CargoCooL
ActiveSummary
The annual accounts of CargoCooL for fiscal year 2025 show a net loss of 53% of total assets and of 90% of the equity at the start of that year. The 2025 annual accounts show equity of €115,352 and a net result of -€69,960. Its solvency ranks better than 91% of 4664 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
59
/ 100
Fair
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0=
Solvency100▲+19
Growth78
Track record94
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €6,000 at 30 days only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 7.55 against 2.19 in 2024; short-term debt: 13.1% and cash: 78.2% of total assets), and 13.1% of the assets are financed with debt.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Land transport and transport via pipelines (NACE 49)
about 141% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
86.9%
Return on assets
-52.7%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
28 d early
2024
27 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 1 day before the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
€115,352▲ 48.6%
2024 · €77,612
Total assets
€132,668▼ 4.7%
2024 · €139,260
Net result
-€69,960▲ 55.1%
2024 · -€155,688
Working capital
€113,475▲ 54.6%
2024 · €73,412
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20242025
Operating result-€154,393--€69,131▲ 55.2%
Net result-€155,688--€69,960▲ 55.1%
Equity€77,612-€115,352▲ 48.6%
Total assets€139,260-€132,668▼ 4.7%
Debt€61,648-€17,317▼ 71.9%
Working capital€73,412-€113,475▲ 54.6%
Staff (FTE)0.5-1▲ 100%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €69,131 in 2025 against €154,393 in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €132,668
Fixed assets
€1,877 ▼ 55.3%
Current assets
€130,791 ▼ 3.2%
Equity and liabilities €132,668
Equity
€115,352 ▲ 48.6%
Debt
€17,317 ▼ 71.9%
Debt's share of the balance-sheet total falls from 44.3% to 13.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
-€66,809▲
2024 · -€152,885
Cash flow
-€67,637▲
2024 · -€154,180
Current ratio
7.55▲
2024 · 2.19
Debt to equity
0.15▼
2024 · 0.79
ROE
-60.6%▲
2024 · -200.6%
ROA
-52.7%▲
2024 · -111.8%
Interest coverage
-70.84▲
2024 · -118.08
Debt ≤ 1 year
€17,317▼
2024 · €61,648
Staff costs
€32,666▲
2024 · €25,535
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Remuneration, social security and pensions62 | €25,535 | €32,666 | ▲ 27.9% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,508 | €2,323 | ▲ 54.0% |
| Gross operating margin9900 | -€127,350 | -€34,143 | ▲ 73.2% |
| Operating profit (loss)9901 | -€154,393 | -€69,131 | ▲ 55.2% |
| Financial income75/76B | €0 | €115 | ▲ 190,767% |
| Recurring financial income75 | €0 | €115 | ▲ 190,767% |
| Financial charges65/66B | €1,295 | €943 | ▼ 27.2% |
| Recurring financial charges65 | €1,295 | €943 | ▼ 27.2% |
| Profit (loss) for the period before taxes9903 | -€155,688 | -€69,960 | ▲ 55.1% |
| Profit (loss) for the period9904 | -€155,688 | -€69,960 | ▲ 55.1% |
| Profit (loss) for the period to be appropriated9905 | -€155,688 | -€69,960 | ▲ 55.1% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Assets | |||
| Total assets20/58 | €139,260 | €132,668 | ▼ 4.7% |
| Fixed assets21/28 | €4,200 | €1,877 | ▼ 55.3% |
| Intangible fixed assets21 | €1,896 | €948 | ▼ 50.0% |
| Tangible fixed assets22/27 | €2,054 | €679 | ▼ 67.0% |
| Furniture and vehicles24 | €2,054 | €679 | ▼ 67.0% |
| Financial fixed assets28 | €250 | €250 | = |
| Current assets29/58 | €135,060 | €130,791 | ▼ 3.2% |
| Amounts receivable within one year40/41 | €38,908 | €25,435 | ▼ 34.6% |
| Trade receivables40 | €15,584 | €6,344 | ▼ 59.3% |
| Other amounts receivable41 | €23,324 | €19,091 | ▼ 18.1% |
| Cash at bank and in hand54/58 | €92,914 | €103,800 | ▲ 11.7% |
| Deferred charges and accrued income490/1 | €3,238 | €1,556 | ▼ 51.9% |
| Equity and liabilities | |||
| Total equity and liabilities10/49 | €139,260 | €132,668 | ▼ 4.7% |
| Equity10/15 | €77,612 | €115,352 | ▲ 48.6% |
| Contributions10/11 | €233,300 | €341,000 | ▲ 46.2% |
| Profit (loss) carried forward14 | -€155,688 | -€225,648 | ▼ 44.9% |
| Amounts payable17/49 | €61,648 | €17,317 | ▼ 71.9% |
| Amounts payable within one year42/48 | €61,648 | €17,317 | ▼ 71.9% |
| Trade debts44 | €58,841 | €11,824 | ▼ 79.9% |
| Suppliers440/4 | €58,841 | €11,824 | ▼ 79.9% |
| Taxes, remuneration and social security45 | €2,807 | €5,492 | ▲ 95.7% |
| Taxes450/3 | €4 | - | - |
| Remuneration and social security454/9 | €2,803 | €5,492 | ▲ 95.9% |
| Line | 2024 | 2025 | Change |
|---|---|---|---|
| Profit (loss) for the period9904 | -€155,688 | -€69,960 | ▲ 55.1% |
| + Depreciation and write-downs630 | €1,508 | €2,323 | ▲ 54.0% |
| Operating cash flow (approximation) | -€154,180 | -€67,637 | ▲ 56.1% |
| Investment in fixed assets (approximation) | - | €0 | - |
| Change in cash | - | €10,886 | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Liquidity triplescurrent ratio 7.55
Current ratio from 2.19 to 7.55; short-term debt falls from €61,648 to €17,317.
31-12
Financial
Equity above €100,000Eq €115,352 ▲48.6%
Equity rises from €77,612 to €115,352.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2023
Ground area
1.1 ha
Building footprint
2.5 ha
Volume, LiDAR
212,747 m³
2 parcels, Flanders · tallest building 21.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
Kolonel Begaultlaan 9, 3012 Leuven
since 20232.351.308.407
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24432D0144/00L002 | Flanders | 8,404 m² | 1 · 5,038 m² | 12.4 m · 2 fl. |
| 24126D0194/00S003 | Flanders | 2,150 m² | 1 · 2.0 ha | 21.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Owners and holdings
1 ownerOwners 1
- Sourceaccounts Urbike 20250.2%
Holdings 0
No holding stated in the accounts, acts or LEI register we read.
According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.
Connections & network
No current directors or connected companies found in the register.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLeuven2.351.308.407
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Of 12,584 companies in sector 49410 we hold annual accounts for 8,199. 6,373 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formCooperative company
Founded28-06-2023
Fiscal year end31-12
Activities, NACEBEL 2025
49410Freight transport by road
53200Other postal and courier activities
46713Wholesale trade
47632Retail sale of bicycles
70200Business and other management consultancy
77210Renting and leasing of sports and recreation goods
Contact
E-mail
leuven@urbike.be
E-invoicing
Reachable via Peppol
Peppol ID
0208:0803282338
Registered
13-01-2026
Register as of 26 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.