Financials
- Financial year
- 2025
- Turnover
- €973,173
- Loss
- -€232,358
- Solvency
- 53.4%
UBike
ActiveSummary
UBike has been active since 2025 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €767,642 and a net result of -€232,358. Its solvency ranks better than 68% of 4,942 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 1.5% (low).
Overview
Activity
Retail sale of bicycles
NACE 47632Renting and leasing of sports and recreation goods NACE 77210
2 sites
Size
€973,173turnover 2025
- Staff
- 3.5 FTE
- Equity
- €767,642
- Loss
- -€232,358
Structure
- Parent
- o2o · 100%
Accounts 49 days early
Why 63raises risk1 change of registered office in 24 monthsLoss of €232,358 (financial year 2025)Founded in 2025lowers riskLiquidity: current ratio 1.61, cash €355,319Show the evidence
Checked score
Score 2025
63
/ 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially better than 46% of its sector peers (NACE 47, micro)
Financial strength
Average
Solvency
78
equity 53.4% of total assets
Liquidity
58
short-term debt 46.0% · cash 24.7%
Profitability
0
return on assets -16.2%
Bankruptcy probability, 12 months
1.5%
Low
0%0.5%1.5%4%10%≥ 25%
About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 2.1%
06-2026: 4.3%▲ +2.2 percentage points vs 05-2026highest value
07-2026: 1.5%▼ -2.8 percentage points vs 06-2026lowest value
08-2026: 1.5%● unchanged vs 07-2026lowest value
09-2026: 1.5%● unchanged vs 08-2026lowest value
10-2026: 1.5%● unchanged vs 09-2026
Credit of up to €45,000 on 30-day terms, only on tighter conditions: young company (under 3 years) without a track record
Liquidity ample (current ratio 1.61, above the usual 1.5; short-term debt: 46% and cash: 24.7% of total assets), and 46.6% of the assets are financed with debt and provisions.
How it is calculated
The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 67% on solvency, 65% on liquidity and 6% on profitability.
The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).
Credit check for your own amount and term
Show the recommended maximum and see how the verdict changes with amount, term and advance.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
49 days early
← before the deadline
after the deadline →
Searched, nothing found (1)
- Annual accounts filedfinancial year 2025 · full…
- Registered officeRegistered-office move · Amendment of…
- IncorporationAppointments: Girta, Veciy and MOORE…
Key points
By topic
Board & ownership
- Parent
- o2o · 100%
Network & group
- Group
- O2O Holding
- Connected companies
- 2
Timeline
- Events
- 3
- Since
- 2025
Company details
- Sites
- 2
- Legal form
- Private limited company
- Activity
- Retail sale of bicyclesNACE 47632
- Founded
- 28-04-2025
- Year ends
- 31-12
- Peppol
- Reachable for e-invoices
Articles of association
- Provisions read
- 11
- Who signs
- Two directors jointly
- Annual meeting
- First Friday of June at 19:00
- Purpose
- “Aankopen,verkopen,invoeren,uitvoeren,verhuren,huren,onderverhuren,leasing,renting,en…” (deed in Dutch)
Go further with this company
How much credit can you give this customer, and on what payment terms?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Is the workforce growing, and do people stay?Employer check
Your own company? See how customers, suppliers and banks see it and what to improve first.
Investigating this company? Keep it with today's facts in a case file.