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URBAN CHIC DEVELOPMENT

Active
Private limited companyfounded 20241 yr activeAvenue du Bosquet 41, 4500 Huy, BelgiumKBO/BCE: BE 1014.817.463
Summary

URBAN CHIC DEVELOPMENT has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €18,718 and a net result of €8,718. Its solvency ranks better than 41% of 18537 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).

Checked score

Score 2025
Axes
Profitability82
Solvency48
Growth-
Track record67
Bankruptcy probability, 12 months
1.3% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1,000 at 30 days acceptable
Liquidity tight (current ratio 1.14; short-term debt: 76.7% and cash: 58.2% of total assets), and 76.7% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
23.3%
Return on assets
10.8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-07-2026, 17 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
17 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

URBAN CHIC DEVELOPMENT was incorporated on 8 October 2024 as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€18,718
Total assets
€80,445
Net result
€8,718
Working capital
€8,367

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €80,445
Fixed assets €10,352
Current assets €70,093
Equity and liabilities €80,445
Equity €18,718
Debt €61,726
Debt finances 76.7% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€18,611
Cash flow
€13,271
Current ratio
1.14
Quick ratio
0.76
Debt to equity
3.30
ROE
46.6%
ROA
10.8%
Interest coverage
8.38
Debt ≤ 1 year
€61,726
Income taxes
€3,183

Peer companies

Historical observation

Of the 2,390 companies that looked in July 2024 the way this one looks now, 1.0% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 10 to 30%
  • a profit of 5% of the balance sheet or more
1.0% went bankrupt
1.9% stopped otherwise
97% still going

A further 0.4% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.3% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,390 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 37 lines
Balance sheet Code2025
Assets
Total assets20/58€80,445
Fixed assets21/28€10,352
Intangible fixed assets21€743
Tangible fixed assets22/27€9,609
Furniture and vehicles24€4,821
Other tangible fixed assets26€4,788
Current assets29/58€70,093
Stocks and contracts in progress3€23,164
Stocks30/36€23,164
Amounts receivable within one year40/41€103
Trade receivables40€67
Other amounts receivable41€36
Cash at bank and in hand54/58€46,826
Equity and liabilities
Total equity and liabilities10/49€80,445
Equity10/15€18,718
Contributions10/11€10,000
Profit (loss) carried forward14€8,718
Amounts payable17/49€61,726
Amounts payable within one year42/48€61,726
Trade debts44€9,361
Suppliers440/4€9,361
Taxes, remuneration and social security45€14,324
Taxes450/3€14,324
Other amounts payable47/48€38,041
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,552
Other operating charges640/8€749
Gross operating margin9900€19,360
Operating profit (loss)9901€14,059
Financial income75/76B€63
Recurring financial income75€63
Financial charges65/66B€2,220
Recurring financial charges65€2,220
Profit (loss) for the period before taxes9903€11,901
Income taxes67/77€3,183
Profit (loss) for the period9904€8,718
Profit (loss) for the period to be appropriated9905€8,718
Appropriation of the result
Profit (loss) to be appropriated9906€8,718

The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4,552
Other operating charges640/8€749
Gross operating margin9900€19,360
Operating profit (loss)9901€14,059
Financial income75/76B€63
Recurring financial income75€63
Financial charges65/66B€2,220
Recurring financial charges65€2,220
Profit (loss) for the period before taxes9903€11,901
Income taxes67/77€3,183
Profit (loss) for the period9904€8,718
Profit (loss) for the period to be appropriated9905€8,718
Line2025
Assets
Total assets20/58€80,445
Fixed assets21/28€10,352
Intangible fixed assets21€743
Tangible fixed assets22/27€9,609
Furniture and vehicles24€4,821
Other tangible fixed assets26€4,788
Current assets29/58€70,093
Stocks and contracts in progress3€23,164
Stocks30/36€23,164
Amounts receivable within one year40/41€103
Trade receivables40€67
Other amounts receivable41€36
Cash at bank and in hand54/58€46,826
Equity and liabilities
Total equity and liabilities10/49€80,445
Equity10/15€18,718
Contributions10/11€10,000
Profit (loss) carried forward14€8,718
Amounts payable17/49€61,726
Amounts payable within one year42/48€61,726
Trade debts44€9,361
Suppliers440/4€9,361
Taxes, remuneration and social security45€14,324
Taxes450/3€14,324
Other amounts payable47/48€38,041
Line2025
Profit (loss) for the period9904€8,718
+ Depreciation and write-downs630€4,552
Operating cash flow (approximation)€13,271

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
14-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Huy · 1 establishment unit since 2024
seat establishment The establishment unit on the map
Ground area
2.4 ha
Building footprint
9,333 m²
Parcel 61007A0116/00A002, Wallonia. Linked by address, not a title deed.
21 companies at this address See who is registered here
1 establishment unit
EROS
Avenue du Bosquet 41, 4500 HuyRetail sale of women's outerwear
since 20242.364.701.731
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
61007A0116/00A002 Wallonia 2.4 ha 1 · 9,333 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 2,215 companies in sector 47711 we hold annual accounts for 888. 601 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded08-10-2024
Fiscal year end31-12
Activities, NACEBEL 2025
47711Retail sale of women's outerwear
47712Retail trade
47713Retail trade
70200Business and other management consultancy
73300Public relations and communication consultancy
Contact
E-mail urbanchicdevelopment@gmail.com
Phone +32493098895
E-invoicing
Reachable via Peppol
Peppol ID 0208:1014817463
Registered 11-08-2025

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.