Losses
-€1.8m in twelve years
Every financial year from 2014 to 2025 closed with a loss. 2016 was the heaviest.
UBIS
Lifetime
12 annual accounts with figures on one time axispeak €273,681 (2024)
€237,171▼ 13.3%
lowest -€260,632 (2016)
-€226,563▼ €62,694
peak €3.7m (2017)
€2.2m▼ 9.9%
€1.5m▼ 1.4%
peak 2.1 FTE (2024)
1.9 FTE▼ 9.5%
Board15 names since 2014all names
7 directorsPOM Antwerpen and 6 others
Documentsfilings and deeds
30-06-202631 days before the deadline
2025financial year
Gross margin from €273,681 to €237,171Loss of €226,563Staff from 2.1 FTE to 1.9 FTE5 directors appointed, 5 resignations 29-09
Key points
from the 2025 annual accountsTurnover
≈ €360,000 estimated
The accounts state no turnover.
Investments
€20,250 0.1 × depreciation
Green is investment, beige is depreciation.
Filings
12 annual accounts since 2014
Three of the last ten came late. The 2023 accounts came latest: 56 days after the end of the period.
At the same address
25 companies
Position in the sector
-€226,563
Lower net result than 91% of companies in office administrative support. Sector median €49,110 · 1,169 companies.
Checked score
88
Excellent
Financially stronger than 38% of micro companies in office administrative support (NACE 82)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.2% across 12,672 companies (NACE 82, micro).
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.3%
01-2025: 0.3%● unchanged vs 12-2024
02-2025: 0.3%● unchanged vs 01-2025
03-2025: 0.3%● unchanged vs 02-2025
04-2025: 0.3%● unchanged vs 03-2025
05-2025: 0.3%● unchanged vs 04-2025
06-2025: 0.4%▲ +0.1 percentage points vs 05-2025highest value
07-2025: 0.1%▼ -0.3 percentage points vs 06-2025
08-2025: 0.1%● unchanged vs 07-2025
09-2025: 0.1%● unchanged vs 08-2025
10-2025: 0.1%● unchanged vs 09-2025
11-2025: 0.1%● unchanged vs 10-2025
12-2025: 0.1%● unchanged vs 11-2025
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026lowest value
03-2026: 0.1%● unchanged vs 02-2026lowest value
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.2%▲ +0.1 percentage points vs 05-2026
07-2026: 0.2%● unchanged vs 06-2026
08-2026: 0.2%● unchanged vs 07-2026
09-2026: 0.2%● unchanged vs 08-2026
10-2026: 0.2%● unchanged vs 09-2026
11-2026: 0.2%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Loss of €226,563, the second in a row (financial year 2025)
1 of the last 3 accounts late
lowers risk
Size: 1.9 FTE, total assets €3.7m
Figures for financial year 2025 (filed on 30-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 82, micro). It does better than 60% of them on solvency, 48% on liquidity, 18% on profitability and 27% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as UBIS has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of UBIS itself: 0.2% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for UBIS. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €190,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 4.7 (4.36 in 2024), above the usual 1.5. Short-term debt is 1.9% and cash 4.1% of total assets. 39.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Six signals.
lowers riskraises riskneutral
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€226,563
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
31 days early
2024
35 days early
2023
56 days late
2022
31 days early
2021
34 days early
2020
23 days early
2019
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 10 days before the deadline. In the sector (NACE 82), the median for financial year 2024 was 7 days before the deadline, and 35% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
PO
Provinciale Ontwikkelingsmaatschappij Antwerpen
Managing director, Luc Broos
PA
POM Antwerpen
Director, Luc Broos, since 25-06-2025
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0546545708
5 directors appointed, 5 resignations
Change of role: Provinciale Ontwikkelingsmaatschappij Antwerpen, from director to managing director · Resignations: Chris Brouwers, Werner Jacobs, Jurgen Joossens, Steven Van Passel and Jada Verrept · Appointments: Steven Van Passel, Dirk Lanens, Jada Verrept, Werner Jacobs and Chris Brouwers · General meeting of 25-06-2025 · Gazette deed
1 director appointed, 1 resignation
Resignation: Ronny Blust · Appointment: Steven Van Passel · Permanent representative: Luc Broos · General meeting of 07-06-2024 · Gazette deed
Resignation: VANAELST Iris (director)
Permanent representative: BROOS Luc · Capital of €3,744,950, 1,238 shares · General meeting of 07-06-2024 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| UBIS Niel | €3.7m | €237,171 | 60.4% | 1.9 |
| BARBUSS EUROPE Antwerp | €2.7m | €198,865 | 1.2% | 2.7 |
| Montreal Development Antwerp | €5.7m | €256,025 | 3.9% | 1.5 |
| Holding De Prins Halle | €4.6m | €228,303 | 97.8% | 1 |
| JAX INVEST Bruges | €2.5m | €287,194 | 47.4% | 1 |
| Officenter Turnhout Turnhout | €3.4m | €149,706 | 7.8% | 3 |
| MERODE BUSINESS CENTER Antwerp | €3.9m | €186,434 | 70.4% | 2.3 |
These companies have the same main activity as UBIS: other business support services (NACE 82990). They are comparable in size and age: total assets between €2.5m and €5.7m, founded between 2007 and 2015.
Official details
Source: KBO- Status
- Active since 13-02-2014Normal situation
- Registered office
- 26 active companies are registered at this address1 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- Other business support servicesNACE 82990
- Joint committee
- 200Auxiliary committee for white-collar workers · annual accounts 2024
- Establishment unit
- 2.227.345.5732845 Niel, since 07-03-2014
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €3.7m▼ 6.7%
- Employeeson 31-12-2025
- 2=
- Filing
- Filed on 30-06-2026, 31 days before the end of the filing period
Insights on UBIS
UBIS has existed since 2014. In 2018 the gross margin rose from €97,420 to €224,300.
In September 2025, the Official Gazette published the appointment of Provinciale Ontwikkelingsmaatschappij Antwerpen as managing director.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about UBIS
- What is the company number of UBIS?
- The company number of UBIS is 0546.545.708. The VAT number is the same number with BE in front: BE 0546.545.708.
- Where is UBIS based?
- The registered office is at Galileilaan 15, 2845 Niel.Company details
- What does UBIS do?
- According to the KBO register, the main activity is other business support services (NACE 82990).
- What is the legal form of UBIS?
- UBIS is a public limited company (NV).
- When was UBIS founded?
- UBIS was founded on 13-02-2014.
- Is UBIS still active?
- Yes, UBIS is an active enterprise in the KBO register.
- How many employees does UBIS have?
- UBIS had an average of 1.9 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- Which joint committee does UBIS fall under?
- In its 2024 annual accounts, UBIS states joint committee 200 (Auxiliary committee for white-collar workers).
- What is the turnover of UBIS?
- The turnover in financial year 2025 is ≈ €360,000. This figure is estimated from the gross margin of €237,171 and 31 comparable companies (NACE 82990). It probably lies between €280,000 and €490,000.
- Is UBIS profitable?
- In financial year 2025, UBIS made a loss of €226,563.
- Where can I find the annual accounts of UBIS?
- UBIS filed 12 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of UBIS due?
- UBIS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
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