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URBAN CHIC DEVELOPMENT

Active
Private limited companyfounded 2024active for 2 yearsAvenue du Bosquet 41, 4500 Huy, Belgium21 active companies are registered at this addressKBO/BCE: BE 1014.817.463
Summary

URBAN CHIC DEVELOPMENT has been active since 2024 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,718 and a net result of €8,718. Its solvency ranks better than 41% of 22,632 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Financials · financial year 2025, micro format

Turnover
≈ €210,000
Estimated: probably between €74,000 and €430,000
Total assets
€80,445
Net result
€8,718
Working capital
€8,367

Turnover and EBIT margin not published: the micro format does not require them. The turnover shown is an estimate from the gross margin.

Balance-sheet composition
Assets €80,445
Fixed assets €10,352
Current assets €70,093
Equity and liabilities €80,445
Equity €18,718
Debt €61,726
Debt finances 76.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€18,611
Cash flow
€13,271
Current ratio
1.14
Quick ratio
0.76
Debt to equity
3.30
ROE
46.6%
ROA
10.8%
Interest coverage
8.38
Debt ≤ 1 year
€61,726
Income taxes
€3,183

Peer companies

Historical observation

Of the 7,976 companies that looked in July 2024 the way this one looks now, 3.6% went bankrupt within 24 months and 94.4% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
3.6% went bankrupt
1.8% stopped otherwise
94.4% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 0.9% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,445 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74.5% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 7,976 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€80,445
Fixed assets21/28€10,352
Intangible fixed assets21€743
Tangible fixed assets22/27€9,609
Furniture and vehicles24€4,821
Other tangible fixed assets26€4,788
Current assets29/58€70,093
Stocks and contracts in progress3€23,164
Stocks30/36€23,164
Amounts receivable within one year40/41€103
Trade receivables40€67
Other amounts receivable41€36
Cash at bank and in hand54/58€46,826
Equity and liabilities
Total equity and liabilities10/49€80,445
Equity10/15€18,718
Contributions10/11€10,000
Profit (loss) carried forward14€8,718
Amounts payable17/49€61,726
Amounts payable within one year42/48€61,726
Trade debts44€9,361
Suppliers440/4€9,361
Taxes, remuneration and social security45€14,324
Taxes450/3€14,324
Other amounts payable47/48€38,041
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,552
Other operating charges640/8€749
Gross operating margin9900€19,360
Operating profit (loss)9901€14,059
Financial income75/76B€63
Recurring financial income75€63
Financial charges65/66B€2,220
Recurring financial charges65€2,220
Profit (loss) for the period before taxes9903€11,901
Income taxes67/77€3,183
Profit (loss) for the period9904€8,718
Profit (loss) for the period to be appropriated9905€8,718
Appropriation of the result
Profit (loss) to be appropriated9906€8,718

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,552
Other operating charges640/8€749
Gross operating margin9900€19,360
Operating profit (loss)9901€14,059
Financial income75/76B€63
Recurring financial income75€63
Financial charges65/66B€2,220
Recurring financial charges65€2,220
Profit (loss) for the period before taxes9903€11,901
Income taxes67/77€3,183
Profit (loss) for the period9904€8,718
Profit (loss) for the period to be appropriated9905€8,718
Line2025
Assets
Total assets20/58€80,445
Fixed assets21/28€10,352
Intangible fixed assets21€743
Tangible fixed assets22/27€9,609
Furniture and vehicles24€4,821
Other tangible fixed assets26€4,788
Current assets29/58€70,093
Stocks and contracts in progress3€23,164
Stocks30/36€23,164
Amounts receivable within one year40/41€103
Trade receivables40€67
Other amounts receivable41€36
Cash at bank and in hand54/58€46,826
Equity and liabilities
Total equity and liabilities10/49€80,445
Equity10/15€18,718
Contributions10/11€10,000
Profit (loss) carried forward14€8,718
Amounts payable17/49€61,726
Amounts payable within one year42/48€61,726
Trade debts44€9,361
Suppliers440/4€9,361
Taxes, remuneration and social security45€14,324
Taxes450/3€14,324
Other amounts payable47/48€38,041
Line2025
Profit (loss) for the period9904€8,718
+ Depreciation and write-downs630€4,552
Operating cash flow (approximation)€13,271

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

Download as CSV

Filings with the National Bank (1)
Financial year Type Filed Reference
31-12-2025 micro format 14-07-2026 2026-00290841

Similar companies · same sector, comparable size

Of the 2,173 active companies whose main activity is retail sale of women's outerwear (NACE 47711), figures are known for 914. 625 are within a factor 10 of this equity. These 5 are the closest to it. See the whole sector

Public contracts: No European public contracts awarded found since October 2016. Contracts below the EU thresholds are not in TED.