Pierres Charlet-Goire
ActivePierres Charlet-Goire has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €341k and a net result of €40k. Equity is growing by ~13.1% per year across the filed fiscal years. Its solvency ranks better than 73% of 286 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
85
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▼-3
Solvency90▲+4
Growth54=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity ample (current ratio 4.04 against 3.27 in 2024; short-term debt: 20.2% and cash: 33.5% of total assets), and 35.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
64.7%
Return on assets
7.7%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
46 d early
2023
43 d early
2022
50 d early
2021
49 d early
2020
53 d early
2019
56 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close23-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€644k▼ 8.3%
2019 · €703k
2019: €703k
2019 → 2020
EBIT margin
5.9%▲ 1.4pp
2019 · 4.5%
2019: 4.5%
2019 → 2020
Net result
€40k▼ 22.2%
2024 · €52k
2019: €22k
2020: €28k
2021: €57k
2022: €34k
2023: €51k
2024: €52k
2019 → 2025
Working capital
€325k▲ 8.9%
2024 · €298k
2019: €172k
2020: €174k
2021: €166k
2022: €192k
2023: €237k
2024: €298k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€189k-€223k▲ 17.8%€274k▲ 22.8%€326k▲ 18.9%€341k▲ 4.7%
Operating result€81k-€46k▼ 43.7%€73k▲ 59.8%€72k▼ 1.4%€54k▼ 24.2%
Net result€57k-€34k▼ 40.6%€51k▲ 50.6%€52k▲ 2.0%€40k▼ 22.2%
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 24% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €528k
Fixed assets
€96k▼ 5.1%
Current assets
€431k▲ 0.5%
Equity and liabilities €528k
Equity
€341k▲ 4.7%
Debt
€186k▼ 9.0%
The debt ratio falls from 38.6% to 35.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€102k▼
2024 · €117k
Cash flow
€88k▼
2024 · €97k
Solvency
64.7%▲
2024 · 61.4%
Current ratio
4.04▲
2024 · 3.27
Quick ratio
3.14▲
2024 · 2.51
Debt / equity
0.55▼
2024 · 0.63
ROE
11.8%▼
2024 · 15.9%
ROA
7.7%▼
2024 · 9.8%
Interest coverage
15.23▼
2024 · 34.63
Debt
€186k▼
2024 · €205k
Debt ≤ 1 year
€107k▼
2024 · €131k
Debt > 1 year
€78k▲
2024 · €72k
Income taxes
€13k▼
2024 · €18k
Staff costs
€257k▲
2024 · €214k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€531k€528k▼
Fixed assets21/28€101k€96k▼
Tangible fixed assets22/27€101k€96k▼
Plant, machinery and equipment23€20k€35k▲
Furniture and vehicles24€28k€23k▼
Other tangible fixed assets26€53k€39k▼
Current assets29/58€429k€431k▲
Stocks and contracts in progress3€100k€97k▼
Stocks30/36€100k€97k▼
Amounts receivable within one year40/41€212k€153k▼
Trade receivables40€198k€142k▼
Other amounts receivable41€13k€11k▼
Cash at bank and in hand54/58€115k€176k▲
Deferred charges and accrued income490/1€3k€5k▲
Equity and liabilities
Total equity and liabilities10/49€531k€528k▼
Equity10/15€326k€341k▲
Contributions10/11€17k€17k=
Reserves13€309k€324k▲
Non-distributable reserves130/1€7k€7k=
Reserves not available under the articles1311€7k€7k=
Distributable reserves133€301k€316k▲
Amounts payable17/49€205k€186k▼
Amounts payable after more than one year17€72k€78k▲
Financial debts170/4€72k€78k▲
Amounts payable within one year42/48€131k€107k▼
Current portion of amounts payable after more than one year42€39k€31k▼
Trade debts44€75k€19k▼
Suppliers440/4€75k€19k▼
Taxes, remuneration and social security45€17k€32k▲
Taxes450/3€2k€15k▲
Remuneration and social security454/9€14k€17k▲
Other amounts payable47/48-€25k
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Remuneration, social security and pensions62€214k€257k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€45k€48k▲
Other operating charges640/8€622€1k▲
Non-recurring operating charges66A€2k-
Gross operating margin9900€334k€360k▲
Operating profit (loss)9901€72k€54k▼
Financial income75/76B€2k€6k▲
Recurring financial income75€2k€6k▲
Financial charges65/66B€3k€7k▲
Recurring financial charges65€3k€7k▲
Profit (loss) for the period before taxes9903€70k€53k▼
Income taxes67/77€18k€13k▼
Profit (loss) for the period9904€52k€40k▼
Profit (loss) for the period to be appropriated9905€52k€40k▼
Appropriation of the result
Profit (loss) to be appropriated9906€52k€40k▼
Transfer to equity691/2€52k€15k▼
To other reserves6921€52k€15k▼
Profit to be distributed694/7-€25k
Return on contributions (dividend)694-€25k
Social balance
Average headcount (FTE)90874.84.8=
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2024
16-12
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2023
19-12
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2022
12-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Equity above €200kEq €223k ▲17.8%
4 profitable years in a row build equity to €223k.
2021
13-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €57k ▲101%
Operating result €81k, net result €57k, both a record.
2020
09-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
06-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2018
17-12
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
19-12
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2016
21-12
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beaumont · 1 establishment unit since 2010
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue Emile Damien(LEU) 38-396500 BeaumontGround area
3,763 m²
Building footprint
361 m²
Volume, LiDAR
1,668 m³
Parcel 56041A0322/00P000, Wallonia · tallest building 6.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Pierres Charlet-Goire
since 20102.186.885.091
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 56041A0322/00P000 | Wallonia | 3,763 m² | 1 · 361 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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STEENHOUWERIJ VALCK
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STEENHOUWERIJ VAN DEN BRAEMBUSSCHE
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MOENS Natuursteenbedrijf
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Erpe-Mere · Eq €332k
Of 739 companies in sector 23700 we hold annual accounts for 491. 415 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded01-04-2010
Fiscal year end30-06
Activities, NACEBEL
23700Cutting, shaping and finishing of stone
08111Other mining and quarrying
47761Retail sale of flowers, plants, seeds and fertilisers
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.