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ZAC-ITALIA

Active
Private limited company (pre-2019)founded 2004active for 22 yearsRue Grande 208, 7020 Mons, BelgiumKBO/BCE: BE 0867.711.520
Summary

The computed 12-month bankruptcy probability of ZAC-ITALIA is 7.0% (elevated). The annual accounts of ZAC-ITALIA for financial year 2025 show a net loss of 64% of the equity at the start of that year. The 2025 annual accounts show equity of €33,598 and a net result of -€62,195. Equity has been growing by about 6.8% per year since 2018. Its solvency ranks better than 36% of 954 sector peers (NACE 56, financial year 2025). The company has been active since 2004 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 08-10-2004 Normal situation
Registered office
25 active companies are registered at this address 3 started in the 12 months before. Source: KBO register, as of 3 November 2026.
Activity
Full-service restaurants NACE 56111and 4 others
Joint committee
119 Paritair Comité voor de handel in voedingswaren · annual accounts 2023
Establishment units
2.138.584.635 7050 Jurbise, since 01-10-2004
2.143.166.696 7020 Mons, since 06-10-2004and 1 other
Financial year end
31 December
Peppol
Reachable since 07-08-2026

Board and ownership

Board

Financial position

33 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
7.0%
Annual accounts 2025
Turnover
€477,463
▼ 42.7%
Loss
€62,195
Equity
€33,598
▼ 65.4%
Total assets
€207,974
▼ 45.8%
Staff
3 FTE
▼ 45.5%
  • 2025 accounts filed 60 days after the deadline
Score breakdownraises riskLoss of €62,195 (financial year 2025)Last filed accounts filed 60 days late; 2 of the last 3 accounts lateSector: Food and beverage service activities (NACE 56)Equity €33,598 (16.2% of total assets)Show the evidence

Checked score

Score 2025
33 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 17% of micro companies in food and beverage service (NACE 56)
Financial strength · tick: 2024
Weak
Solvency 41-9
equity 16.2% of total assets
Liquidity 16-33
short-term debt 79.5% · cash 7.2%
Profitability 0-62
return on assets -29.9%
Bankruptcy probability within 12 months
7.0% Elevated
0%0.5%1.5%4%10%≥ 25%

About 7 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.8% (23,779 companies, NACE 56, micro)
Last 24 months 12-2024: 1.4% 01-2025: 1.4%● unchanged vs 12-2024 02-2025: 1.4%● unchanged vs 01-2025 03-2025: 1.4%● unchanged vs 02-2025 04-2025: 1.5%▲ +0.1 percentage points vs 03-2025 05-2025: 1.5%● unchanged vs 04-2025 06-2025: 1.4%▼ -0.1 percentage points vs 05-2025 07-2025: 1.7%▲ +0.3 percentage points vs 06-2025 08-2025: 2.2%▲ +0.5 percentage points vs 07-2025 09-2025: 2.3%▲ +0.1 percentage points vs 08-2025 10-2025: 3.0%▲ +0.7 percentage points vs 09-2025 11-2025: 1.3%▼ -1.7 percentage points vs 10-2025 12-2025: 1.3%● unchanged vs 11-2025 01-2026: 1.3%● unchanged vs 12-2025 02-2026: 1.3%● unchanged vs 01-2026 03-2026: 1.3%● unchanged vs 02-2026 04-2026: 1.3%● unchanged vs 03-2026 05-2026: 1.3%● unchanged vs 04-2026 06-2026: 1.2%▼ -0.1 percentage points vs 05-2026 07-2026: 1.2%● unchanged vs 06-2026lowest value 08-2026: 1.8%▲ +0.6 percentage points vs 07-2026 09-2026: 2.1%▲ +0.3 percentage points vs 08-2026 10-2026: 7.0%▲ +4.9 percentage points vs 09-2026highest value 11-2026: 7.0%● unchanged vs 10-2026highest value
Credit of up to €1,000 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity is insufficient, with a current ratio of 0.82 (1.13 in 2024), below 1. Short-term debt is 79.5% and cash 7.2% of total assets. 83.8% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro). It does better than 38% of them on solvency, 14% on liquidity, 8% on profitability and 9% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
raises risk
raises risk · Loss of €62,195 (financial year 2025)
NBB · annual accounts
raises risk · Last filed accounts filed 60 days late; 2 of the last 3 accounts late
NBB · filings
raises risk · Sector: Food and beverage service activities (NACE 56)
KBO
raises risk · Equity €33,598 (16.2% of total assets)
NBB · annual accounts
raises risk · 2025 accounts filed 60 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-09-2026, 60 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
60 days late
2024
82 days late
2023
27 days late
2022
35 days early
2021
29 days late
2020
25 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 15 days after the deadline. In the sector (NACE 56), the median for financial year 2024 was 7 days after the deadline, and 53% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 accounts filed within 53 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
03-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Caution: From profit to loss in 2025after a profit of €14,139 in 2024 -€62,195 View
  • Caution: Lower net result than 86% of companies in food and beverage servicesector median €9,729 · 955 companies -€62,195 View

Recent changes

  1. · Gazette deed Resignation: MALHOTRA Olivier (director)
  2. · Gazette deed 2 directors appointed, 1 director resigningResignation: Lirio ANZALONE (director) · Appointments: Olivier MALHOTRA (director) and Caroline PINGITORE (director)
  3. · Gazette deed Registered office moved from Frameries to MonsNew seat: Rue Grande, n° 208 à 7020 Mons · Previous seat: Route de Bavay, n°5 à 7080 Frameries · Resignation: CRAVOTTA Massimo (administrateur gérant)
All 18 events

Comparable companies

These companies have the same main activity as ZAC-ITALIA: full-service restaurants (NACE 56111). They are comparable in size and age: total assets between €140,000 and €217,000, founded between 2002 and 2006.

CompanyTotal assetsGross margin
ZAC-ITALIA Mons€207,974-€12,376
DÔME TRAITEUR Charleroi€139,962-€93,955
VERACE ONE Braine-l'Alleud€210,057-€23,687
AVEWE Investments Deinze€200,135-€4,322
PBA-PSK CATERING Etterbeek€216,924-€63,949
Ubybo Oosterzele€203,226-€18,474
PRIMA CASA Herentals€191,532-€957
Full comparison

Key facts about ZAC-ITALIA

What is the company number of ZAC-ITALIA?
The company number of ZAC-ITALIA is 0867.711.520. The VAT number is the same number with BE in front: BE 0867.711.520.
Where is ZAC-ITALIA based?
The registered office is at Rue Grande 208, 7020 Mons.Company details
What does ZAC-ITALIA do?
According to the KBO register, the main activity is full-service restaurants (NACE 56111).
What is the legal form of ZAC-ITALIA?
The legal form of ZAC-ITALIA is Private limited company (pre-2019) (BVBA).
When was ZAC-ITALIA founded?
ZAC-ITALIA was founded on 08-10-2004.
Is ZAC-ITALIA still active?
Yes, ZAC-ITALIA is an active enterprise in the KBO register.
How many employees does ZAC-ITALIA have?
ZAC-ITALIA had an average of 3 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does ZAC-ITALIA fall under?
In its 2023 annual accounts, ZAC-ITALIA states joint committee 119 (Paritair Comité voor de handel in voedingswaren).
What is the turnover of ZAC-ITALIA?
The turnover of ZAC-ITALIA was €477,463 in financial year 2025, according to the filed annual accounts.
Is ZAC-ITALIA profitable?
In financial year 2025, ZAC-ITALIA made a loss of €62,195.
Where can I find the annual accounts of ZAC-ITALIA?
ZAC-ITALIA filed 21 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of ZAC-ITALIA due?
ZAC-ITALIA must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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