F&D TRANS
ActiveF&D TRANS has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €45k and a net result of €27k. Equity is growing by ~13% per year across the filed fiscal years. Its solvency ranks better than 13% of 1822 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+38
Solvency15▼-83
Growth58▼-20
Stability100
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.98 against 2.8 in 2024), and 93.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 49
Relative position
BE, all sectors
reference
Sector 49
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
6.7%
Return on assets
4.1%
Age of the figures
14 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 13% of 1822 sector peers (2025).
NBB · sector comparisonPosition among 1822 sector peers
Solvency
better than 13%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-01-2026, 16 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
16 d early
2024
on the day
2023
1 d early
2022
23 d late
2021
4 d early
2020
3 d early
2019
2 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close12-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€45k▼ 86.5%
2024 · €334k
2019: €181k
2020: €118k
2021: €211k
2022: €261k
2023: €293k
2024: €334k
2019 → 2025
Total assets
€670k▲ 15.7%
2024 · €579k
2019: €370k
2020: €341k
2021: €495k
2022: €529k
2023: €532k
2024: €579k
2019 → 2025
Net result
€27k▼ 33.6%
2024 · €41k
2019: €-12k
2020: €-63k
2021: €93k
2022: €50k
2023: €24k
2024: €41k
2019 → 2025
Working capital
€-11k
2024 · €267k
2019: €127k
2020: €22k
2021: €50k
2022: €163k
2023: €208k
2024: €267k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€211k-€261k▲ 23.9%€293k▲ 12.0%€334k▲ 14.0%€45k▼ 86.5%
Operating result€93k-€58k▼ 38.3%€31k▼ 46.6%€42k▲ 36.5%€42k▲ 0.3%
Net result€93k-€50k▼ 45.7%€24k▼ 51.6%€41k▲ 68.6%€27k▼ 33.6%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 0% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €670k
Fixed assets
€174k▲ 6.9%
Current assets
€495k▲ 19.1%
Equity and liabilities €670k
Equity
€45k▼ 86.5%
Debt
€624k▲ 155%
The debt ratio rises from 42.3% to 93.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€121k▲
2024 · €113k
Cash flow
€106k▼
2024 · €112k
Solvency
6.7%▼
2024 · 57.7%
Current ratio
0.98▼
2024 · 2.80
Quick ratio
0.98▼
2024 · 2.80
Debt / equity
13.82▲
2024 · 0.73
ROE
60.4%▲
2024 · 12.3%
ROA
4.1%▼
2024 · 7.1%
Interest coverage
18.22▼
2024 · 29.35
Debt
€624k▲
2024 · €245k
Debt ≤ 1 year
€506k▲
2024 · €149k
Debt > 1 year
€118k▲
2024 · €96k
Income taxes
€11k▼
2024 · €14k
Staff costs
€663k▼
2024 · €819k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€579k€670k▲
Fixed assets21/28€163k€174k▲
Intangible fixed assets21-€11k
Tangible fixed assets22/27€151k€152k▲
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€148k€150k▲
Financial fixed assets28€12k€12k=
Current assets29/58€416k€495k▲
Amounts receivable within one year40/41€352k€418k▲
Trade receivables40€225k€195k▼
Other amounts receivable41€127k€223k▲
Cash at bank and in hand54/58€51k€60k▲
Deferred charges and accrued income490/1€13k€17k▲
Equity and liabilities
Total equity and liabilities10/49€579k€670k▲
Equity10/15€334k€45k▼
Contributions10/11€19k€19k=
Reserves13€315k€27k▼
Tax-exempt reserves132€27k€27k=
Distributable reserves133€289k€0▼
Profit (loss) carried forward14-€0
Amounts payable17/49€245k€624k▲
Amounts payable after more than one year17€96k€118k▲
Financial debts170/4€96k€118k▲
Amounts payable within one year42/48€149k€506k▲
Current portion of amounts payable after more than one year42€40k€39k▼
Trade debts44€68k€76k▲
Suppliers440/4€68k€76k▲
Taxes, remuneration and social security45€39k€75k▲
Taxes450/3€6k€36k▲
Remuneration and social security454/9€33k€39k▲
Other amounts payable47/48€1k€316k▲
Income statement
Code20242025
Remuneration, social security and pensions62€819k€663k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€71k€79k▲
Other operating charges640/8€831€1k▲
Gross operating margin9900€933k€785k▼
Operating profit (loss)9901€42k€42k▲
Financial income75/76B€17k€3k▼
Recurring financial income75€5k€1k▼
Non-recurring financial income76B€13k€2k▼
Financial charges65/66B€4k€7k▲
Recurring financial charges65€4k€7k▲
Profit (loss) for the period before taxes9903€55k€39k▼
Transfer to deferred taxes680€0-
Income taxes67/77€14k€11k▼
Profit (loss) for the period9904€41k€27k▼
Transfer to tax-exempt reserves689€13k€0▼
Profit (loss) for the period to be appropriated9905€29k€27k▼
Appropriation of the result
Profit (loss) to be appropriated9906€29k€27k▼
Transfer from equity791/2-€289k
Transfer to equity691/2€29k€0▼
To other reserves6921€29k€0▼
Profit to be distributed694/7-€316k
Return on contributions (dividend)694-€316k
Social balance
Average headcount (FTE)908718.213.7▼
The notes to these accounts (23 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
15-01
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-01
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
23-02
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
27-01
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-06
Financial
Back to profitnet €93k
Net result €93k after 2 loss-making years.
30-06
Financial
Equity above €200kEq €211k ▲78.4%
Equity rises from €118k to €211k.
28-01
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-06
Financial
Weakest financial yearnet €-63k
Net result drops to €-63k, the lowest in the series; recovery starts the following year.
29-01
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-01
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Aalst · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hekkestraat 479308 AalstGround area
4,679 m²
Building footprint
2,410 m²
Volume, LiDAR
12,519 m³
Parcel 41029B0263/00B000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
F&D Trans
since 20172.270.644.195
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41029B0263/00B000 | Flanders | 4,679 m² | 1 · 2,410 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ROYAL TRANSPORT
BE 0737.911.761
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BADI & MOUDI TRANS
BE 0657.975.942
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ADRIAN TRANS & SERVICES
BE 0678.858.161
Tubize · Eq €45k
UMUT TRANS
BE 1017.272.058
Schaarbeek · Eq €45k
AUTO VIRAGE
BE 0791.598.588
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Of 12,442 companies in sector 49410 we hold annual accounts for 8,083. 5,828 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded05-09-2017
Fiscal year end30-06
Activities, NACEBEL
49410Freight transport by road
64200Holdings
64210Activities of holding companies
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.