Ubybo
ActiveSummary
Ubybo has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €198k and a net result of €-66k. Equity is shrinking by ~4% per year across the filed fiscal years. Its solvency ranks better than 95% of 13417 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-56
Solvency100=
Growth32=
Track record100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €12k at 30 days acceptable
Liquidity ample (current ratio 12.57 against 21.23 in 2024; short-term debt: 2.5% and cash: 27% of total assets), and 2.5% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year €-66k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-08-2026, 20 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
20 d late
2024
8 d late
2023
29 d late
2022
15 d late
2021
36 d late
2020
27 d late
2019
109 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€198k▼ 25.1%
2024 · €264k
2018: €316k
2019: €321k▲ +1.8% vs 2018
2020: €321k● -0.0% vs 2019
2021: €388k▲ +20.8% vs 2020highest in 8 years
2022: €333k▼ -14.1% vs 2021
2023: €292k▼ -12.3% vs 2022
2024: €264k▼ -9.6% vs 2023
2025: €198k▼ -25.1% vs 2024lowest in 8 years
2018 → 2025
Total assets
€203k▼ 24.6%
2024 · €270k
2018: €425k
2019: €483k▲ +13.7% vs 2018highest in 8 years
2020: €397k▼ -17.9% vs 2019
2021: €467k▲ +17.6% vs 2020
2022: €375k▼ -19.7% vs 2021
2023: €305k▼ -18.5% vs 2022
2024: €270k▼ -11.7% vs 2023
2025: €203k▼ -24.6% vs 2024lowest in 8 years
2018 → 2025
Net result
€-66k▼ 137%
2024 · €-28k
2018: €55k
2019: €6k▼ -89.7% vs 2018
2020: €-157▼ -103% vs 2019
2021: €67k▲ +42515% vs 2020highest in 8 years
2022: €-55k▼ -182% vs 2021
2023: €-41k▲ +25.2% vs 2022
2024: €-28k▲ +31.7% vs 2023
2025: €-66k▼ -137% vs 2024lowest in 8 years
2018 → 2025
Working capital
€59k▼ 44.9%
2024 · €108k
2018: €200k
2019: €204k▲ +1.9% vs 2018
2020: €201k▼ -1.1% vs 2019
2021: €265k▲ +31.8% vs 2020highest in 8 years
2022: €195k▼ -26.4% vs 2021
2023: €99k▼ -49.2% vs 2022
2024: €108k▲ +8.3% vs 2023
2025: €59k▼ -44.9% vs 2024lowest in 8 years
2018 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€388k-€333k▼ 14.1%€292k▼ 12.3%€264k▼ 9.6%€198k▼ 25.1%
2021: €388khighest in 5 years
2022: €333k▼ -14.1% vs 2021
2023: €292k▼ -12.3% vs 2022
2024: €264k▼ -9.6% vs 2023
2025: €198k▼ -25.1% vs 2024lowest in 5 years
Operating result€73k-€-63k€-41k▲ 35.6%€-28k▲ 31.7%€-66k▼ 139%
2021: €73khighest in 5 years
2022: €-63k▼ -186% vs 2021
2023: €-41k▲ +35.6% vs 2022
2024: €-28k▲ +31.7% vs 2023
2025: €-66k▼ -139% vs 2024lowest in 5 years
Net result€67k-€-55k€-41k▲ 25.2%€-28k▲ 31.7%€-66k▼ 137%
2021: €67khighest in 5 years
2022: €-55k▼ -182% vs 2021
2023: €-41k▲ +25.2% vs 2022
2024: €-28k▲ +31.7% vs 2023
2025: €-66k▼ -137% vs 2024lowest in 5 years
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €66k in 2025 against €28k in 2024; the loss grows and 2025 has the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €203k
Fixed assets
€139k ▼ 11.4%
Current assets
€64k ▼ 43.0%
Equity and liabilities €203k
Equity
€198k ▼ 25.1%
Debt
€5k ▼ 3.7%
Debt's share of the balance-sheet total rises from 2.0% to 2.5%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-20k▼
2024 · €26k
Cash flow
€-20k▼
2024 · €25k
Current ratio
12.57▼
2024 · 21.23
Debt to equity
0.03▲
2024 · 0.02
ROE
-33.4%▼
2024 · -10.6%
ROA
-32.6%▼
2024 · -10.4%
Interest coverage
-51.90▼
2024 · 58.19
Debt ≤ 1 year
€5k▼
2024 · €5k
Income taxes
€133▼
2024 · €194
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€270k€203k▼
Fixed assets21/28€157k€139k▼
Tangible fixed assets22/27€156k€138k▼
Land and buildings22€51k€67k▲
Plant, machinery and equipment23€15k€14k▼
Furniture and vehicles24€90k€57k▼
Financial fixed assets28€459€459=
Current assets29/58€113k€64k▼
Amounts receivable within one year40/41€12k€9k▼
Trade receivables40€9k€8k▼
Other amounts receivable41€3k€2k▼
Cash at bank and in hand54/58€101k€55k▼
Deferred charges and accrued income490/1-€52
Equity and liabilities
Total equity and liabilities10/49€270k€203k▼
Equity10/15€264k€198k▼
Contributions10/11€7k€7k=
Reserves13€323k€323k=
Tax-exempt reserves132€16k€16k=
Distributable reserves133€307k€307k=
Profit (loss) carried forward14€-66k€-132k▼
Amounts payable17/49€5k€5k▼
Amounts payable within one year42/48€5k€5k▼
Trade debts44€323€290▼
Suppliers440/4€323€290▼
Taxes, remuneration and social security45€5k€3k▼
Taxes450/3€2k€168▼
Remuneration and social security454/9€3k€3k▲
Other amounts payable47/48-€2k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€53k€46k▼
Other operating charges640/8€1k€1k▼
Gross operating margin9900€27k€-18k▼
Operating profit (loss)9901€-28k€-66k▼
Financial income75/76B€412€458▲
Recurring financial income75€412€458▲
Financial charges65/66B€439€383▼
Recurring financial charges65€439€383▼
Non-recurring financial charges66B€439€383▼
Profit (loss) for the period before taxes9903€-28k€-66k▼
Income taxes67/77€194€133▼
Profit (loss) for the period9904€-28k€-66k▼
Profit (loss) for the period to be appropriated9905€-28k€-66k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-66k€-132k▼
Profit (loss) brought forward from the previous period14P€-38k€-66k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | €47k | €5k | - | - | - |
| Remuneration, social security and pensions62 | €117k | €94k | - | - | - | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €40k | €31k | €48k | €53k | €46k | ▼ 13.2% |
| Other operating charges640/8 | €6k | €2k | €2k | €1k | €1k | ▼ 0.4% |
| Non-recurring operating charges66A | - | €50k | - | - | - | - |
| Gross operating margin9900 | €237k | €115k | €9k | €27k | €-18k | ▼ 168% |
| Operating profit (loss)9901 | €73k | €-63k | €-41k | €-28k | €-66k | ▼ 139% |
| Financial income75/76B | €360 | €7k | €266 | €412 | €458 | ▲ 11.0% |
| Recurring financial income75 | €17 | €7k | €128 | €412 | €458 | ▲ 11.0% |
| Non-recurring financial income76B | €343 | €7k | €137 | - | - | - |
| Financial charges65/66B | €670 | €632 | €441 | €439 | €383 | ▼ 12.7% |
| Recurring financial charges65 | €670 | €225 | €137 | €439 | €383 | ▼ 12.7% |
| Non-recurring financial charges66B | - | €407 | €303 | €439 | €383 | ▼ 12.7% |
| Profit (loss) for the period before taxes9903 | €73k | €-57k | €-41k | €-28k | €-66k | ▼ 138% |
| Income taxes67/77 | €6k | €-2k | €125 | €194 | €133 | ▼ 31.3% |
| Profit (loss) for the period9904 | €67k | €-55k | €-41k | €-28k | €-66k | ▼ 137% |
| Profit (loss) for the period to be appropriated9905 | €67k | €-55k | €-41k | €-28k | €-66k | ▼ 137% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €467k | €375k | €305k | €270k | €203k | ▼ 24.6% |
| Fixed assets21/28 | €138k | €146k | €194k | €157k | €139k | ▼ 11.4% |
| Tangible fixed assets22/27 | €138k | €145k | €193k | €156k | €138k | ▼ 11.4% |
| Land and buildings22 | €24k | €32k | €47k | €51k | €67k | ▲ 30.5% |
| Plant, machinery and equipment23 | €47k | €22k | €17k | €15k | €14k | ▼ 6.1% |
| Furniture and vehicles24 | €51k | €91k | €130k | €90k | €57k | ▼ 36.4% |
| Other tangible fixed assets26 | €16k | - | - | - | - | - |
| Financial fixed assets28 | €459 | €459 | €459 | €459 | €459 | = |
| Current assets29/58 | €329k | €229k | €112k | €113k | €64k | ▼ 43.0% |
| Stocks and contracts in progress3 | €21k | - | - | - | - | - |
| Stocks30/36 | €21k | - | - | - | - | - |
| Amounts receivable within one year40/41 | €6k | €33k | €13k | €12k | €9k | ▼ 21.6% |
| Trade receivables40 | €3k | €31k | €3k | €9k | €8k | ▼ 17.6% |
| Other amounts receivable41 | €3k | €2k | €10k | €3k | €2k | ▼ 35.0% |
| Cash at bank and in hand54/58 | €299k | €195k | €98k | €101k | €55k | ▼ 45.6% |
| Deferred charges and accrued income490/1 | €3k | €2k | €711 | - | €52 | - |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €467k | €375k | €305k | €270k | €203k | ▼ 24.6% |
| Equity10/15 | €388k | €333k | €292k | €264k | €198k | ▼ 25.1% |
| Contributions10/11 | €7k | €7k | €7k | €7k | €7k | = |
| Capital10 | €7k | - | - | - | - | - |
| Issued capital100 | €19k | - | - | - | - | - |
| Uncalled capital101 | €12k | - | - | - | - | - |
| Reserves13 | €358k | €323k | €323k | €323k | €323k | = |
| Non-distributable reserves130/1 | €2k | - | - | - | - | - |
| Legal reserve130 | €2k | - | - | - | - | - |
| Tax-exempt reserves132 | €16k | €16k | €16k | €16k | €16k | = |
| Distributable reserves133 | €340k | €307k | €307k | €307k | €307k | = |
| Profit (loss) carried forward14 | €23k | €3k | €-38k | €-66k | €-132k | ▼ 101% |
| Amounts payable17/49 | €79k | €41k | €13k | €5k | €5k | ▼ 3.7% |
| Amounts payable after more than one year17 | €16k | €8k | - | - | - | - |
| Financial debts170/4 | €16k | €8k | - | - | - | - |
| Amounts payable within one year42/48 | €63k | €34k | €13k | €5k | €5k | ▼ 3.7% |
| Current portion of amounts payable after more than one year42 | €8k | €8k | €8k | - | - | - |
| Trade debts44 | €15k | €4k | €4k | €323 | €290 | ▼ 10.2% |
| Suppliers440/4 | €15k | €4k | €4k | €323 | €290 | ▼ 10.2% |
| Taxes, remuneration and social security45 | €25k | €18k | €211 | €5k | €3k | ▼ 39.8% |
| Taxes450/3 | €10k | €7k | €211 | €2k | €168 | ▼ 92.3% |
| Remuneration and social security454/9 | €15k | €12k | - | €3k | €3k | ▲ 0.6% |
| Other amounts payable47/48 | €16k | €4k | €562 | - | €2k | - |
| Accrued charges and deferred income492/3 | - | - | €660 | - | - | - |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €67k | €-55k | €-41k | €-28k | €-66k | ▼ 137% |
| + Depreciation and write-downs630 | €40k | €31k | €48k | €53k | €46k | ▼ 13.2% |
| Operating cash flow (approximation) | €107k | €-24k | €7k | €25k | €-20k | ▼ 179% |
| Investment in fixed assets (approximation) | - | €-39k | €-96k | €-16k | €-28k | ▼ 72.7% |
| Change in cash | - | €-104k | €-96k | €3k | €-46k | ▼ 1,826% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 20 days late
2025
31-12
Financial
Weakest financial yearnet €-66k
Net result drops to €-66k, the lowest in the series.
08-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 8 days late
2024
31-12
Financial
Liquidity doublescurrent ratio 21.23
Current ratio from 8.93 to 21.23; short-term debt falls from €13k to €5k.
29-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 29 days late
2023
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
05-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 36 days late
2021
31-12
Financial
Back to profitnet €67k
Net result €67k after one loss-making year.
27-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 27 days late
2020
17-11
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 109 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema · 30 days late
2018
13-09
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 44 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oosterzele · 1 establishment unit since 2006
Ground area
1.6 ha
Building footprint
191 m²
Volume, LiDAR
326 m³
Parcel 44052B0361/00H000, Flanders · tallest building 5.4 m. Linked by address, not a title deed.
1 establishment unit
Ubybo
since 20062.159.244.744
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44052B0361/00H000 | Flanders | 1.6 ha | 1 · 191 m² | 5.4 m |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 · 1 entry · 140 EUR awarded · 140 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2022 | 1 | 140 EUR | 140 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Dual-learning approval
5 endedKeukenmedewerker (so)
Keukenmedewerker (vwo)
Keukenmedewerker duaal (so)
Hulpkok (so)
Kok (so)
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Of 20,495 companies in sector 56111 we hold annual accounts for 11,462. 8,581 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded22-12-2006
Fiscal year end31-12
Activities, NACEBEL 2025
56111Full-service restaurants
56112Limited-service restaurants, excluding mobile food services
56210Event catering
Scores and ratios are computed by Checked and are not a credit decision.