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CHARLOTTE VANNESTE

Active
Private limited companyfounded 2022active for 4 yearsLindestraat 12, 3570 Alken, BelgiumKBO/BCE: BE 0781.339.651
Summary

CHARLOTTE VANNESTE has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7,502 and a net result of €2,303. Equity fluctuates too strongly from year to year to read a trend from it. Its solvency ranks better than 19% of 20,706 sector peers (NACE 86, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 29-01-2022 Normal situation
Activity
Psychology services NACE 86931and 1 other
Establishment unit
2.327.298.927 3570 Alken, since 29-01-2022
Financial year end
31 December
Peppol
Reachable since 01-09-2025

Board and ownership

Financial position

90 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Gross margin
€7,690
▼ 48.0%
Turnover
≈ €46,000
estimated
Profit
€2,303
▼ 73.5%
Equity
€7,502
▼ 83.0%
Total assets
€41,457
▼ 11.3%
Score breakdownlowers riskSector: Human health activities (NACE 86)Liquidity: current ratio 1.11, cash €31,750Size: total assets €41,457Figures for financial year 2025 (filed on 20-07-2026)Show the evidence

Checked score

Score 2025
90 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 19% of micro companies in human health (NACE 86)
Financial strength · tick: 2024
Average
Solvency 43-57
equity 18.1% of total assets
Liquidity 56-44
short-term debt 80.8% · cash 76.6%
Profitability 76-16
return on assets 5.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (24,168 companies, NACE 86, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025highest value 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025lowest value 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026 07-2026: < 0.1%● unchanged vs 06-2026 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €500 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.11 (16.91 in 2024), below the usual 1.5. Short-term debt is 80.8% and cash 76.6% of total assets. 81.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 86, micro). It does better than 19% of them on solvency, 31% on liquidity, 20% on profitability and 7% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises riskneutral
lowers risk · Sector: Human health activities (NACE 86)
KBO
lowers risk · Liquidity: current ratio 1.11, cash €31,750
NBB · annual accounts
lowers risk · Size: total assets €41,457
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Figures for financial year 2025 (filed on 20-07-2026)
NBB · annual accounts
raises risk · Weak solvency compared with the sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 20706 sector peers (2025).
NBB · sector comparison
Position among 20706 sector peers
Solvency
better than 19%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-07-2026, 11 days ahead of the deadline.
NBB · 4 filings
Deviation from the deadline
2025
11 days early
2024
8 days early
2023
15 days early
2022
7 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 4 accounts on average 10 days before the deadline. In the sector (NACE 86), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 22 July (4 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Caution: Lower net result than 89% of companies in human healthsector median €60,150 · 20,693 companies €2,303 View
  • Positive: Always filed on timeaccounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: VANNESTE Charlotte Julie (director)
All 8 events

Comparable companies

These companies have the same main activity as CHARLOTTE VANNESTE: psychology services (NACE 86931). They are comparable in size and age: total assets between €32,800 and €50,900, founded between 2021 and 2023.

CompanyTotal assetsGross margin
CHARLOTTE VANNESTE Alken€41,457€7,690
CREA-WARNIMONT Rebecq€44,436€6,591
ConnectedPsy Lommel€35,552€5,968
J.V.A.W. Activities Diest€43,673€5,698
TRIVIUM-Psychologenpraktijk Aarschot€32,805€9,700
TRACKS Zwevegem€50,931€5,810
Un premier pas Hannut€39,977€9,374
Full comparison

Key facts about CHARLOTTE VANNESTE

What is the company number of CHARLOTTE VANNESTE?
The company number of CHARLOTTE VANNESTE is 0781.339.651. The VAT number is the same number with BE in front: BE 0781.339.651.
Where is CHARLOTTE VANNESTE based?
The registered office is at Lindestraat 12, 3570 Alken.Company details
What does CHARLOTTE VANNESTE do?
According to the KBO register, the main activity is psychology services (NACE 86931).
What is the legal form of CHARLOTTE VANNESTE?
The legal form of CHARLOTTE VANNESTE is Private limited company (BV).
When was CHARLOTTE VANNESTE founded?
CHARLOTTE VANNESTE was founded on 29-01-2022.
Is CHARLOTTE VANNESTE still active?
Yes, CHARLOTTE VANNESTE is an active enterprise in the KBO register.
What is the turnover of CHARLOTTE VANNESTE?
The turnover in financial year 2025 is ≈ €46,000. This figure is estimated from the gross margin of €7,690 and 41 comparable companies (NACE 869). It probably lies between €31,000 and €80,000. It is a rough estimate.Financials
Is CHARLOTTE VANNESTE profitable?
In financial year 2025, CHARLOTTE VANNESTE made a profit of €2,303.
Where can I find the annual accounts of CHARLOTTE VANNESTE?
CHARLOTTE VANNESTE filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of CHARLOTTE VANNESTE due?
CHARLOTTE VANNESTE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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