Urbike

Active

Cooperative companyfounded 20188 yrs activeVan Volxemlaan 289, 1190 Vorst, BelgiumKBO/BCE: BE 0692.733.319

The computed 12-month bankruptcy probability of Urbike is 2.4% (moderate). The 2025 annual accounts show negative equity (€-4k) and a net result of €-197k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 9% of 865 sector peers (fiscal year 2025). The company has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals.

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Checked score

Score 2025

36 / 100

Weak

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-47

Solvency25▼-18

Growth58=

Track record100

Bankruptcy probability, 12 months

2.4% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity tight (current ratio 1.36 against 1.83 in 2024; short-term debt: 66.8% and cash: 33.3% of total assets), and equity is negative.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Ten signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Lower-risk legal form

Companies with this legal form statistically fail less often than a BV.

KBO · legal form

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 49

Relative position

BE, all sectors

reference

Sector 49

higher

← fewer bankruptcies more bankruptcies →

Multiple establishment units

Several establishment units mean more fixed costs, and such companies fail more often than a company with one establishment.

KBO · establishment units

Higher-failure-rate region

In this region companies fail more often than in the rest of the country.

KBO · registered office

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

-0.5%

Return on assets

-24.5%

Age of the figures

9 mo

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Negative equity

The 2025 annual accounts show negative equity and a net loss.

NBB · annual accounts 2025

Equity per financial year

19202122232425

2019 to 2025 · latest year €-4k

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 11-06-2026, 50 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

50 d early

2024

23 d late

2023

27 d late

2022

17 d early

2021

26 d late

2020

30 d late

2019

77 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

22-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, full schema

Turnover

Not included in this filing

EBIT margin

Not included in this filing

Net result

€-197k▼ 201%

2024 · €-65k

2019: €-231k 2020: €47k 2021: €-248k 2022: €-333k 2023: €-286k 2024: €-65k

2019 → 2025

Working capital

€194k▼ 53.3%

2024 · €416k

2019: €310k 2020: €819k 2021: €275k 2022: €724k 2023: €598k 2024: €416k

2019 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line20212022202320242025Trend

Equity€299k-€652k▲ 118%€258k▼ 60.5%€192k▼ 25.5%€-4k

Operating result€-257k-€-326k▼ 27.2%€-272k▲ 16.7%€-52k▲ 80.8%€-188k▼ 261%

Net result€-248k-€-333k▼ 34.0%€-286k▲ 14.1%€-65k▲ 77.1%€-197k▼ 201%

Result per fiscal year

Operating resultNet result

The operating result stays negative: a loss of €188k in 2025 against €52k in 2024; the loss grows.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €804k

90.9%

Fixed assets €73k▼ 53.9%

Current assets €731k▼ 20.2%

Key figures and ratios

2025 value · change against 2024

EBITDA

€-113k▼

2024 · €58k

Cash flow

€-123k▼

2024 · €45k

Solvency

-0.5%▼

2024 · 17.9%

Current ratio

1.36▼

2024 · 1.83

Quick ratio

1.35▼

2024 · 1.81

ROA

-24.5%▼

2024 · -6.1%

Interest coverage

-8.26▼

2024 · 4.28

Debt

€808k▼

2024 · €883k

Debt ≤ 1 year

€537k▲

2024 · €501k

Debt > 1 year

€271k▼

2024 · €317k

Income taxes

€379

Staff costs

€665k▼

2024 · €719k

A ratio outside any meaningful range has been withheld (balance sheet total €804k, equity €-4k).

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€1.07M€804k▼

Formation expenses20€465€118▼

Fixed assets21/28€158k€73k▼

Intangible fixed assets21€18k€9k▼

Tangible fixed assets22/27€121k€43k▼

Furniture and vehicles24€116k€38k▼

Other tangible fixed assets26€5k€4k▼

Financial fixed assets28€19k€21k▲

Current assets29/58€917k€731k▼

Stocks and contracts in progress3€11k€5k▼

Stocks30/36€11k€5k▼

Amounts receivable within one year40/41€607k€426k▼

Trade receivables40€252k€248k▼

Other amounts receivable41€356k€178k▼

Cash at bank and in hand54/58€266k€268k▲

Deferred charges and accrued income490/1€32k€32k▲

Equity and liabilities

Total equity and liabilities10/49€1.07M€804k▼

Equity10/15€192k€-4k▼

Contributions10/11€1.31M€1.31M▲

Profit (loss) carried forward14€-1.12M€-1.31M▼

Amounts payable17/49€883k€808k▼

Amounts payable after more than one year17€317k€271k▼

Financial debts170/4€317k€271k▼

Amounts payable within one year42/48€501k€537k▲

Current portion of amounts payable after more than one year42€46k€47k▲

Financial debts43-€150k

Credit institutions430/8-€150k

Trade debts44€182k€190k▲

Suppliers440/4€182k€190k▲

Taxes, remuneration and social security45€162k€122k▼

Taxes450/3€36k€38k▲

Remuneration and social security454/9€127k€84k▼

Other amounts payable47/48€111k€29k▼

Accrued charges and deferred income492/3€65k-

Income statement Code20242025

Non-recurring operating income76A€500€6k▲

Remuneration, social security and pensions62€719k€665k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€110k€75k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€7k€-4k▼

Other operating charges640/8€6k€4k▼

Non-recurring operating charges66A-€33k

Gross operating margin9900€791k€585k▼

Operating profit (loss)9901€-52k€-188k▼

Financial income75/76B€252€5k▲

Recurring financial income75€252€5k▲

Financial charges65/66B€14k€14k▲

Recurring financial charges65€14k€14k▲

Profit (loss) for the period before taxes9903€-65k€-197k▼

Income taxes67/77-€379

Profit (loss) for the period9904€-65k€-197k▼

Profit (loss) for the period to be appropriated9905€-65k€-197k▼

Appropriation of the result

Profit (loss) to be appropriated9906€-1.12M€-1.31M▼

Profit (loss) brought forward from the previous period14P€-1.05M€-1.12M▼

Social balance

Average headcount (FTE)908713.714.9▲

The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 13Financial 5Gazette 1Filings 7

Next filing, fiscal year 2026, expected by 31-07-2027

2026

30-07

State Gazette act Miscellaneous

General meeting · Statutes amendment · Auditor appointment4 facts ▸

General meeting, 28 juillet 2026
Statutes amendment
Statutes amendment
Auditor appointment, BST REVISEURS D'ENTREPRISES - BST BEDRIJFREVISOREN (réviseur d’entreprise)

11-06

NBB filing Annual accounts filed

fiscal year 2025 · full schema

2025

23-08

NBB filing Annual accounts filed

fiscal year 2024 · full schema · 23 days late

2024

27-08

NBB filing Annual accounts filed

fiscal year 2023 · full schema · 27 days late

2023

14-07

NBB filing Annual accounts filed

fiscal year 2022 · micro schema

2022

31-12

Financial Weakest financial yearnet €-333k

Net result drops to €-333k, the lowest in the series; recovery starts the following year.

31-12

Financial Liquidity doublescurrent ratio 3.25

Current ratio from 1.53 to 3.25; short-term debt falls from €515k to €322k.

31-12

Financial Equity above €500kEq €652k ▲118%

Equity rises from €299k to €652k.

26-08

NBB filing Annual accounts filed

fiscal year 2021 · micro schema · 26 days late

2021

30-08

NBB filing Annual accounts filed

fiscal year 2020 · micro schema · 30 days late

2020

31-12

Financial Back to profitnet €47k

Net result €47k after one loss-making year.

31-12

Financial Equity above €500kEq €725k ▲221%

Equity rises from €226k to €725k.

15-05

NBB filing Annual accounts filed

fiscal year 2019 · micro schema

Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.

Location & real-estate footprint

Registered office, Vorst · 5 establishment units since 2018

establishment approximate All 5 establishment units on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Van Volxemlaan 2891190 Vorst

Ground area

4.6 ha

Building footprint

1.1 ha

Volume, LiDAR

92,901 m³

5 parcels, Brussels, Flanders, Wallonia · tallest building 21.8 m, ±7 floors. Linked by address, not a title deed.

5 establishment units

Urbike

Van Volxemlaan 289, 1190 VorstManufacture of machinery and equipment not elsewhere classified

since 20182.275.386.408

Urbike Liège

Quai des Tanneurs 2, 4020 LiègeManufacture of machinery and equipment not elsewhere classified

since 20192.286.468.459

urbike Gent

Wiedauwkaai 23, 9000 GentManufacture of machinery and equipment not elsewhere classified

since 20202.298.010.073

Urbike Anderlecht

Veeartsenstraat 42, 1070 AnderlechtManufacture of machinery and equipment not elsewhere classified

since 20212.314.979.531

Urbike Lorand

Georges Lorandstraat 15, 1050 ElseneManufacture of machinery and equipment not elsewhere classified

since 20212.321.550.983

5 parcels

Flanders 1 (20%) Wallonia 1 (20%) Brussels 3 (60%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
21305C0326/00Y002 ProtectedMonument · Site or landscapeVeeartsenijschool van Kuregem en het park	Brussels	3.2 ha	1 · 2,600 m²	19.7 m · 3 fl.
44807G0227/00V002	Flanders	1.4 ha	1 · 8,125 m²	17.3 m · 2 fl.
21007A0064/00X005	Brussels	312 m²	1 · 100 m²	14.8 m · 4 fl.
62808A0326/00L000	Wallonia	177 m²	1 · 134 m²	21.8 m · 7 fl.
21009A0957/00E010	Brussels	162 m²	1 · 82 m²	19.0 m · 5 fl.