CB management
ActiveCB management has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €252k and a net result of €57k. Equity is growing by ~41% per year across the filed fiscal years. Its solvency ranks better than 59% of 720 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).
Checked score
Score 2025
80
/ 100
Excellent▲ +19 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency77▲+15
Growth52▼-26
Stability94
Bankruptcy probability, 12 months
0.6%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity tight (current ratio 1.15 against 0.84 in 2024), and 48.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 71
Relative position
BE, all sectors
reference
Sector 71
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
51.1%
Return on assets
11.5%
Age of the figures
11 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 12-02-2026, 77 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
77 d early
2024
8 d early
2023
49 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€57k▼ 45.3%
2024 · €104k
2023: €89k
2024: €104k
2023 → 2025
Working capital
€33k
2024 · €-40k
2023: €-130k
2024: €-40k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€92k-€196k▲ 113%€252k▲ 29.0%
Operating result€24k-€46k▲ 88.7%€46k▲ 0.3%
Net result€89k-€104k▲ 16.8%€57k▼ 45.3%
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 0% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €494k
Fixed assets
€235k=
Current assets
€259k▲ 20.2%
Equity and liabilities €494k
Equity
€252k▲ 29.0%
Debt
€242k▼ 5.2%
The debt ratio falls from 56.6% to 48.9%: equity grows while debt is paid down.
Key figures and ratios
Solvency
51.1%▲
2024 · 43.4%
Current ratio
1.15▲
2024 · 0.84
Quick ratio
1.15▲
2024 · 0.84
Debt / equity
0.96▼
2024 · 1.30
ROE
22.5%▼
2024 · 53.0%
ROA
11.5%▼
2024 · 23.0%
Debt
€242k▼
2024 · €255k
Debt ≤ 1 year
€226k▼
2024 · €255k
Income taxes
€14k▼
2024 · €22k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€451k€494k▲
Fixed assets21/28€235k€235k=
Financial fixed assets28€235k€235k=
Current assets29/58€216k€259k▲
Amounts receivable within one year40/41€489-
Trade receivables40€489-
Cash at bank and in hand54/58€134k€217k▲
Deferred charges and accrued income490/1€81k€42k▼
Equity and liabilities
Total equity and liabilities10/49€451k€494k▲
Equity10/15€196k€252k▲
Contributions10/11€3k€3k=
Reserves13€193k€249k▲
Distributable reserves133€193k€249k▲
Amounts payable17/49€255k€242k▼
Amounts payable within one year42/48€255k€226k▼
Current portion of amounts payable after more than one year42€12k-
Trade debts44€8k€8k▼
Suppliers440/4€8k€8k▼
Taxes, remuneration and social security45€32k€27k▼
Taxes450/3€32k€26k▼
Remuneration and social security454/9€152€1k▲
Other amounts payable47/48€203k€191k▼
Accrued charges and deferred income492/3-€16k
Income statement
Code20242025
Other operating charges640/8€995€270▼
Gross operating margin9900€47k€47k▼
Operating profit (loss)9901€46k€46k▲
Financial income75/76B€81k€41k▼
Recurring financial income75€81k€41k▼
Financial charges65/66B€1k€17k▲
Recurring financial charges65€1k€17k▲
Profit (loss) for the period before taxes9903€126k€70k▼
Income taxes67/77€22k€14k▼
Profit (loss) for the period9904€104k€57k▼
Profit (loss) for the period to be appropriated9905€104k€57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€104k€57k▼
Transfer to equity691/2€104k€57k▼
To other reserves6921€104k€57k▼
The notes to these accounts (2 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
12-02
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
30-09
Financial
Weakest financial yearnet €57k ▼45.3%
Net result drops to €57k, the lowest in the series.
30-09
Financial
Equity above €200kEq €252k ▲29%
3 profitable years in a row build equity to €252k.
22-04
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
30-09
Financial
Highest result since 2023net €104k ▲16.8%
Net result €104k, the highest in the series.
30-09
Financial
Equity above €150kEq €196k ▲113%
2 profitable years in a row build equity to €196k.
12-03
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Olne · 1 establishment unit since 2022
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sur les Prés 364877 OlneGround area
2,013 m²
Building footprint
249 m²
Volume, LiDAR
864 m³
Parcel 63057A0264/00D000, Wallonia · tallest building 5.2 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
CB management
since 20222.338.893.494
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 63057A0264/00D000 | Wallonia | 2,013 m² | 1 · 249 m² | 5.2 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Foma tuindesign
BE 0783.540.066
Merelbeke-Melle · Eq €253k
URBAN PLUS
BE 0633.916.180
Sint-Gillis (bij-Brussel) · Eq €255k
A.D & D.R OUTDOOR CONCEPT
BE 0795.886.681
Beersel · Eq €257k
HBLN Architects
BE 0832.542.486
Brussel · Eq €245k
Jörn De Leeuw tuinarchitectuur
BE 0890.715.267
Mechelen · Eq €245k
Of 2,256 companies in sector 71113 we hold annual accounts for 656. 466 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-12-2022
Fiscal year end30-09
Activities, NACEBEL
71113Urban planning and landscape architecture
71111Activities of building architects
74909Other professional, scientific and technical activities
74999Other professional, scientific and technical activities
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.