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UNITED STONE PRODUCTS

Active
Private limited companyfounded 2010active for 16 yearsReedonk(BOR) 15, 2880 Bornem, BelgiumKBO/BCE: BE 0826.129.697
Summary

UNITED STONE PRODUCTS has been active since 2010 and the Belgian Official Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €686,211 and a net result of €42,746. Equity is growing by about 18% per year across the filed financial years. Its solvency ranks better than 83% of 323 sector peers (NACE 23, financial year 2024). The computed 12-month bankruptcy probability is 0.7% (low).

Risk analysisFollow ReportCompare
UNITED STONE PRODUCTSActiveChecked score 57/100
Risk analysis ReportCompare

Overview

Activity
Cutting, shaping and finishing of stone
NACE 23700Manufacture of other non-metallic mineral products NACE 23610
1 site
Size
≈ €1.0mturnover 2024, estimated
Staff
4 FTE
Equity
€686,211
Profit
€42,746
Turnover estimated from the gross margin
Financial health
57 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
0.7%
Structure
2025 accounts not filed, 91 days past the deadline1 of 3 deeds summarised
Why 57raises riskCapped at 59: a confirmed filing finding1 financial year not filed after the legal deadline; last filed accounts filed 256 days late; 3 of the last 3 latelowers riskLiquidity: current ratio 3.78, cash €260,126Founded in 2010Sector: Manufacture of other non-metallic mineral products (NACE 23)Show the evidence

Checked score

Score 2024
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 72% of its sector peers (NACE 23, micro)
A confirmed filing finding caps the score at 59. Every signal that counts is listed under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 76.5% of total assets
Liquidity 78+7
short-term debt 23.5% · cash 29.0%
Profitability 75-10
return on assets 4.8%
Bankruptcy probability, 12 months
0.7% Low
0%0.5%1.5%4%10%≥ 25%

About 7 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (858 companies, NACE 23, micro)
Last 24 months 11-2024: 0.4% 12-2024: 0.2%▼ -0.2 percentage points vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: 0.1%● unchanged vs 03-2025lowest value 05-2025: 0.1%● unchanged vs 04-2025 06-2025: 0.2%▲ +0.1 percentage points vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.2%● unchanged vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.3%▲ +0.1 percentage points vs 09-2025 11-2025: 0.3%● unchanged vs 10-2025 12-2025: 0.4%▲ +0.1 percentage points vs 11-2025 01-2026: 0.8%▲ +0.4 percentage points vs 12-2025 02-2026: 0.8%● unchanged vs 01-2026 03-2026: 0.8%● unchanged vs 02-2026highest value 04-2026: 0.7%▼ -0.1 percentage points vs 03-2026 05-2026: 0.3%▼ -0.4 percentage points vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026 07-2026: 0.4%● unchanged vs 06-2026 08-2026: 0.5%▲ +0.1 percentage points vs 07-2026 09-2026: 0.6%▲ +0.1 percentage points vs 08-2026 10-2026: 0.7%▲ +0.1 percentage points vs 09-2026
Credit of up to €35,000 on 30-day terms, only on tighter conditions: an expected filing is missing beyond Checked's processing allowance
Liquidity ample (current ratio 3.78, compared with 7.87 in 2023, above the usual 1.5; short-term debt: 23.5% and cash: 29% of total assets), and 23.5% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 23, micro): better than 89% on solvency, 79% on liquidity, 60% on profitability and 58% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises risk
raises risk · 1 financial year not filed after the legal deadline; last filed accounts filed 256 days late; 3 of the last 3 late
NBB · filings
lowers risk · Liquidity: current ratio 3.78, cash €260,126
NBB · annual accounts
lowers risk · Founded in 2010
Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.
KBO
lowers risk · Sector: Manufacture of other non-metallic mineral products (NACE 23)
KBO
raises risk · Annual accounts not filed
The financial year that closed on 31-12-2025 was due at the National Bank by 31-07-2026. Nothing is on record, 91 days later.
NBB · 10 filings
Position against the passed deadline
31-12-2025 year end31-07-2026 deadline30-10-2026 today
raises risk · 2024 accounts filed 256 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 13-04-2026, 256 days past the deadline. Measured on financial year 2023: of the companies more than 90 days late, 5.61% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers.
NBB · 10 filings
Deviation from the deadline
2025
not filed
2024
256 days late
2023
85 days late
2022
77 days late
2021
74 days late
2020
85 days late
2019
116 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 116 days after the deadline; the sector median (NACE 23) for financial year 2024 is 9 days before the deadline, and 34% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · abbreviated…
  2. Weakest financial yearnet €42,746 ▼54.8%
  3. Annual accounts filedfinancial year 2023 · abbreviated…

Key points

  • Risk: 2025 accounts not fileddeadline was 31-07-2026 91 days past the deadline View
  • Caution: Result fell in 2024from €94,673 to €42,746 ▼ 54.8% View
  • Positive: Among the best 18% on solvencysector median 47.3% · 323 companies 76.5% View
  • Positive: 7 profitable years in a rowprofit 2024: €42,746 7 years View

By topic

Financials

Financial year
2024
Total assets
€897,159
Profit
€42,746
Solvency
76.5%
Total assets▲ 21.5%
Net result
20182024
Go to Financials

Timeline

Events
19
Since
2012
  1. 22-07-2024Reappointment: Luc Steenackers (director)
  2. 31-12-2023Liquidity more than triples
  3. 16-10-2023Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Cutting, shaping and finishing of stoneNACE 23700
Founded
23-04-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
31
Purpose
“Verwerken van natuursteen, graniet, composiet, keramiek, glas en andere kunststoffen tot…” (deed in Dutch)
Go to Articles of association

Key facts about UNITED STONE PRODUCTS

What is the company number of UNITED STONE PRODUCTS?
0826.129.697. In Belgium the VAT number is the company number with BE in front: BE 0826.129.697.
Where is UNITED STONE PRODUCTS based?
The registered office is at Reedonk(BOR) 15, 2880 Bornem.Company details
What does UNITED STONE PRODUCTS do?
According to the KBO register, the main activity is cutting, shaping and finishing of stone (NACE 23700).
What is the legal form of UNITED STONE PRODUCTS?
Private limited company (BV).
When was UNITED STONE PRODUCTS founded?
On 23-04-2010.
Is UNITED STONE PRODUCTS still active?
Yes, UNITED STONE PRODUCTS is an active enterprise in the KBO register.
How many employees does UNITED STONE PRODUCTS have?
On average 4 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of UNITED STONE PRODUCTS?
Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is UNITED STONE PRODUCTS profitable?
In financial year 2024, UNITED STONE PRODUCTS made a profit of €42,746.
Where can I find the annual accounts of UNITED STONE PRODUCTS?
UNITED STONE PRODUCTS filed 14 annual accounts with the National Bank of Belgium, the latest for financial year 2024.

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