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Union financière

Active Risk: not assessed
Private limited companyfounded 1973active for 53 yearsFranklin Rooseveltlaan 143, 1050 Brussels, BelgiumKBO/BCE: BE 0413.157.444
Summary

Union financière is a financial institution. The bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €761,392 and a net result of €55,192. Equity has been growing by about 20% per year since 2018. Its solvency ranks better than 85% of 1,853 sector peers (NACE 66, financial year 2025). The company has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals.

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Union financièreActive
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Overview

Official details

Source: KBO
Status
Active since 12-04-1973 Normal situation
Registered office
29 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 5 November 2026.
Activity
Insurance agents and brokers NACE 66220
Joint committee
307 Insurance brokers and agencies · annual accounts 2025
Establishment unit
2.008.475.466 1050 Brussels, since 23-03-1999
Financial year end
31 December
Peppol
Reachable since 10-12-2025
Company details

Board and ownership

Board
Board & ownership

Financial position

Financial institution: outside the modelBankruptcy probability: sector outside the model
Annual accounts 2025
Profit
€55,192
▼ 24.9%
Equity
€761,392
▲ 7.8%
Total assets
€927,938
▲ 9.7%
Employees on 31-12-2025
2
  • 2025 accounts filed 76 days after the deadline
Financials
Signalsraises risk2025 accounts filed 76 days lateShow the evidence

Checked score

Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months

The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.

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Signals

1 signal.
raises risk
raises risk · 2025 accounts filed 76 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-10-2026, 76 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
76 days late
2024
91 days late
2023
68 days late
2022
68 days late
2021
11 days early
2020
61 days late
2019
94 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 64 days after the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 8 October (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Higher solvency than 85% of companies in auxiliary financial servicessector median 38.6% · 1,853 companies 82.1% View
  • Positive: 8 profitable years in a rowprofit 2025: €55,192 8 years View

Recent changes

  1. · Gazette deed Registered office moved from Uccle to BrusselsNew registered office: Avenue Franklin Roosevelt 143 boite 2, 1050 Bruxelles · Previous registered office: Dieweg 28N, 1180 Uccle
  2. · Gazette deed Registered office moved to UccleNew registered office: Dieweg 28N, 1180 Uccle · Reappointment: VANDERPUT Göran (director)
All 14 events

Comparable companies

These companies have the same main activity as Union financière: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €711,000 and €1.2m, founded between 1969 and 1982.

CompanyTotal assetsGross margin
Union financière Brussels€0.9m€0.2m
Afimo Grimbergen€0.8m€0.2m
Assurances Deglume Charleroi€0.9m€0.2m
BUREAU DE COURTAGE D'ASSURANCES L'EGIDE Verviers€0.7m€0.2m
Zakenkantoor De Vreese Wetteren€0.9m€0.2m
HOUGARDY ET FILS Charleroi€1.2m€0.2m
GROUP CASIER IMMO Ghent€0.8m€0.1m
Full comparison

Key facts about Union financière
What is the company number of Union financière?
The company number of Union financière is 0413.157.444. The VAT number is the same number with BE in front: BE 0413.157.444.
Where is Union financière based?
The registered office is at Franklin Rooseveltlaan 143, 1050 Brussels.Company details
What does Union financière do?
According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
What is the legal form of Union financière?
Union financière is a private limited company (BV).
When was Union financière founded?
Union financière was founded on 12-04-1973.
Is Union financière still active?
Yes, Union financière is an active enterprise in the KBO register.
How many employees does Union financière have?
Union financière had an average of 1.5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Union financière fall under?
In its 2025 annual accounts, Union financière states joint committee 307 (Insurance brokers and agencies).
What is the turnover of Union financière?
The turnover in financial year 2025 is ≈ €350,000. This figure is estimated from the gross margin of €185,132 and 31 comparable companies (NACE 66220). It probably lies between €290,000 and €470,000.
Is Union financière profitable?
In financial year 2025, Union financière made a profit of €55,192.
Where can I find the annual accounts of Union financière?
Union financière filed 45 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Union financière due?
Union financière must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

Next steps

Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See what changed in the latest annual accounts.What changed See whether the workforce is growing and whether people stay.Employer check

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