Financials
- Financial year
- 2025
- Total assets
- €194,563
- Loss
- -€33,515
- Solvency
- 40.0%
Total assets▲ 2.1%
Net result
20182025
Ter Polders
ActiveSummary
Ter Polders has been active since 2007 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77,737 and a net result of -€33,515. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 59% of 16,853 sector peers (NACE 56, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Overview
Activity
Full-service restaurants
NACE 56111
1 site
Size
€194,563total assets 2025
- Equity
- €77,737
- Loss
- -€33,515
Turnover not published (micro format)
Why 65raises riskSector: Food and beverage service activities (NACE 56)Loss of €33,515 (financial year 2025)lowers riskFounded in 2007Figures for financial year 2025 (filed 06-07-2026)Show the evidence
Checked score
Score 2025
65
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 38% of its sector peers (NACE 56, micro)
Financial strength · tick = 2024
Weak
Solvency
65-18
equity 40.0% of total assets
Liquidity
58+8
short-term debt 11.7% · cash 7.4%
Profitability
0-100
return on assets -17.2%
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
11-2024: 3.7%
12-2024: 3.7%● unchanged vs 11-2024
01-2025: 3.7%● unchanged vs 12-2024
02-2025: 3.7%● unchanged vs 01-2025
03-2025: 3.6%▼ -0.1 percentage points vs 02-2025
04-2025: 3.6%● unchanged vs 03-2025
05-2025: 3.8%▲ +0.2 percentage points vs 04-2025
06-2025: 3.6%▼ -0.2 percentage points vs 05-2025
07-2025: 4.0%▲ +0.4 percentage points vs 06-2025highest value
08-2025: 1.2%▼ -2.8 percentage points vs 07-2025
09-2025: 1.2%● unchanged vs 08-2025
10-2025: 1.2%● unchanged vs 09-2025
11-2025: 1.2%● unchanged vs 10-2025
12-2025: 1.2%● unchanged vs 11-2025
01-2026: 1.2%● unchanged vs 12-2025
02-2026: 1.3%▲ +0.1 percentage points vs 01-2026
03-2026: 1.3%● unchanged vs 02-2026
04-2026: 1.5%▲ +0.2 percentage points vs 03-2026
05-2026: 0.6%▼ -0.9 percentage points vs 04-2026
06-2026: 0.5%▼ -0.1 percentage points vs 05-2026lowest value
07-2026: 0.6%▲ +0.1 percentage points vs 06-2026
08-2026: 1.1%▲ +0.5 percentage points vs 07-2026
09-2026: 1.1%● unchanged vs 08-2026
10-2026: 1.1%● unchanged vs 09-2026
Credit of up to €5,000 on 30-day terms is acceptable
Liquidity tight (current ratio 1.04, compared with 2.62 in 2024, below the usual 1.5; short-term debt: 11.7% and cash: 7.4% of total assets), and 60% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 56, micro): better than 59% on solvency, 62% on liquidity, 8% on profitability and 20% on growth.
The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
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Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
25 days early
2024
7 days early
2023
36 days early
2022
3 days early
2021
30 days early
2020
31 days late
2019
61 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 7 accounts on average 1 day before the deadline; the sector median (NACE 56) for financial year 2024 is 7 days after the deadline, and 53% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven monthsWhere today falls in the filing period
28-10-2026 today31-12-2026 year end31-07-2027 deadline
- Annual accounts filedfinancial year 2025 · micro…
- Weakest financial yearnet -€33,515
- Annual accounts filedfinancial year 2024 · micro…
Key points
By topic
Board & ownership
- Board
- 2 members
- Christel VANSTEENKISTEDirector
- Glenn WAEYAERTDirector
Timeline
- Events
- 26
- Since
- 2009
- Next accounts
- by 31-07-2027
- 31-12-2024Back to profit
- 31-12-2024Liquidity more than 6 times
- 31-12-2024Equity above €100,000
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Full-service restaurantsNACE 56111
- Founded
- 10-07-2007
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 37
- Annual meeting
- Third Friday of June at 09:00
- Purpose
- “De activiteiten van een horeca-uitbating en organisator van allerhande evenementen en…” (deed in Dutch)
Key facts about Ter Polders
- What is the company number of Ter Polders?
- 0890.737.340. In Belgium the VAT number is the company number with BE in front: BE 0890.737.340.
- Where is Ter Polders based?
- The registered office is at Brugsesteenweg 68, 8420 De Haan.Company details
- What does Ter Polders do?
- According to the KBO register, the main activity is full-service restaurants (NACE 56111).
- What is the legal form of Ter Polders?
- Private limited company (BV).
- When was Ter Polders founded?
- On 10-07-2007.
- Is Ter Polders still active?
- Yes, Ter Polders is an active enterprise in the KBO register.
- How many employees does Ter Polders have?
- On average 0.8 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
- What is the turnover of Ter Polders?
- Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
- Is Ter Polders profitable?
- In financial year 2025, Ter Polders made a loss of €33,515.
- Where can I find the annual accounts of Ter Polders?
- Ter Polders filed 18 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of Ter Polders due?
- By 31-07-2027, for financial year 2026.Timeline
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