Equity
€448,635 ▲ 4.3%
Afimo has made a profit without a break since 2021.
Afimo
Lifetime
20 annual accounts with figures on one time axis, 49 filings since 1977peak €525,696 (2018)
€182,653▼ 12.9%
lowest -€109,326 (2019)
€18,315▼ 53.9%
peak €448,635 (2025)
€448,635▲ 4.3%
€264,720▼ 19.2%
peak 3.6 FTE (2008)
-not published
Board3 names since 2019
2 directorsROBBY HERNALSTEEN and 1 other
Owners
Documentsfilings and deeds
06-08-20266 days late
2025abbreviated format
Gross margin from €209,802 to €182,653Result from €39,743 to €18,3151 director resigning, 2 reappointments 07-07Debts from €327,690 to €264,720Cash from €23,384 to €2,664
Key points
from the 2025 annual accountsTurnover
≈ €360,000 estimated
The accounts state no turnover.
Filings
49 annual accounts since 1977
Three of the last ten came late. The 2020 accounts came latest: 16 days after the end of the period.
Financial institution: outside the modelBankruptcy probability: sector outside the model
Checked score
Outside the general model
Model not applicable to financial institutions
The Checked score measures liquidity, leverage and margins against the norms for trading and manufacturing companies. A bank, insurer or financial holding has a very different balance sheet. Those ratios and the score mean nothing here. So there is no financial strength either.
Bankruptcy probability within 12 months
The company is a financial institution: a bank, insurer or financial holding. Its balance sheet works differently from that of a trading or manufacturing company. A bankruptcy probability from the general model would mislead here.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
1 signal.
raises risk
raises risk · 2025 accounts filed 6 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-08-2026, 6 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filingsDeviation from the deadline
2025
6 days late
2024
50 days early
2023
12 days late
2022
69 days early
2021
62 days early
2020
16 days late
2019
46 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 28 days before the deadline. In the sector (NACE 66), the median for financial year 2024 was 5 days before the deadline, and 39% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 11 June (4 of the last 5 accounts filed within 56 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
11-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- AFIMO IMMOBILIEN 99%score 93equity €572,327 (2025) · 2025 annual accounts of AFIMO IMMOBILIEN
Recent changes
1 director resigning, 2 reappointments
Reappointments: ROBBY HERNALSTEEN and WILLY HERNALSTEEN · Resignation: AFIMO IMMOBILIEN NV · General meeting of 17-05-2025 · Gazette deed
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0406659731
3 directors reappointed
HERNALSTEEN Willy, HERNALSTEEN Robby and AFIMO IMMOBILIEN · General meeting of 18-05-2019 · Gazette deed
Registered office moved from Grimbergen to Strombeek-Bever
New registered office: Pastorijstraat 4 te 1853 Strombeek-Bever · Previous registered office: Pastorijstraat 2-4-1853 Grimbergen · General meeting of 18-06-2018 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| Afimo Grimbergen | €788,647 | €182,653 | 56.9% | - |
| BUREAU DE COURTAGE D'ASSURANCES L'EGIDE Verviers | €710,722 | €185,123 | 81.8% | - |
| Union financière Brussels | €927,938 | €185,132 | 82.1% | - |
| Spaenhoven Waasmunster | €828,844 | €255,723 | 8.3% | - |
| GROUP CASIER IMMO Ghent | €826,974 | €137,631 | 28.5% | 0 |
| Assurances Deglume Charleroi | €928,047 | €217,207 | 79.9% | - |
| Inter - Advies Harelbeke | €649,478 | €207,625 | 64.5% | - |
These companies have the same main activity as Afimo: insurance agents and brokers (NACE 66220). They are comparable in size and age: total assets between €649,000 and €928,000, founded between 1968 and 1980.
Official details
Source: KBO- Status
- Active since 30-04-1969Normal situation
- Activity
- Insurance agents and brokersNACE 66220
- Joint committee
- 341Intermediation in banking and investment services · annual accounts 2024
- Establishment units
- 2.002.632.1081853 Grimbergen, since 01-04-1969
- 2.209.967.2323040 Huldenberg, since 02-10-2012
- Financial year end
- 31 December
- Peppol
- Reachable since 10-03-2025
Insights on Afimo
Afimo files the abbreviated format. That format states no turnover. The gross margin fell from €189,061 in 2006 to €182,653 in 2025.
AFIMO IMMOBILIEN holds 99% of the shares.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about Afimo
- What is the company number of Afimo?
- The company number of Afimo is 0406.659.731. The VAT number is the same number with BE in front: BE 0406.659.731.
- Where is Afimo based?
- The registered office is at Pastorijstraat 4, 1853 Grimbergen.Company details
- What does Afimo do?
- According to the KBO register, the main activity is insurance agents and brokers (NACE 66220).
- What is the legal form of Afimo?
- Afimo is a public limited company (NV).
- When was Afimo founded?
- Afimo was founded on 30-04-1969.
- Is Afimo still active?
- Yes, Afimo is an active enterprise in the KBO register.
- How many employees does Afimo have?
- Afimo had an average of 1 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does Afimo fall under?
- In its 2024 annual accounts, Afimo states joint committee 341 (Intermediation in banking and investment services).
- What is the turnover of Afimo?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €182,653 and 30 comparable companies (NACE 66220). It probably lies between €290,000 and €470,000.
- Is Afimo profitable?
- In financial year 2025, Afimo made a profit of €18,315.
- Where can I find the annual accounts of Afimo?
- Afimo filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Afimo due?
- Afimo must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
Work out how much credit to give this customer and on what payment terms.Credit check Check what to know before you do business with this company.Supplier due diligence Check whether you can accept this company as a client under the anti-money-laundering law.AML client file Check which of your other customers you can e-invoice via Peppol.Peppol check See which support similar companies received that this one did not.Subsidies See what changed in the latest annual accounts.What changed
See how customers, suppliers and banks see your own company and what to improve first.