Us Hus
ActiveUs Hus has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €484k and a net result of €33k. Equity is growing by ~8.4% per year across the filed fiscal years. Its solvency ranks better than 52% of 1892 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
69
/ 100
Healthy▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability34▼-1
Solvency70▲+5
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity short (current ratio 0.76 against 0.55 in 2024), and 41.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Sector 63
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
58.1%
Return on assets
3.9%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-07-2026, 13 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
13 d early
2024
76 d early
2023
76 d early
2022
75 d early
2021
60 d early
2020
51 d early
2019
66 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€484k▲ 7.2%
2024 · €451k
2018: €273k
2019: €288k
2020: €323k
2021: €358k
2022: €395k
2023: €420k
2024: €451k
2018 → 2025
Total assets
€832k▲ 1.5%
2024 · €819k
2018: €1.46M
2019: €1.26M
2020: €395k
2021: €401k
2022: €790k
2023: €789k
2024: €819k
2018 → 2025
Net result
€33k▲ 3.8%
2024 · €31k
2018: €52k
2019: €16k
2020: €34k
2021: €35k
2022: €37k
2023: €25k
2024: €31k
2018 → 2025
Working capital
€-21k▲ 33.6%
2024 · €-31k
2018: €-729k
2019: €-485k
2020: €106k
2021: €181k
2022: €42k
2023: €-35k
2024: €-31k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€358k-€395k▲ 10.2%€420k▲ 6.4%€451k▲ 7.5%€484k▲ 7.2%
Operating result€50k-€53k▲ 7.3%€50k▼ 6.1%€55k▲ 8.9%€55k▲ 0.9%
Net result€35k-€37k▲ 3.3%€25k▼ 30.8%€31k▲ 23.6%€33k▲ 3.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 1% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €721k
Fixed assets
€656k▲ 0.1%
Current assets
€65k▲ 68.2%
Equity and liabilities €832k
Equity
€484k▲ 7.2%
Debt
€348k▼ 5.4%
The debt ratio falls from 44.9% to 41.9%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€100k▲
2024 · €74k
Cash flow
€77k▲
2024 · €50k
Solvency
58.1%▲
2024 · 55.1%
Current ratio
0.76▲
2024 · 0.55
Quick ratio
0.76▲
2024 · 0.55
Debt / equity
0.72▼
2024 · 0.82
ROE
6.7%▼
2024 · 6.9%
ROA
3.9%▲
2024 · 3.8%
Interest coverage
9.41▲
2024 · 6.79
Debt
€348k▼
2024 · €368k
Debt ≤ 1 year
€86k▲
2024 · €70k
Debt > 1 year
€262k▼
2024 · €298k
Income taxes
€12k▼
2024 · €12k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€819k€832k▲
Formation expenses20€125k€111k▼
Fixed assets21/28€655k€656k▲
Tangible fixed assets22/27€655k€656k▲
Land and buildings22€576k€586k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€77k€67k▼
Current assets29/58€39k€65k▲
Amounts receivable within one year40/41€7k€6k▼
Other amounts receivable41€7k€6k▼
Cash at bank and in hand54/58€32k€59k▲
Equity and liabilities
Total equity and liabilities10/49€819k€832k▲
Equity10/15€451k€484k▲
Contributions10/11€100k€100k=
Reserves13€351k€384k▲
Non-distributable reserves130/1€10k€10k=
Reserves not available under the articles1311€10k€10k=
Distributable reserves133€341k€374k▲
Amounts payable17/49€368k€348k▼
Amounts payable after more than one year17€298k€262k▼
Financial debts170/4€297k€262k▼
Other amounts payable178/9€595€595=
Amounts payable within one year42/48€70k€86k▲
Current portion of amounts payable after more than one year42€31k€36k▲
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€3k€4k▲
Suppliers440/4€3k€4k▲
Taxes, remuneration and social security45€87€9k▲
Taxes450/3€87€9k▲
Other amounts payable47/48€31k€37k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€19k€45k▲
Other operating charges640/8€1k€3k▲
Gross operating margin9900€75k€103k▲
Operating profit (loss)9901€55k€55k▲
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€11k€11k▼
Recurring financial charges65€11k€11k▼
Profit (loss) for the period before taxes9903€44k€45k▲
Income taxes67/77€12k€12k▼
Profit (loss) for the period9904€31k€33k▲
Profit (loss) for the period to be appropriated9905€31k€33k▲
Appropriation of the result
Profit (loss) to be appropriated9906€31k€33k▲
Transfer to equity691/2€31k€33k▲
To other reserves6921€31k€33k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
16-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
16-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Liquidity doublescurrent ratio 5.91
Current ratio from 2.75 to 5.91; short-term debt falls from €61k to €37k.
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Liquidity times 17current ratio 2.75
Current ratio from 0.16 to 2.75; short-term debt falls from €579k to €61k.
26-05
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €16k ▼69.5%
Net result drops to €16k, the lowest in the series; recovery starts the following year.
14-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
11-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
26-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Artoisstraat 38000 BruggeGround area
3,104 m²
Building footprint
2,061 m²
Volume, LiDAR
26,375 m³
2 parcels, Flanders · tallest building 25.1 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
Us Hus
since 20142.242.370.081
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31802B1142/00V002 | Flanders | 2,846 m² | 1 · 1,943 m² | 25.1 m · 5 fl. |
| 31804D1316/00S000 | Flanders | 258 m² | 1 · 117 m² | 15.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
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Of 3,142 companies in sector 63920 we hold annual accounts for 1,516. 988 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded23-05-2014
Fiscal year end31-12
Activities, NACEBEL
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
55204Guest rooms (bed and breakfast)
71121Engineering and related technical consultancy, excluding land surveyors
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.