URBAN PLUS
ActiveURBAN PLUS has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €255k and a net result of €-18k. Equity is growing by ~27.7% per year across the filed fiscal years. Its solvency ranks better than 22% of 11613 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2024
22
/ 100
Critical▼ -59 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability0▼-100
Solvency44▼-11
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity ample (current ratio 1.52 against 1.7 in 2023), but 76.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
23.1%
Return on assets
-1.6%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 22% of 11613 sector peers (2024).
NBB · sector comparisonPosition among 11613 sector peers
Solvency
better than 22%
← weakest
strongest →
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-11-2025, 122 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 9 filingsDeviation from the deadline
2025
not confirmed
2024
122 d late
2023
149 d late
2022
51 d late
2021
61 d late
2020
86 d late
2019
101 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€255k▼ 6.5%
2023 · €272k
2018: €57k
2019: €93k
2020: €95k
2021: €120k
2022: €188k
2023: €272k
2018 → 2024
Total assets
€1.10M▲ 5.6%
2023 · €1.04M
2018: €342k
2019: €443k
2020: €565k
2021: €638k
2022: €1.09M
2023: €1.04M
2018 → 2024
Net result
€-18k
2023 · €84k
2018: €31k
2019: €37k
2020: €2k
2021: €25k
2022: €68k
2023: €84k
2018 → 2024
Working capital
€236k▼ 6.2%
2023 · €252k
2018: €275k
2019: €307k
2020: €512k
2021: €111k
2022: €135k
2023: €252k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€95k-€120k▲ 26.1%€188k▲ 57.0%€272k▲ 44.7%€255k▼ 6.5%
Operating result€10k-€55k▲ 446%€108k▲ 97.4%€135k▲ 25.1%€-18k
Net result€2k-€25k▲ 1,216%€68k▲ 175%€84k▲ 23.1%€-18k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2024: a loss of €18k after €135k in 2023, the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.10M
Fixed assets
€416k▼ 3.4%
Current assets
€687k▲ 11.9%
Equity and liabilities €1.10M
Equity
€255k▼ 6.5%
Debt
€849k▲ 9.9%
The debt ratio rises from 73.9% to 76.9%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-4k▼
2023 · €150k
Cash flow
€-3k▼
2023 · €99k
Solvency
23.1%▼
2023 · 26.1%
Current ratio
1.52▼
2023 · 1.70
Quick ratio
0.08▼
2023 · 0.30
Debt / equity
3.33▲
2023 · 2.83
ROE
-7.0%▼
2023 · 30.9%
ROA
-1.6%▼
2023 · 8.1%
Interest coverage
-0.61▼
2023 · 5.66
Debt
€849k▲
2023 · €772k
Debt ≤ 1 year
€450k▲
2023 · €362k
Debt > 1 year
€398k▼
2023 · €411k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.04M€1.10M▲
Fixed assets21/28€431k€416k▼
Intangible fixed assets21€4k€1k▼
Tangible fixed assets22/27€427k€415k▼
Land and buildings22€427k€415k▼
Furniture and vehicles24€154€1▼
Other tangible fixed assets26€150€50▼
Current assets29/58€614k€687k▲
Stocks and contracts in progress3€507k€651k▲
Stocks30/36€507k€651k▲
Amounts receivable within one year40/41€25k€19k▼
Trade receivables40€11k€11k▲
Other amounts receivable41€14k€8k▼
Cash at bank and in hand54/58€82k€17k▼
Deferred charges and accrued income490/1€289-
Equity and liabilities
Total equity and liabilities10/49€1.04M€1.10M▲
Equity10/15€272k€255k▼
Contributions10/11€30k€30k=
Reserves13€3k€3k=
Non-distributable reserves130/1€3k€3k=
Reserves not available under the articles1311€3k€3k=
Profit (loss) carried forward14€239k€222k▼
Amounts payable17/49€772k€849k▲
Amounts payable after more than one year17€411k€398k▼
Financial debts170/4€411k€398k▼
Amounts payable within one year42/48€362k€450k▲
Current portion of amounts payable after more than one year42€12k€12k▲
Financial debts43€190k€270k▲
Credit institutions430/8€190k€270k▲
Trade debts44€8k€29k▲
Suppliers440/4€8k€29k▲
Taxes, remuneration and social security45€61k€32k▼
Taxes450/3€61k€32k▼
Other amounts payable47/48€91k€107k▲
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k▼
Other operating charges640/8€3k€9k▲
Gross operating margin9900€153k€6k▼
Operating profit (loss)9901€135k€-18k▼
Financial income75/76B€9€7k▲
Recurring financial income75€9€7k▲
Financial charges65/66B€27k€6k▼
Recurring financial charges65€27k€6k▼
Profit (loss) for the period before taxes9903€109k€-18k▼
Income taxes67/77€25k-
Profit (loss) for the period9904€84k€-18k▼
Profit (loss) for the period to be appropriated9905€84k€-18k▼
Appropriation of the result
Profit (loss) to be appropriated9906€239k€222k▼
Profit (loss) brought forward from the previous period14P€155k€239k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 122 days late
2024
31-12
Financial
Weakest financial yearnet €-18k ▼121%
Net result drops to €-18k, the lowest in the series.
27-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 149 days late
2023
31-12
Financial
Highest result since 2018net €84k ▲23.1%
Operating result €135k, net result €84k, both a record.
31-12
Financial
Equity above €200kEq €272k ▲44.7%
6 profitable years in a row build equity to €272k.
20-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 51 days late
2022
31-12
Financial
Equity above €150kEq €188k ▲57%
5 profitable years in a row build equity to €188k.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Equity above €100kEq €120k ▲26.1%
4 profitable years in a row build equity to €120k.
25-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 86 days late
2020
31-12
Financial
Liquidity quadruplescurrent ratio 13.78
Current ratio from 3.68 to 13.78; short-term debt falls from €115k to €40k.
09-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 101 days late
2019
27-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 58 days late
2018
25-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
15-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 137 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Gillis (bij-Brussel) · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vanderschrickstraat 661060 Sint-Gillis (bij-Brussel)Ground area
224 m²
Building footprint
81 m²
Volume, LiDAR
1,167 m³
Parcel 21562A0283/00E022, Brussels · tallest building 17.2 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
URBAN PLUS
since 20152.249.795.630
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21562A0283/00E022 | Brussels | 223 m² | 1 · 81 m² | 17.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 2,253 companies in sector 71113 we hold annual accounts for 656. 465 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded16-07-2015
Fiscal year end31-12
Activities, NACEBEL
71113Urban planning and landscape architecture
68121Development of residential building projects
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.