CONSVLT
ActiveSummary
CONSVLT has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €853k and a net result of €55k. Equity is growing by ~12.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 1906 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability77▼-3
Solvency100=
Growth48▼-20
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 64.86 against 76.67 in 2024; short-term debt: 1.5% and cash: 97% of total assets), and 2.3% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 63
Relative position
BE, all sectors
reference
Computing infrastructure, data processing, hosting and other information service activities (NACE 63)
about 52% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
97.7%
Return on assets
6.3%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
32 d late
2021
61 d late
2020
26 d late
2019
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€178k▼ 0.9%
2021 · €180k
2018: €155k
2019: €102k▼ -34.2% vs 2018lowest value
2020: €172k▲ +68.3% vs 2019
2021: €180k▲ +4.7% vs 2020highest value
2025: €178k
2018 → 2025
EBIT margin
44.3%▼ 10.8pp
2021 · 55.0%
2018: 47.6%
2019: 30.3%▼ -36.3% vs 2018lowest value
2020: 58.2%▲ +92.3% vs 2019highest value
2021: 55.0%▼ -5.5% vs 2020
2025: 44.3%
2018 → 2025
Net result
€55k▼ 24.2%
2024 · €73k
2018: €58k
2019: €24k▼ -58.3% vs 2018lowest in 8 years
2020: €79k▲ +229% vs 2019highest in 8 years
2021: €79k▼ -0.9% vs 2020
2022: €77k▼ -1.6% vs 2021
2023: €79k▲ +2.1% vs 2022
2024: €73k▼ -7.9% vs 2023
2025: €55k▼ -24.2% vs 2024
2018 → 2025
Working capital
€859k▲ 6.6%
2024 · €806k
2018: €388klowest in 8 years
2019: €411k▲ +5.9% vs 2018
2020: €491k▲ +19.5% vs 2019
2021: €576k▲ +17.3% vs 2020
2022: €645k▲ +11.9% vs 2021
2023: €731k▲ +13.3% vs 2022
2024: €806k▲ +10.2% vs 2023
2025: €859k▲ +6.6% vs 2024highest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€180k-€178k
2021: €180k
2025: €178k
Equity€570k-€646k▲ 13.3%€725k▲ 12.2%€798k▲ 10.0%€853k▲ 6.9%
2021: €570klowest in 5 years
2022: €646k▲ +13.3% vs 2021
2023: €725k▲ +12.2% vs 2022
2024: €798k▲ +10.0% vs 2023
2025: €853k▲ +6.9% vs 2024highest in 5 years
Operating result€99k-€98k▼ 1.4%€100k▲ 2.7%€102k▲ 1.2%€79k▼ 22.2%
2021: €99k
2022: €98k▼ -1.4% vs 2021
2023: €100k▲ +2.7% vs 2022
2024: €102k▲ +1.2% vs 2023highest in 5 years
2025: €79k▼ -22.2% vs 2024lowest in 5 years
Net result€79k-€77k▼ 1.6%€79k▲ 2.1%€73k▼ 7.9%€55k▼ 24.2%
2021: €79k
2022: €77k▼ -1.6% vs 2021
2023: €79k▲ +2.1% vs 2022highest in 5 years
2024: €73k▼ -7.9% vs 2023
2025: €55k▼ -24.2% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 22% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €873k
Fixed assets
€0 ▼ 100.0%
Current assets
€873k ▲ 6.9%
Equity and liabilities €873k
Equity
€853k ▲ 6.9%
Debt
€20k ▲ 4.3%
Debt's share of the balance-sheet total falls from 2.4% to 2.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€79k▼
2024 · €102k
Cash flow
€56k▼
2024 · €74k
Current ratio
64.86▼
2024 · 76.67
Debt to equity
0.02▼
2024 · 0.02
ROE
6.5%▼
2024 · 9.1%
ROA
6.3%▼
2024 · 8.9%
Debt ≤ 1 year
€13k▲
2024 · €11k
Income taxes
€24k▼
2024 · €29k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet
Code20242025
Assets
Total assets20/58€817k€873k▲
Fixed assets21/28€439€0▼
Tangible fixed assets22/27€439€0▼
Furniture and vehicles24-€0
Other tangible fixed assets26€439-
Current assets29/58€816k€873k▲
Amounts receivable within one year40/41€14k€27k▲
Trade receivables40€14k€27k▲
Cash at bank and in hand54/58€803k€846k▲
Equity and liabilities
Total equity and liabilities10/49€817k€873k▲
Equity10/15€798k€853k▲
Contributions10/11€12k€12k=
Reserves13€75k€130k▲
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Distributable reserves133€73k€128k▲
Profit (loss) carried forward14€711k€711k=
Amounts payable17/49€19k€20k▲
Amounts payable within one year42/48€11k€13k▲
Trade debts44€3k€189▼
Suppliers440/4€3k€189▼
Taxes, remuneration and social security45-€4k
Taxes450/3-€994
Remuneration and social security454/9-€3k
Other amounts payable47/48€8k€9k▲
Accrued charges and deferred income492/3€9k€7k▼
Income statement
Code20242025
Turnover70-€178k
Goods, raw materials, services and sundry goods60/61-€99k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€989€439▼
Gross operating margin9900€102k€79k▼
Operating profit (loss)9901€102k€79k▼
Financial charges65/66B€280-
Recurring financial charges65€280-
Profit (loss) for the period before taxes9903€101k€79k▼
Income taxes67/77€29k€24k▼
Profit (loss) for the period9904€73k€55k▼
Profit (loss) for the period to be appropriated9905€73k€55k▼
Appropriation of the result
Profit (loss) to be appropriated9906€783k€766k▼
Profit (loss) brought forward from the previous period14P€711k€711k=
Transfer to equity691/2€73k€55k▼
To other reserves6921€73k€55k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Turnover70 | €180k | - | - | - | €178k | - |
| Goods, raw materials, services and sundry goods60/61 | €79k | - | - | - | €99k | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €2k | €1k | €989 | €989 | €439 | ▼ 55.6% |
| Gross operating margin9900 | €101k | €99k | €101k | €102k | €79k | ▼ 22.5% |
| Operating profit (loss)9901 | €99k | €98k | €100k | €102k | €79k | ▼ 22.2% |
| Financial income75/76B | - | €13 | - | - | - | - |
| Recurring financial income75 | - | €13 | - | - | - | - |
| Financial charges65/66B | €13 | €20 | €104 | €280 | - | - |
| Recurring financial charges65 | €13 | €20 | €104 | €280 | - | - |
| Profit (loss) for the period before taxes9903 | €99k | €98k | €100k | €101k | €79k | ▼ 21.9% |
| Income taxes67/77 | €20k | €20k | €21k | €29k | €24k | ▼ 16.2% |
| Profit (loss) for the period9904 | €79k | €77k | €79k | €73k | €55k | ▼ 24.2% |
| Profit (loss) for the period to be appropriated9905 | €79k | €77k | €79k | €73k | €55k | ▼ 24.2% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €584k | €649k | €773k | €817k | €873k | ▲ 6.8% |
| Fixed assets21/28 | €463 | €1k | €1k | €439 | €0 | ▼ 100.0% |
| Tangible fixed assets22/27 | €463 | €1k | €1k | €439 | €0 | ▼ 100.0% |
| Furniture and vehicles24 | - | - | - | - | €0 | - |
| Other tangible fixed assets26 | €463 | €1k | €1k | €439 | - | - |
| Current assets29/58 | €583k | €648k | €771k | €816k | €873k | ▲ 6.9% |
| Amounts receivable within one year40/41 | €17k | €24k | €32k | €14k | €27k | ▲ 96.7% |
| Trade receivables40 | €15k | €20k | €32k | €14k | €27k | ▲ 96.7% |
| Other amounts receivable41 | €3k | €4k | - | - | - | - |
| Cash at bank and in hand54/58 | €566k | €624k | €739k | €803k | €846k | ▲ 5.4% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €584k | €649k | €773k | €817k | €873k | ▲ 6.8% |
| Equity10/15 | €570k | €646k | €725k | €798k | €853k | ▲ 6.9% |
| Contributions10/11 | €12k | €12k | €12k | €12k | €12k | = |
| Capital10 | €12k | - | - | - | - | - |
| Issued capital100 | €19k | - | - | - | - | - |
| Uncalled capital101 | €6k | - | - | - | - | - |
| Reserves13 | €2k | €2k | €2k | €75k | €130k | ▲ 73.9% |
| Non-distributable reserves130/1 | €2k | €2k | €2k | €2k | €2k | = |
| Legal reserve130 | €2k | - | - | - | - | - |
| Reserves not available under the articles1311 | - | €2k | €2k | €2k | €2k | = |
| Distributable reserves133 | - | - | - | €73k | €128k | ▲ 75.8% |
| Profit (loss) carried forward14 | €556k | €632k | €711k | €711k | €711k | = |
| Amounts payable17/49 | €14k | €3k | €48k | €19k | €20k | ▲ 4.3% |
| Amounts payable within one year42/48 | €7k | €3k | €41k | €11k | €13k | ▲ 26.4% |
| Trade debts44 | €2k | - | €2k | €3k | €189 | ▼ 93.6% |
| Suppliers440/4 | €2k | - | €2k | €3k | €189 | ▼ 93.6% |
| Taxes, remuneration and social security45 | - | €987 | €34k | - | €4k | - |
| Taxes450/3 | - | €987 | €254 | - | €994 | - |
| Remuneration and social security454/9 | - | - | €34k | - | €3k | - |
| Other amounts payable47/48 | €5k | €2k | €4k | €8k | €9k | ▲ 14.5% |
| Accrued charges and deferred income492/3 | €7k | €314 | €7k | €9k | €7k | ▼ 23.0% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €79k | €77k | €79k | €73k | €55k | ▼ 24.2% |
| + Depreciation and write-downs630 | €2k | €1k | €989 | €989 | €439 | ▼ 55.6% |
| Operating cash flow (approximation) | €80k | €78k | €80k | €74k | €56k | ▼ 24.6% |
| Investment in fixed assets (approximation) | - | €-2k | €-1k | €0 | €0 | - |
| Change in cash | - | €58k | €115k | €64k | €43k | ▼ 32.0% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Liquidity quadruplescurrent ratio 76.67
Current ratio from 19.04 to 76.67; short-term debt falls from €41k to €11k.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
01-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 32 days late
2022
31-12
Financial
Liquidity triplescurrent ratio 242.90
Current ratio from 83.08 to 242.90; short-term debt falls from €7k to €3k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Equity above €500kEq €570k ▲15.6%
4 profitable years in a row build equity to €570k.
26-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 26 days late
2020
31-12
Financial
Highest result since 2018net €79k ▲229%
Net result €79k, the highest in the series.
24-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €24k ▼58.3%
Net result drops to €24k, the lowest in the series; recovery starts the following year.
Show earlier events
24-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 24 days late
2018
19-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2012
Ground area
130 m²
Building footprint
124 m²
Volume, LiDAR
179 m³
2 parcels, Flanders · tallest building 6.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
CONSVLT
since 20122.208.437.897
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432D0031/00S000 | Flanders | 97 m² | 1 · 94 m² | - |
| 24432D0031/00P000 | Flanders | 33 m² | 1 · 31 m² | 6.7 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 3,152 companies in sector 63920 we hold annual accounts for 1,525. 786 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded28-02-2012
Fiscal year end31-12
Activities, NACEBEL 2025
63920Other information service activities
64210Activities of holding companies
64999Other financial services
Scores and ratios are computed by Checked and are not a credit decision.