 20.3%
Operating result€-22k-€911€-27k€30k€5k▼ 82.7%
Net result€-30k-€-5k▲ 81.6%€-32k▼ 496%€26k€1k▼ 94.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 83% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €184k
Fixed assets
€78k ▼ 18.7%
Current assets
€106k ▲ 80.6%
Equity and liabilities €184k
Equity
€65k ▼ 20.3%
Debt
€119k ▲ 62.6%
Debt's share of the balance-sheet total rises from 47.4% to 64.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€23k▼
2024 · €51k
Cash flow
€19k▼
2024 · €47k
Current ratio
1.11▼
2024 · 1.93
Debt to equity
1.84▲
2024 · 0.90
ROE
2.3%▼
2024 · 32.0%
ROA
0.8%▼
2024 · 16.9%
Interest coverage
6.11▼
2024 · 10.35
Debt ≤ 1 year
€95k▲
2024 · €30k
Debt > 1 year
€22k▼
2024 · €42k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 47 lines
Balance sheet
Code20242025
Assets
Total assets20/58€155k€184k▲
Fixed assets21/28€96k€78k▼
Tangible fixed assets22/27€96k€78k▼
Land and buildings22€92k€77k▼
Furniture and vehicles24€4k€1k▼
Current assets29/58€59k€106k▲
Amounts receivable within one year40/41€33k€75k▲
Trade receivables40€32k€75k▲
Other amounts receivable41€1k-
Cash at bank and in hand54/58€25k€31k▲
Deferred charges and accrued income490/1€515€78▼
Equity and liabilities
Total equity and liabilities10/49€155k€184k▲
Equity10/15€81k€65k▼
Contributions10/11€19k€19k=
Reserves13€103k€85k▼
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€101k€83k▼
Profit (loss) carried forward14€-40k€-39k▲
Amounts payable17/49€73k€119k▲
Amounts payable after more than one year17€42k€22k▼
Financial debts170/4€42k€22k▼
Amounts payable within one year42/48€30k€95k▲
Current portion of amounts payable after more than one year42€18k€19k▲
Trade debts44€2k€18k▲
Suppliers440/4€2k€18k▲
Advances received on contracts in progress46-€48k
Taxes, remuneration and social security45€11k€8k▼
Taxes450/3€11k€8k▼
Other amounts payable47/48-€3k
Accrued charges and deferred income492/3€1k€1k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€18k▼
Other operating charges640/8€1k€4k▲
Gross operating margin9900€52k€28k▼
Operating profit (loss)9901€30k€5k▼
Financial income75/76B€501€2▼
Recurring financial income75€501€2▼
Financial charges65/66B€5k€4k▼
Recurring financial charges65€5k€4k▼
Profit (loss) for the period before taxes9903€26k€1k▼
Profit (loss) for the period9904€26k€1k▼
Profit (loss) for the period to be appropriated9905€26k€1k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-40k€-39k▲
Profit (loss) brought forward from the previous period14P€-66k€-40k▲
Transfer from equity791/2€13k€18k▲
Profit to be distributed694/7€13k€18k▲
Return on contributions (dividend)694€13k€18k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
28-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
10-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Weakest financial yearnet €-32k
Net result drops to €-32k, the lowest in the series; recovery starts the following year.
31-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
28-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
01-02
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 1 day late
2020
30-06
Financial
Highest result since 2019net €40k ▲286%
Operating result €63k, net result €40k, both a record.
30-06
Financial
Equity above €100kEq €136k ▲41.1%
2 profitable years in a row build equity to €136k.
08-01
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
14-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1999
Ground area
64 m²
Building footprint
50 m²
Volume, LiDAR
506 m³
Parcel 11811L3695/00S000, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Admiraal de Boisotstraat 38, 2000 Antwerpen
since 19992.091.710.374
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3695/00S000 | Flanders | 64 m² | 1 · 50 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 9,862 companies in sector 73110 we hold annual accounts for 3,753. 3,026 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded13-01-1999
Fiscal year end30-06
Activities, NACEBEL 2025
73110Advertising agencies
Sources
Crossroads Bank for EnterprisesNational Bank · 26 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.