BIKEPRO

Active

Private limited companyfounded 20233 yrs activeKapellensteenweg (C) 394, 2920 Kalmthout, BelgiumKBO/BCE: BE 0802.938.482

The computed 12-month bankruptcy probability of BIKEPRO is 1.6% (moderate). The 2025 annual accounts show equity of €1.34M and a net result of €185k. Equity is shrinking by ~20.5% per year across the filed fiscal years. Its solvency ranks better than 87% of 10253 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

72 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability82▲+11

Solvency100=

Growth32=

Track record94

Bankruptcy probability, 12 months

1.6% Moderate

0%0.5%1.5%4%10%≥ 25%

Credit up to €95k at 30 days acceptable

Liquidity ample (current ratio 4.92 against 4.82 in 2024; short-term debt: 19.5% and cash: 9.1% of total assets), and 21.8% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

78.2%

Return on assets

10.8%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 15-07-2026, 16 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

16 d early

2024

69 d early

2023

103 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

16-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€1.34M▼ 21.9%

2024 · €1.71M

2023: €2.04M 2024: €1.71M

2023 → 2025

Total assets

€1.71M▼ 25.0%

2024 · €2.28M

2023: €2.46M 2024: €2.28M

2023 → 2025

Net result

€185k▲ 272%

2024 · €50k

2023: €332k 2024: €50k

2023 → 2025

Working capital

€1.31M▼ 24.8%

2024 · €1.74M

2023: €2.02M 2024: €1.74M

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€2.04M-€1.71M▼ 16.0%€1.34M▼ 21.9%

Operating result€430k-€83k▼ 80.7%€222k▲ 167%

Net result€332k-€50k▼ 85.0%€185k▲ 272%

Turnover and EBIT margin not published: the abbreviated schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result recovers in 2025; 2025 is 167% above 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €1.71M

95.9%

Fixed assets €69k▼ 19.0%

Current assets €1.64M▼ 25.2%

Equity and liabilities €1.71M

78.2%

21.8%

Equity €1.34M▼ 21.9%

Debt €374k▼ 34.3%

The debt ratio falls from 24.9% to 21.8%. Equity and debt are lower.

Key figures and ratios

2025 value · change against 2024

EBITDA

€249k▲

2024 · €110k

Cash flow

€212k▲

2024 · €77k

Solvency

78.2%▲

2024 · 75.1%

Current ratio

4.92▲

2024 · 4.82

Quick ratio

1.09▼

2024 · 2.32

Debt / equity

0.28▼

2024 · 0.33

ROE

13.9%▲

2024 · 2.9%

ROA

10.8%▲

2024 · 2.2%

Interest coverage

22.25▲

2024 · 7.28

Debt

€374k▼

2024 · €569k

Debt ≤ 1 year

€334k▼

2024 · €456k

Debt > 1 year

€40k▼

2024 · €113k

Income taxes

€46k▲

2024 · €33k

Staff costs

€305k▼

2024 · €405k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€2.28M€1.71M▼

Fixed assets21/28€86k€69k▼

Tangible fixed assets22/27€86k€69k▼

Plant, machinery and equipment23€37k€39k▲

Furniture and vehicles24€48k€30k▼

Current assets29/58€2.20M€1.64M▼

Amounts receivable after more than one year29€50k€52k▲

Trade receivables290-€52k

Other amounts receivable291€50k-

Stocks and contracts in progress3€1.14M€1.28M▲

Stocks30/36€1.14M€1.28M▲

Amounts receivable within one year40/41€153k€153k=

Trade receivables40€113k€147k▲

Other amounts receivable41€40k€6k▼

Cash at bank and in hand54/58€849k€155k▼

Deferred charges and accrued income490/1€4k€5k▲

Equity and liabilities

Total equity and liabilities10/49€2.28M€1.71M▼

Equity10/15€1.71M€1.34M▼

Contributions10/11€11k€11k=

Reserves13€1.70M€1.33M▼

Distributable reserves133€1.70M€1.33M▼

Profit (loss) carried forward14€218€595▲

Amounts payable17/49€569k€374k▼

Amounts payable after more than one year17€113k€40k▼

Financial debts170/4€63k€40k▼

Other amounts payable178/9€50k€0▼

Amounts payable within one year42/48€456k€334k▼

Current portion of amounts payable after more than one year42€34k€26k▼

Financial debts43€24k€15k▼

Credit institutions430/8€24k€0▼

Other loans439-€15k

Trade debts44€154k€99k▼

Suppliers440/4€154k€99k▼

Advances received on contracts in progress46€17k€14k▼

Taxes, remuneration and social security45€114k€71k▼

Taxes450/3€48k€40k▼

Remuneration and social security454/9€66k€31k▼

Other amounts payable47/48€113k€109k▼

Income statement Code20242025

Remuneration, social security and pensions62€405k€305k▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€27k▼

Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€44k€-44k▼

Other operating charges640/8€2k€45k▲

Gross operating margin9900€561k€556k▼

Operating profit (loss)9901€83k€222k▲

Financial income75/76B€15k€20k▲

Recurring financial income75€15k€20k▲

Financial charges65/66B€15k€11k▼

Recurring financial charges65€15k€11k▼

Profit (loss) for the period before taxes9903€83k€231k▲

Income taxes67/77€33k€46k▲

Profit (loss) for the period9904€50k€185k▲

Transfer from tax-exempt reserves789€185k€0▼

Profit (loss) for the period to be appropriated9905€234k€185k▼

Appropriation of the result

Profit (loss) to be appropriated9906€235k€186k▼

Profit (loss) brought forward from the previous period14P€783€218▼

Transfer from equity791/2€277k€460k▲

Transfer to equity691/2€135k€85k▼

To other reserves6921€135k€85k▼

Profit to be distributed694/7€377k€560k▲

Return on contributions (dividend)694€277k€460k▲

Directors or managers695€100k€100k=

Social balance

Average headcount (FTE)90877.95.9▼

The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

15-07

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

23-05

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema

2024

31-12

Financial Weakest financial yearnet €50k ▼85%

Net result drops to €50k, the lowest in the series; recovery starts the following year.

19-04

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Kalmthout · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Kapellensteenweg (C) 3942920 Kalmthout

Ground area

1,631 m²

Building footprint

674 m²

Volume, LiDAR

3,109 m³

Parcel 11022F0001/00W134, Flanders · tallest building 10.9 m, ±1 floor. Linked by address, not a title deed.

1 establishment unit

Aerts Action Bike

Kapellensteenweg (C) 394, 2920 KalmthoutRetail trade

since 20232.346.553.229

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
11022F0001/00W134	Flanders	1,631 m²	1 · 674 m²	10.9 m · 1 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Oudsbergen · Eq €1.30M

De Zwaluw

BE 0440.476.604

Rumst · Eq €1.38M

MEIRHAEGHE-VAN WOENSEL

BE 0862.691.472

Rotselaar · Eq €1.38M

Of 1,467 companies in sector 47632 we hold annual accounts for 732. 436 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded20-06-2023

Fiscal year end31-12

Activities, NACEBEL

47632Retail sale of bicycles

47785Retail trade

33170Repair, maintenance and installation of machinery and equipment

45402

47830Retail sale of motorcycles and motorcycle parts and accessories

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.